See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF NC EIN 56-0894904 | Claims processing; Contract Administrator Service code 12 | — | $5.9M |
| MMIC AGENCY LLC EIN 56-1195643 | Insurance agents and brokers; Participant communication Service code 22 | — | $5.8M |
| US TREASURY | Other fees Service code 99 | — | $1.7M |
| US DEPT OF HHS/CTR FOR MEDICARE EIN 52-0883104 | Other fees Service code 99 | — | $1.5M |
| NORTH CAROLINA MEDICAL SOCIETY EIN 56-0320130 | Other services; Consulting (general) Service code 16 | — | $916K |
| MEDICAL MUTUAL INSURANCE CO OF NC EIN 56-1122874 | Consulting (general); Accounting (including auditing); Recordkeeping fees Service code 10 | — | $900K |
| WESTPORT INSURANCE EIN 48-0921045 | Insurance services Service code 23 | — | $582K |
| SMITH ANDERSON BLOUNT DORSETT EIN 56-0402850 | Legal Service code 29 | — | $90K |
| CEREDIAN BENEFIT SERVICES EIN 59-3424469 | Contract Administrator Service code 13 | — | $86K |
| GHB CONSULTING INC EIN 56-2004203 | Actuarial Service code 11 | — | $76K |
| RUDD AND WISDOM INC EIN 74-1896655 | Actuarial; Consulting (general) Service code 11 | — | $72K |
| US BANK EIN 31-0841368 | Investment management Service code 28 | — | $53K |
| JOHNSON LAMBERT AND CO LLP EIN 52-1446779 | Accounting (including auditing) Service code 10 | — | $28K |
| WAKE RADIOLOGY EIN 56-0990409 | Participant communication Service code 38 | — | $14K |
| IAS ASSOCIATES EIN 56-1888427 | Insurance services Service code 23 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 18,077 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 43 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 137 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 10 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 18,267 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 4,885 | $1.3M |
| Life insurance | USABLE LIFE | 5,926 | $179K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,926 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.