| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHAR | 5925 CARNEGIE BLVD. SUITE 400 CHARLOTTE, NC 28209 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | $30K | $30K | 5.28% |
| BB&T INSURANCE SERVICES, INC.3 | 7701 AIRPORT CENTER DRIVE SUITE 180 GREENSBORO, NC 27409 | UNITED HEALTHCARE INSURANCE COMPANY | — | $1K | $1K | 0.21% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANC SERVICES-CHARLOTT | 7701 AIRPORT CENTER DRIVE SUITE 180 GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | $2K | — | $2K | 2.81% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | P.O. BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE COMPANY | $1K | — | $1K | 2.19% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | — | $1K | $1K | 1.79% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | P.O.BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE COMPANY | $1K | — | $1K | 7.53% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 7701 AIRPORT CENTER DRIVE SUITE 180 GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | $1K | — | $1K | 7.47% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | — | $415 | $415 | 2.28% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 7701 AIRPORT CENTER DRIVE SUITE 180 GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | $963 | — | $963 | 8.48% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | P.O. BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE COMPANY | $741 | — | $741 | 6.52% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | $201 | — | $201 | 1.77% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | P.O. BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE COMPANY | $673 | — | $673 | 7.74% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 7701 AIRPORT CENTER DRIVE SUITE 180 GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | $632 | — | $632 | 7.27% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | — | $166 | $166 | 1.91% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | P.O. BOX 896620 CHARLOTTE, NC 28289 | THE LINCOLN NATIONAL LIFE COMPANY | $550 | — | $550 | 8.55% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 7701 AIRPORT CENTER DRIVE SUITE 180 GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | $415 | — | $415 | 6.45% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | THE LINCOLN NATIONAL LIFE COMPANY | — | $101 | $101 | 1.57% |
| MCGRIFF INSURANCE SERVICES INC Filed as: MCGRIFF INSURANCE SERVICES-CHARLOTT | 5925 CARNEGIE BLVD SUITE 400 CHARLOTTE, NC 28209 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $611 | — | $611 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 104 | $576K |
| Dental | THE LINCOLN NATIONAL LIFE COMPANY | 88 | $56K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 96 | $6K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE COMPANY | 138 | $18K |
| Short-term disability | THE LINCOLN NATIONAL LIFE COMPANY | 137 | $18K |
| Long-term disability | THE LINCOLN NATIONAL LIFE COMPANY | 137 | $9K |
| Other | THE LINCOLN NATIONAL LIFE COMPANY | 138 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 138 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.