See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHERN BENEFIT ADMINISTRATORS CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 2001 CALDWELL DR GOODLETTSVILLE, TN 37072 | $165K |
| BMS LLC HRA ADMINISTRATOR | Claims processing Service code 12 | 1001 JENNABROOKE WAY LOUISVILLE, KY 40243 | $70K |
| ZENITH AMERICAN SOLUTIONS CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 502 EARTH CITY EXPRESSWAY EARTH CITY, MO 63045 | $24K |
| STANDARD VALUATION, INC. EIN 41-1327229 INVESTMENT CONSULTANT | Investment advisory (plan) Service code 27 | 790 CLEVELAND AVE. SOUTH ST. PAUL, MN 55116 | $24K |
| WAYNE & ASSOCIATES EIN 61-1129889 INSURANCE/CONSULTING | Consulting (general) Service code 16 | 1169 EASTERN PKWY 1166 LOUISVILLE, KY 40217 | $24K |
| MANNING AND NAPIER EIN 16-0983640 INVESTMENT MANAGER | Investment management Service code 28 | 290 WOODCLIFF DRIVE FAIRPORT, NY 14450 | $21K |
| LEDBETTER PARTNERS LLC EIN 03-0599899 ATTORNEY | Legal Service code 29 | 5078 WOOSTER ROAD CINCINNATI, OH 45226 | $19K |
| CS MCKEE LP EIN 25-1095051 INVESTMENT MANAGER | Investment management Service code 28 | ONE GATEWAY CENTER PITTSBURG, PA 15222 | $16K |
| FRANK N HESTAND CPA PSC EIN 61-1336870 AUDITORS | Accounting (including auditing) Service code 10 | 261 REGENCY CIRCLE LEXINGTON, KY 40503 | $9K |
| UNITED ACTUARIAL SERVICES INC. EIN 35-2156428 ACTUARY | Actuarial Service code 11 | 11590 N MADISON ST CARMEL, IN 46032 | $7K |
| FIFTH THIRD BANK EIN 61-6209152 CUSTODIAN | Custodial (securities) Service code 19 | 401 S. 4TH STREET LOUISVILLE, KY 40202 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 811 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 271 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,082 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM BLUE CROSS BLUE SHIELD | 882 | $13.6M |
| Dental | DELTA DENTAL | 2,300 | $533K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY | 902 | $98K |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY | 902 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,300 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.