| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE FRIEDEN AGENCY INC3 Filed as: FRIEDEN AGENCY LLC | 397 LITTLE NECK RD., STE. 108 VIRGINIA BEACH, VA 23452 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $202K | $6K | $208K | 6.89% |
| THE FRIEDEN AGENCY DBA TFA BENEFITS3 Filed as: THE FRIEDEN AGENCY DBA TOWNE BENEFI | 397 LITTLE NECK RD STE 108 VIRGINIA BEACH, VA 23452 | DELTA DENTAL OF VIRGINIA | $42K | $0 | $42K | 3.23% |
| TFA BENEFITS3 Filed as: TFA BENEFITS/THE FRIEDEN AGENCY | 397 LITTLE NECK RD. STE. 108 VIRGINIA BEACH, VA 23452 | CIGNA GROUP INSURANCE | $59K | $0 | $59K | 7.59% |
| TFA BENEFITS3 Filed as: TFA BENEFITS/THE FRIEDEN AGENCY | 397 LITTLE NECK RD. STE. 108 VIRGINIA BEACH, VA 23452 | CIGNA GROUP INSURANCE | $31K | $0 | $31K | 8.00% |
| TIFFANY SMITH3 | 1136 MASTERS ROW CHESAPEAKE, VA 23320 | AFLAC | $10K | $287 | $11K | 3.45% |
| THE FRIEDEN AGENCY INC3 Filed as: THE FRIEDEN AGENCY LLC | 397 LITTLE NECK RD. STE. 108 3300 BLDG VIRGINIA BEACH, VA 23452 | AFLAC | $10K | $0 | $10K | 3.09% |
| GLENN E SMITH3 Filed as: GLENN SMITH | 311 NAPLES CT. CHESAPEAKE, VA 23322 | AFLAC | $2K | $16 | $2K | 0.68% |
| DAVID HARLESS3 | 3412 MANOR GROVE CIR GLEN ALLEN, VA 23059 | AFLAC | $1K | $0 | $1K | 0.45% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY G SMITH | 311 NAPLES CT CHESAPEAKE, VA 23322 | AFLAC | $1K | $0 | $1K | 0.41% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $1K | $0 | $1K | 0.40% |
| GLENN E SMITH3 | 1136 MASTERS ROW CHESAPEAKE, VA 23320 | AFLAC | $985 | $135 | $1K | 0.36% |
| JOSEPH E PHILLIPS3 | 2205 WOOD IBIS WAY VIRGINIA BEACH, VA 23455 | AFLAC | $890 | $134 | $1K | 0.33% |
| DAVID W HARLESS3 | 3412 MANOR GROVE CIRCLE GLEN ALLEN, VA 23059 | AFLAC | $908 | $0 | $908 | 0.29% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $899 | $0 | $899 | 0.29% |
| BRADFORD KLAVAN3 | 502 TALBOT HALL RD NORFOLK, VA 23505 | AFLAC | $662 | $117 | $779 | 0.25% |
| ROY MANGUM3 Filed as: ROY W MANGUM | 109 GULLAN SMITHFIELD, VA 23430 | AFLAC | $724 | $0 | $724 | 0.23% |
| ANNE H MARTIN3 | 3239 MOUNT TABOR RD CRESWELL, NC 27928 | AFLAC | $695 | $0 | $695 | 0.23% |
| LEIANN D WATKINS3 | 2325 SEA SHELL RD 304 VIRGINIA BEACH, VA 23451 | AFLAC | $648 | $0 | $648 | 0.21% |
| JOAN H DIXON3 | 1896 OLD NEW BERN RD CHOCOWINITY, NC 27817 | AFLAC | $612 | $0 | $612 | 0.20% |
| LORI H RICHARDSON3 | 3730 SAPPHIRE DR AUGUSTA, GA 30907 | AFLAC | $606 | $0 | $606 | 0.20% |
