| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE HYNES COMPANIES INC3 Filed as: THE HYNES COMPANIES | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | AETNA LIFE INSURANCE CO | — | $9K | $9K | 0.58% |
| ROBERT E. OCH3 Filed as: ROBERT OCH | 1180 MEDINA ROAD MEDINA, OH 44256 | PARRISH TIRE CO OF AKRON | $5K | — | $5K | 1.55% |
| THE HYNES COMPANIES INC3 Filed as: HYNES COMPANIES INC | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | USABLE LIFE | $17K | — | $17K | 9.60% |
| MOSAIC GROUP SERVICES3 | PO BOX 2291 DURHAM, NC 27702 | USABLE LIFE | $8K | — | $8K | 4.41% |
| THE HYNES COMPANIES INC3 Filed as: THE HYNES COMPANIES | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | STARMOUNT LIFE INSURANCE COMPANY | $6K | — | $6K | 5.00% |
| ROBERT W. FOXWORTH INC3 | 529 CAYMAN AVENUE HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | $10K | $21K | 26.79% |
| THE HYNES COMPANIES INC3 Filed as: THE HYNES COMPANIES | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | — | $10K | 12.67% |
| GLENN ZIMMERMAN INC3 | 1510 HIGH ROCK ROAD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $1K | $5K | 7.10% |
| Z3 ENTERPRISES INC3 | 1510 HIGH ROCK ROAD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $330 | $5K | 5.85% |
| INSYNC BENEFITS INC3 | PO BOX 1474 CORNELIUS, NC 28031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 5.24% |
| SUSAN E. KEELER3 | 9222 54TH CT E PARRISH, FL 34219 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 4.21% |
| HOWARD HOROWITZ3 | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | $48 | $160 | 0.21% |
| BERNARD ALAN NASH3 Filed as: BERNARD ASH NASH | 2628 WESTHAVEN PLACE LYNCHBURG, VA 24501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | $3 | $26 | 0.03% |
| ARIADNE DE BASABE-MACHICHE3 | 1102 NIMROD CIRCLE CORONA, CA 92880 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $1 | $26 | 0.03% |
| PARRISH J PEACHEE3 Filed as: PARRISH J. PEACHEE | 136 NORTH UNION STREET WESTFIELD, IN 46074 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.02% |
| JOHN D EVANGELISTA3 Filed as: JOHN D. EVANGELISTA | 26111 ANTONIO PARKWAY RANCHO SANTA MARGARITA, CA 92688 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $2 | $6 | 0.01% |
| LAURA H MILLEN3 Filed as: LAURA H. MILLEN | 8023 AINSDALE LN CHESTERFIELD, VA 23832 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $2 | $6 | 0.01% |
| THE HYNES COMPANIES INC3 Filed as: THE HYNES COMPANIES | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | COMMUNITY EYE CARE | $2K | — | $2K | 10.00% |
| ROBERT W. FOXWORTH INC3 | 529 CAYMAN AVENUE HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $3K | 29.53% |
| THE HYNES COMPANIES INC3 Filed as: THE HYNES COMPANIES | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 13.90% |
| Z3 ENTERPRISES INC3 | 1510 HIGH ROCK ROAD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $793 | $62 | $855 | 8.26% |
| GLENN ZIMMERMAN INC3 | 1510 HIGH ROCK ROAD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $609 | $208 | $817 | 7.90% |
| INSYNC BENEFITS INC3 | PO BOX 1474 CORNELIUS, NC 28031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $435 | $197 | $632 | 6.11% |
| SUSAN E. KEELER3 | 9222 54TH CT E PARRISH, FL 34219 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $479 | — | $479 | 4.63% |
| ROBERT W. FOXWORTH INC3 | 529 CAYMAN AVENUE HOLLY SPRINGS, NC 27540 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $229 | $206 | $435 | 46.03% |
| THE HYNES COMPANIES INC3 Filed as: THE HYNES COMPANIES | 8024 GLENWOOD AVE, SUITE 110 RALEIGH, NC 27612 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $86 | — | $86 | 9.10% |
| INSYNC BENEFITS INC3 | PO BOX 1474 CORNELIUS, NC 28031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $48 | $22 | $70 | 7.41% |
| SUSAN E. KEELER3 | 9222 54TH CT E PARRISH, FL 34219 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $40 | — | $40 | 4.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 331 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 331 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO | 310 | $1.9M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 238 | $117K |
| Vision | COMMUNITY EYE CARE | 331 | $21K |
| Life insurance | USABLE LIFE | 295 | $177K |
| Short-term disability | USABLE LIFE | 295 | $177K |
| Long-term disability | USABLE LIFE | 295 | $177K |
| Other(3 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 108 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.