| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 | 3318 WEST FRIENDLY AVE SUITE 400 GREENSBORO, NC 27410 | AMERITAS LIFE INSURANCE COMPANY | $7K | — | $7K | 4.17% |
| BB&T INSURANCE SERVICES, INC.3 | 47 AIRPARK COURT PO BOX 27149 GREENVILLE, SC 29626 | AMERITAS LIFE INSURANCE COMPANY | — | $5K | $5K | 2.84% |
| BB&T INSURANCE SERVICES, INC.3 | 3318 WEST FRIENDLY AVENUE SUITE 400 GREENSBORO, NC 27410 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $3K | $12K | 19.40% |
| BB&T INSURANCE SERVICES, INC.3 | 3318 WEST FRIENDLY AVENUE SUITE 400 GREENSBORO, NC 27410 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $875 | $8K | 16.83% |
| BB&T INSURANCE SERVICES, INC.3 | 3318 WEST FRIENDLY AVENUE SUITE 400 GREENSBORO, NC 27410 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $476 | $5K | 16.46% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC. | PO BOX 211486 COLUMBIA, SC 29221 | ALLSTATE | $2K | — | $2K | 9.52% |
| BB&T INSURANCE SERVICES, INC.3 | 3605 GLENWOOD AVENUE SUITE 190 RALEIGH, NC 27612 | ALLSTATE | $2K | — | $2K | 9.42% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC. | PO BOX 211486 COLUMBIA, SC 29221 | ALLSTATE | $540 | — | $540 | 10.83% |
| BB&T INSURANCE SERVICES, INC.3 | 3605 GLENWOOD AVENUE SUITE 190 RALEIGH, NC 27612 | ALLSTATE | $537 | — | $537 | 10.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 267 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 267 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 293 | $1.7M |
| Dental | AMERITAS LIFE INSURANCE COMPANY | 475 | $161K |
| Vision(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 475 | $1.8M |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 267 | $63K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 239 | $48K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 267 | $33K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 293 | $1.7M |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 267 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 475 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.