| M E LOWRY3 | PO BOX 2051 KILL DEVIL HILLS, NC 27948 | AFLAC | $549 | $0 | $549 | 0.18% |
| JAMES L BAKER SR3 | 406 NOB CT PORTSMOUTH, VA 23701 | AFLAC | $528 | $0 | $528 | 0.17% |
| DUANE A ADAMS3 | 11520 NUCKOLLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $519 | $0 | $519 | 0.17% |
| ELIZABETH ANNE BUCHANAN3 Filed as: ELIZABETH ANN BUCHANAN | 3401 HUNTON RIDGE DRIVE GLEN ALLEN, VA 23059 | AFLAC | $459 | $0 | $459 | 0.15% |
| ANDREW JOHNSON BENEFITS GROUP LLC3 Filed as: ANDREW D JOHNSON | 2205 WOOD IBIS WAY VIRGINIA BEACH, VA 23455 | AFLAC | $355 | $101 | $456 | 0.15% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $423 | $0 | $423 | 0.14% |
| GL GOODLIFE GROUP LLC3 | 3013 NORTH AVE APT A RICHMOND, VA 23222 | AFLAC | $395 | $26 | $421 | 0.14% |
| KENNETH W SHOLAR3 | 4608 WESTGROVE COURT HAYGOOD EXECUTIVE PARK VIRGINIA BEACH, VA 23455 | AFLAC | $418 | $0 | $418 | 0.14% |
| SUN FINANCIAL SERVICES INC3 | 11847 CANON BLVD STE 2 NEWPORTS NEWS, VA 23606 | AFLAC | $407 | $0 | $407 | 0.13% |
| LAWRENCE WAYNE CROCKER3 | 212 CHEYENNE RD VIRGINIA BEACH, VA 23462 | AFLAC | $359 | $0 | $359 | 0.12% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD RD STE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $324 | $2 | $326 | 0.11% |
| CYNTHIA URICK3 | 9970 NEWLAND RD CRESWELL, NC 27928 | AFLAC | $305 | $0 | $305 | 0.10% |
| KENNETH PIRES3 | 19 HARROGATE LN HAMPTON, VA 23666 | AFLAC | $280 | $22 | $302 | 0.10% |
| CYNTHIA URICK3 | 9970 NEWLAND RD CRESWELL, NC 27928 | AFLAC | $293 | $0 | $293 | 0.09% |
| DAWN D JOHNSTON3 | 1884 OLD NEW BERN RD CHOCOWINITY, NC 27817 | AFLAC | $281 | $0 | $281 | 0.09% |
| SHELLY JEAN HAYES3 | 1113 SONOMA CV BRANDON, MS 39047 | AFLAC | $271 | $0 | $271 | 0.09% |
| LEIANN D WATKINS3 | 2325 SEA SHELL RD APT 304 VIRGINIA BEACH, VA 23451 | AFLAC | $177 | $50 | $227 | 0.07% |
| DEBORAH H HALL3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $215 | $0 | $215 | 0.07% |
| RACHEL HULBURT3 Filed as: RACHEL K HULBURT | 2745 CANTWELL RD VIRGINIA BEACH, VA 23453 | AFLAC | $189 | $0 | $189 | 0.06% |
| MARLEN VALDEZ3 | 337 WIMBLEDON CHASE APT A CHESAPEAKE, VA 23320 | AFLAC | $189 | $0 | $189 | 0.06% |
| CHARLES MORGAN3 Filed as: CHARLES R MORGAN | 1721 SWAN LAKE CRES CHESAPEAKE, VA 23321 | AFLAC | $185 | $0 | $185 | 0.06% |
| ELIZABETH ANNE BUCHANAN3 | 3401 HUNTON RIDGE DR GLEN ALLEN, VA 23059 | AFLAC | $177 | $0 | $177 | 0.06% |
| TRACI D WAGNER3 | 1508 BACK COVE RD VIRGINIA BEACH, VA 23454 | AFLAC | $173 | $0 | $173 | 0.06% |
