See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICAN BENEFIT CORPORATION EIN 55-0672859 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 3150 US RT. 60 ONA, WV 25545 | $199K |
| WAYNE & ASSOCIATES EIN 61-1129889 SERVICE PROVIDER | Consulting (general) Service code 16 | 1169 EASTERN PKWY 1166 LOUISVILLE, KY 40217 | $25K |
| MANNING AND NAPIER EIN 16-0983640 INVESTMENT MANAGEMENT | Investment management Service code 28 | 290 WOODCLIFF DRIVE FAIRPORT, NY 14450 | $22K |
| STANDARD VALUATION, INC. EIN 41-1327229 INVESTMENT CONSULTANT | Investment management Service code 28 | 790 CLEVELAND AVE. SOUTH ST. PAUL, MN 55116 | $22K |
| CS MCKEE LP EIN 25-1095051 NONE | Investment management Service code 28 | ONE GATEWAY CENTER PITTSBURG, PA 15222 | $17K |
| FIFTH THIRD BANK EIN 61-6209152 CUSTODIAN | Custodial (securities) Service code 19 | 401 S. 4TH STREET LOUISVILLE, KY 40202 | $13K |
| DUNN AND WALLBAUM LLC EIN 46-1576504 LEGAL COUNSEL | Legal Service code 29 | 105 DAVENTRY LANE LOUISVILLE, KY 40223 | $13K |
| FRANK N HESTAND CPA PSC EIN 61-1336870 AUDITOR | Accounting (including auditing) Service code 10 | 261 REGENCY CIRCLE LEXINGTON, KY 40503 | $9K |
| UNITED ACTUARIAL SERVICES INC. EIN 35-2156428 ACTUARY | Actuarial Service code 11 | 11590 N MADISON ST CARMEL, IN 46032 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 572 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 347 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 919 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM BLUE CROSS BLUE SHIELD | 640 | $8.1M |
| Dental | DELTA DENTAL | 702 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 702 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.