| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD, STE 600 RALEIGH, NC 27612 | SUN LIFE ASSURANCE COMPANY OF CANADA | $112K | $7K | $118K | 16.39% |
| MARSH & MCLENNAN AGENCY LLC3 | 2301 SUGAR BUSH RD, STE 600 RALEIGH, NC 27612 | SUN LIFE ASSURANCE COMPANY OF CANADA | $53K | $8K | $61K | 15.87% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC,PROGRESSIVE BENE. SOL | PO BOX 12748 ROANOKE, VA 24028 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 1.62% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC, R.E. A MARSH & MC. | 870 S PLEASANTBURG DR GREENVILLE, SC 29607 | UNION SECURITY INSURANCE COMPANY | — | $4K | $4K | 1.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 962 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 962 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NORTH CAROLINA | 1,384 | $0 |
| Dental | UNION SECURITY INSURANCE COMPANY | 459 | $360K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 962 | $383K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 962 | $383K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 962 | $383K |
| Other(2 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 962 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,384 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.