| DIANA M MERCIEZ3 | 2541 BELMONT STAKES DR VIRGINIA BEACH, VA 23456 | AFLAC | $164 | $0 | $164 | 0.05% |
| LARRY A WESTON JR3 | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $157 | $0 | $157 | 0.05% |
| RICHARD J KRESINSKE3 | 4004 ATLANTIC AVE APT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $155 | $0 | $155 | 0.05% |
| MARVIN S THOMPSON3 | 615 KERRI COVE CT APT 202 MIDLOTHIAN, VA 23113 | AFLAC | $147 | $0 | $147 | 0.05% |
| DEIDRE WREN3 | 1400 PANTIGO LN APT 304 CHESAPEAKE, VA 23320 | AFLAC | $128 | $0 | $128 | 0.04% |
| CARLA OLSEN BRANSON3 | 308 SIMMONS DR SEAFORD, VA 23696 | AFLAC | $122 | $0 | $122 | 0.04% |
| ANDREW JOHNSON BENEFITS GROUP LLC3 | 1310 E OCEAN VIEW AVE NORFOLK, VA 23503 | AFLAC | $111 | $11 | $122 | 0.04% |
| CHRISTOPHER SAULLE3 | 4216 HERMITAGE RD VIRGINIA BEACH, VA 23455 | AFLAC | $118 | $0 | $118 | 0.04% |
| JOHN B YARBOROUGH3 | 1113 MOUNTAIN OAKS DR HOOVER, AL 35226 | AFLAC | $117 | $0 | $117 | 0.04% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES R HILL SR | 9701 GAYTON RD STE 6 RICHMOND, VA 23238 | AFLAC | $115 | $0 | $115 | 0.04% |
| SHELLY JEAN HAYES3 | 108 SE 11TH ST ALEDO, IL 61231 | AFLAC | $105 | $0 | $105 | 0.03% |
| REUBEN T BARNES3 | PO BOX 718 ELM CITY, NC 27822 | AFLAC | $93 | $11 | $104 | 0.03% |
| KENNETH W SHOLAR3 | 4608 WESTGROVE CT HAYGOOD EXECUTIVE PARK VIRGINIA BEACH, VA 23455 | AFLAC | $102 | $0 | $102 | 0.03% |
| TYRONE A VAUGHN3 Filed as: TYRONE ANTHONY VAUGHN | 732 EDEN WAY N #213 CHESAPEAKE, VA 23320 | AFLAC | $75 | $23 | $98 | 0.03% |
| GREGORY D HILL3 | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $97 | $0 | $97 | 0.03% |
| LORI H RICHARDSON3 | 708 CAVANAUGH LN EVANS, GA 30809 | AFLAC | $93 | $0 | $93 | 0.03% |
| JUSTIN C LAMB3 | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $90 | $0 | $90 | 0.03% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $87 | $0 | $87 | 0.03% |
| MASON C LEE3 | 132 N ENGLEWOOD DR ROCKY MOUNT, NC 27804 | AFLAC | $82 | $0 | $82 | 0.03% |
| GARY W GREENE3 | 1609 W ARLINTON BLVD SUITE 102 GREENVILLE, NC 27858 | AFLAC | $78 | $0 | $78 | 0.03% |
| MICHAEL D BLEVINS3 | 413 DUNTREE RD MT STERLING, KY 40353 | AFLAC | $76 | $0 | $76 | 0.02% |
| REGINA LEONARD3 | 4891 NC 561 HWY LOUISBURG, NC 27549 | AFLAC | $73 | $0 | $73 | 0.02% |
| NELSON C JANNEY3 | PO BOX 218 CLOVERDALE, VA 24077 | AFLAC | $73 | $0 | $73 | 0.02% |
