| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANIEL HYNES3 | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $52K | $0 | $52K | 2.66% |
| ROBERT E. OCH3 Filed as: ROBERT OCH | 1180 MEDINA ROAD MEDINA, OH 44256 | PARRISH TIRE CO OF AKRON | $4K | $0 | $4K | 1.91% |
| THE HYNES COMPANIES INC3 Filed as: HYNES COMPANIES INC | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | USABLE LIFE | $16K | — | $16K | 9.62% |
| MOSAIC GROUP SERVICES3 | PO BOX 2291 DURHAM, NC 27702 | USABLE LIFE | $9K | — | $9K | 5.17% |
| THE HYNES COMPANIES INC3 Filed as: THE HYNES COMPANIES | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | STARMOUNT LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.33% |
| ROBERT W. FOXWORTH INC3 | 217 BRANCHSIDE LANE HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $3K | $13K | 12.36% |
| THE HYNES COMPANIES INC3 Filed as: THE HYNES COMPANIES | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $0 | $9K | 8.41% |
| GLENN ZIMMERMAN INC3 | 1510 HIGH ROCK ROAD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $1K | $5K | 4.45% |
| SUSAN E. KEELER3 | 9222 54TH CT E PARRISH, FL 34219 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $0 | $3K | 2.93% |
| Z3 ENTERPRISES INC3 | 1510 HIGH ROCK ROAD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $102 | $2K | 2.05% |
| INSYNC BENEFITS INC3 | PO BOX 1474 CORNELIUS, NC 28031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $379 | $2K | 1.96% |
| MICHAEL N THORN3 Filed as: MICHAEL N. THORN | 3 MAINSAIL CT GREESNBORO, NC 27455 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $718 | $166 | $884 | 0.87% |
| DANIEL HYNES3 | 6127 BLAKEMAN LANE RALEIGH, NC 27617 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $408 | $0 | $408 | 0.40% |
| BERNARD ALAN NASH3 | 2628 WESTHAVEN PLACE LYNCHBURG, VA 24501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $191 | $27 | $218 | 0.21% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 116 SPINEL LN KNIGHTDALE, NC 27545 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $106 | $10 | $116 | 0.11% |
| HOWARD HOROWITZ3 | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | $7 | $34 | 0.03% |
| LAURA H MILLEN3 Filed as: LAURA H. MILLEN | 7812 ROCK CRESS DRIVE MOSELEY, VA 23120 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $4 | $18 | 0.02% |
| PIERCE GROUP BENEFITS LLC3 | 4928 LINKSLAND DRIVE HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | $2 | $9 | 0.01% |
| LINDA GAIL MANNING3 | 5111 WOODRUN ON TILLERY MT GILEAD, NC 27306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $0 | $5 | 0.00% |
| ARIADNE DE BASABE-MACHICHE3 | 1102 NIMROD CIRCLE CORONA, CA 92880 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $1 | $3 | 0.00% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: REGENCY 21 INUSRANCE AGENCY INC | 4928 LINKSLAND DRIVE HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| PARRISH J PEACHEE3 Filed as: PARRISH J. PEACHEE | 109 N UNION STREET WESTFIELD, IN 46074 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| JOHN D EVANGELISTA3 Filed as: JOHN D. EVANGELISTA | 26111 ANTONIO PARKWAY RANCHO SANTA MARGARITA, CA 92688 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| DANIEL HYNES3 | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $3K | $0 | $3K | 9.99% |
| ROBERT W. FOXWORTH INC3 | 217 BRANCHSIDE LANE HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $430 | $2K | 11.11% |
| THE HYNES COMPANIES INC3 Filed as: HYNES COMPANIES INC | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 7.36% |
| Z3 ENTERPRISES INC3 | 1510 HIGH ROCK ROAD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $603 | $31 | $634 | 4.28% |
| INSYNC BENEFITS INC3 | PO BOX 1474 CORNELIUS, NC 28031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $297 | $71 | $368 | 2.48% |
| SUSAN E. KEELER3 | 9222 54TH CT E PARRISH, FL 34219 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $368 | $0 | $368 | 2.48% |
| KJELL T TERRELL3 | 327 GOLF COURSE DR RALEIGH, NC 27610 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $197 | $37 | $234 | 1.58% |
| GLENN ZIMMERMAN INC3 | 1510 HIGH ROCK ROAD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $165 | $45 | $210 | 1.42% |
| BENEFITS COUNT INC3 | 1401 CHRISTIMAS COURT RALEIGH, NC 27604 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31 | $16 | $47 | 0.32% |
| DANIEL HYNES3 | 6127 BLAKEMAN LANE RALEIGH, NC 27617 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $0 | $14 | 0.09% |
| ROBERT W. FOXWORTH INC3 | 217 BRANCHSIDE LANE HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $73 | $17 | $90 | 8.73% |
| THE HYNES COMPANIES INC3 Filed as: THE HYNES COMPANIES | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $0 | $24 | 2.33% |
| INSYNC BENEFITS INC3 | PO BOX 1474 CORNELIUS, NC 28031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $2 | $15 | 1.45% |
| SUSAN E. KEELER3 | 9222 54TH CT E PARRISH, FL 34219 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $0 | $11 | 1.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 258 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 258 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 299 | $2.2M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 250 | $119K |
| Vision | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 335 | $32K |
| Life insurance | USABLE LIFE | 299 | $171K |
| Short-term disability | USABLE LIFE | 299 | $171K |
| Long-term disability | USABLE LIFE | 299 | $171K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 299 | $2.0M |
| Other(3 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 123 | $117K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 335 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.