See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF NC EIN 56-0894904 | Claims processing; Contract Administrator Service code 12 | — | $2.4M |
| SENTINEL BENEFIT CONSULTING EIN 87-2472111 | Participant communication; Insurance agents and brokers Service code 22 | — | $1.6M |
| MEDICAL MUTUAL INSURANCE CO OF NC EIN 56-1122874 | Consulting (general); Accounting (including auditing); Recordkeeping fees Service code 10 | — | $1.5M |
| NORTH RIVER INSURANCE EIN 22-1964135 | Insurance services Service code 23 | — | $678K |
| NC MEDICAL SOCIETY EIN 56-0320130 | Consulting (general); Other services Service code 16 | — | $415K |
| RUDD AND WISDOM INC. EIN 74-1896655 | Actuarial; Consulting (general) Service code 11 | — | $122K |
| TROUTMAN PEPPER HAMILTON SANDERS LL EIN 58-0946915 | Legal Service code 29 | — | $81K |
| JOHNSON LAMBERT AND CO LLP EIN 52-1446779 | Accounting (including auditing) Service code 10 | — | $59K |
| VITAL WORKLIFE INC. EIN 41-1456089 | Contract Administrator Service code 13 | — | $57K |
| CAROLINA EYE ASSOCIATES EIN 56-1183309 | Participant communication Service code 38 | — | $50K |
| SENTINEL RISK ADVISORS EIN 46-3368915 | Insurance services Service code 23 | — | $41K |
| FLORES AND ASSOCIATES EIN 56-1542307 | Contract Administrator Service code 13 | — | $25K |
| ASSET ALLOCATION AND MANAGEMENT EIN 36-4418695 | Legal Service code 29 | — | $16K |
| TRIUNE TECHNOLOGIES EIN 30-0057733 | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,007 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 19 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,041 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,588 | $611K |
| Life insurance | USABLE LIFE | 0 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,588 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.