| GAIL I BEAGLE3 | 323 HUNTS NECK RD POQUOSON, VA 23662 | AFLAC | $72 | $0 | $72 | 0.02% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $68 | $0 | $68 | 0.02% |
| ANDREA L SHERMAN3 | 749 A THIMBLE SHOALS BLVD STE 3 NEWPORT NEWS, VA 23606 | AFLAC | $66 | $2 | $68 | 0.02% |
| TYRONE A VAUGHN3 Filed as: TYRONE ANTHONY VAUGHN | 732 EDEN WAY N #213 CHESAPEAKE, VA 23320 | AFLAC | $67 | $0 | $67 | 0.02% |
| LINDA E BARTON3 | 8322 BEN NEVIS DR NORTH CHESTERFIELD, VA 23235 | AFLAC | $65 | $0 | $65 | 0.02% |
| SHANE ANDY KINNER3 | 10129 ASHLEY MANOR LN MECHANICSVILLE, VA 23116 | AFLAC | $65 | $0 | $65 | 0.02% |
| CHRISTOPHER S LEITCH3 | 9024 HIDDEN NEST DR MIDLOTHIAN, VA 23112 | AFLAC | $64 | $0 | $64 | 0.02% |
| RUEANN M EMERSON3 | 1017 ASHES DR STE 106 WILMINGTON, NC 28405 | AFLAC | $62 | $0 | $62 | 0.02% |
| ANITA BUECHLER3 | 1000 RABBIT RUN CHESAPEAKE, VA 23320 | AFLAC | $57 | $5 | $62 | 0.02% |
| BRADFORD KLAVAN3 | 4004 ATLANTIC AVE APT 308 VIRGINIA BEACH, VA 23451 | AFLAC | $61 | $0 | $61 | 0.02% |
| ANDREA L SHERMAN3 | 749A THIMBLE SHOALS BLVD STE 3 NEWPORT NEWS, VA 23606 | AFLAC | $61 | $0 | $61 | 0.02% |
| CHRISTOPHER BLOVITS3 | 3213 THOMAS ST NORFOLK, VA 23513 | AFLAC | $60 | $0 | $60 | 0.02% |
| MICHAEL FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $56 | $0 | $56 | 0.02% |
| NORWOOD RANDY JONES3 | PO BOX 802 PRINCETON, NC 27569 | AFLAC | $55 | $0 | $55 | 0.02% |
| CHAD T KNAPP3 | 3182 KLINE DR VIRGINIA BEACH, VA 23452 | AFLAC | $54 | $0 | $54 | 0.02% |
| DONALD B ORRELL3 | 1581 CHERRY GROVE RD N SUFFOLK, VA 23432 | AFLAC | $54 | $0 | $54 | 0.02% |
| TYRONE A VAUGHN3 Filed as: TYRONE ANTHONY VAUGHN | 2212 GEORGETOWN BLVD CHESAPEAKE, VA 23325 | AFLAC | $53 | $0 | $53 | 0.02% |
| ANNETTE C BURTON3 | PO BOX 16384 CHESAPEAKE, VA 23328 | AFLAC | $53 | $0 | $53 | 0.02% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DR STE 602 DURHAM, NC 27707 | AFLAC | $52 | $0 | $52 | 0.02% |
| DANIEL M SMITH3 | 12820 WEST CREEK PKWY STE K RICHMOND, VA 23238 | AFLAC | $52 | $0 | $52 | 0.02% |
| JAMES D MAXWELL3 | 804 AUDUBON CIR NORTH AUGUSTA, SC 29841 | AFLAC | $51 | $0 | $51 | 0.02% |
| BRENDA M MALANEY GORE3 | 30 OLD GLORY LN BALLSTON SPA, NY 12020 | AFLAC | $51 | $0 | $51 | 0.02% |
| JUDY B MILLS3 | PO BOX 724 ASHLAND, VA 23005 | AFLAC | $50 | $0 | $50 | 0.02% |
| CHAD T KNAPP3 | 616 PINETREE DR VIRGINIA BEACH, VA 23452 | AFLAC | $49 | $0 | $49 | 0.02% |
| THERESA T HOLLIS3 | 1316 US HIGHWAY 64E COLUMBIA, NC 27925 | AFLAC | $48 | $0 | $48 | 0.02% |
| PAUL E KAPLAN3 | PO BOX 1120 FRANKLIN, VA 23851 | AFLAC | $48 | $0 | $48 | 0.02% |
| SHARDAYSHA C GILES3 Filed as: SHARDAYSHA GILES | 2229 DELWOOD RD CHESAPEAKE, VA 23323 | AFLAC | $38 | $10 | $48 | 0.02% |
| MICHAEL R MARTIN3 | 3239 MOUNT TABOR RD CRESWELL, NC 27928 | AFLAC | $47 | $0 | $47 | 0.02% |
| JON H DAVENPORT3 | 703 THIMBLE SHOALS BLVD STE C-6 NEWPORT NEWS, VA 23606 | AFLAC | $46 | $0 | $46 | 0.01% |
| ANDREW JOHNSON BENEFITS GROUP LLC3 | 2205 WOOD IBIS WAY VIRGINIA BEACH, VA 23455 | AFLAC | $46 | $0 | $46 | 0.01% |
| BENJAMIN O THOMPSON SR3 | 2012 GAMELAW CT MIDLOTHIAN, VA 23113 | AFLAC | $46 | $0 | $46 | 0.01% |
| MICHAEL D BLEVINS3 | 1075 ARLINGTON AVE MOUNT STERLING, KY 40353 | AFLAC | $45 | $0 | $45 | 0.01% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $41 | $0 | $41 | 0.01% |
| JUDY B MILLS3 | PO BOX 724 ASHLAND, VA 23005 | AFLAC | $41 | $0 | $41 | 0.01% |
| GEORGE YERGEY3 | 7420 HERITAGE VILLAGE PLZ UNIT 101 GAINSVILLE, VA 20155 | AFLAC | $40 | $0 | $40 | 0.01% |
| SUSAN WRIGHT3 Filed as: SUSAN L WRIGHT | 467 BIG POPULAR CT NE LELAND, NC 28451 | AFLAC | $40 | $0 | $40 | 0.01% |
| JAMES C MAXWELL3 | 129 FOREST DR CAMP HILL, PA 17011 | AFLAC | $38 | $0 | $38 | 0.01% |
| FRANLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $37 | $0 | $37 | 0.01% |
| RONALD A DASHKOVITZ3 | 20 MILLPOND TRL SAGINAW, MI 48603 | AFLAC | $37 | $0 | $37 | 0.01% |
| J MICHAEL BUTLER3 | 1090 13TH AVE NW HICKORY, NC 28601 | AFLAC | $37 | $0 | $37 | 0.01% |
| ROBERT LOGAN3 | 180 DRIFTWOOD DR CHESAPEAKE, VA 23320 | AFLAC | $36 | $0 | $36 | 0.01% |
| RONALD F SPINDEL3 | 397 LITTLE NECK RD BLDG 3300 #220 VIRGINIA BEACH, VA 23452 | AFLAC | $36 | $0 | $36 | 0.01% |
| KATHRYN T MINSCHEW3 | 1239 BRICKHOUSE POINT RD ELIZABETH CITY, NC 27909 | AFLAC | $36 | $0 | $36 | 0.01% |
| HARVEY F CALLIHAN3 | 4400 10TH AVE VIENNA, WV 26105 | AFLAC | $36 | $0 | $36 | 0.01% |
| MARY KNAPP3 | 448 LYNN SHORES DR VIRGINIA BEACH, VA 23452 | AFLAC | $35 | $0 | $35 | 0.01% |
| SHEILA L RAITCH3 | 5524 LIBER CT GAINSVILLE, VA 20155 | AFLAC | $35 | $0 | $35 | 0.01% |
| VICKY H KRESINSKE3 | 3625 DUPONT CIR VIRGINIA BEACH, VA 23455 | AFLAC | $35 | $0 | $35 | 0.01% |
| KRYSTAL FIELDS INC3 | 50 HARVARD RD PORTSMOUTH, VA 23701 | AFLAC | $34 | $0 | $34 | 0.01% |
| TAD H HARRELL3 | 4421 WHITE OAK LOOP WILSON, NC 27893 | AFLAC | $32 | $2 | $34 | 0.01% |
| JEFFREY WHITE3 | 8250 PORTERS CROSSING WAY WILMINGTON, NC 28411 | AFLAC | $32 | $0 | $32 | 0.01% |
| MARILYN MOORMAN3 | 11913 SUNFLOWER LN RICHMOND, VA 23236 | AFLAC | $32 | $0 | $32 | 0.01% |
| RODNEY BALLANCE JR3 Filed as: RODNEY D BALLANCE JR | 1235 GARRETT RD WILLIAMSTON, NC 27892 | AFLAC | $31 | $0 | $31 | 0.01% |
| FELICIA BAKER3 | 804 MOOREFIELD PARK DR STE 108 RICHMOND, VA 23236 | AFLAC | $31 | $0 | $31 | 0.01% |
| INSGROUP INC3 Filed as: PREFERRED PLAN & INSURANCE GRP INC | 2601 OBERLIN RD RICHMOND, VA 27608 | AFLAC | $30 | $0 | $30 | 0.01% |
| LARRY W. LEWIS3 Filed as: LARRY W LEWIS | PO BOX 1964 ATLANTIC BEACH, NC 28512 | AFLAC | $30 | $0 | $30 | 0.01% |
| CHRIS LACKS3 | 4558 LITTLE RIDGE LN CHESTERFIELD, VA 23832 | AFLAC | $29 | $0 | $29 | 0.01% |
| JOANN SPIVEY3 | 113 CREEK TRL HERTFORD, NC 27944 | AFLAC | $29 | $0 | $29 | 0.01% |
| SCOTT C KNAPP3 | 3840 HONEYTREE LAN VIRGINIA BEACH, VA 23452 | AFLAC | $28 | $0 | $28 | 0.01% |
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | AFLAC | $28 | $0 | $28 | 0.01% |
| CATHERINE L LEE3 | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $27 | $0 | $27 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JEFF S BROWN | 264 PANTHER CRK CT WINSTON SALEM, NC 27107 | AFLAC | $27 | $0 | $27 | 0.01% |
| JOSEPH E PHILLIPS3 | 3101 N ALEXANDER ST CHARLOTTE, CA 28205 | AFLAC | $27 | $0 | $27 | 0.01% |
| MILLENNIUM BENEFITS SOLUTIONS LLC3 | 1721 SWAN LAKE CRES CHESAPEAKE, VA 23321 | AFLAC | $26 | $0 | $26 | 0.01% |
| LINDSEY JO MARTIN3 | 1450 N ULMER ST GREENWOOD, AR 72936 | AFLAC | $25 | $0 | $25 | 0.01% |
| WAYEN HARDISON3 | 6824 BUCK LN FREDERICKSBURG, VA 22407 | AFLAC | $25 | $0 | $25 | 0.01% |
| ANDREA L DUHON3 | 1440 SKI LODGE RD VIRGINIA BEACH, VA 23453 | AFLAC | $24 | $0 | $24 | 0.01% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD ROAD STE 402 VIRGINIA BEACH, VA 23455 | AFLAC | $23 | $0 | $23 | 0.01% |
| TODD JORDAN3 | 2898 COUNTY RD 150 BELLE CENTER, OH 43310 | AFLAC | $22 | $0 | $22 | 0.01% |
| QUALITY INSURANCE CONCEPTS INC3 | 339 6TH AVE STE 720 PITTSBURGH, PA 15222 | AFLAC | $19 | $0 | $19 | 0.01% |
| LINDA MCCOY3 | 143 BROWN AVE COVE CITY, NC 28523 | AFLAC | $18 | $0 | $18 | 0.01% |
| JULIA E LEE3 | 3414 LAGUNA AVE OAKLAND, CA 94602 | AFLAC | $18 | $0 | $18 | 0.01% |
| DAVID L PRINGLE3 | 6929 PSALMOND RD MIDLAND, GA 31820 | AFLAC | $18 | $0 | $18 | 0.01% |
| FRANKLIN TRAVIS BLACK3 Filed as: FRANKLIN T BLACK | 5981 WOODFIELD DR KERNERSVILLE, NC 27284 | AFLAC | $17 | $0 | $17 | 0.01% |
| CHRISTOPHER D LACKS3 | 4558 LITTLE RIDGE LN CHESTERFIELD, VA 23832 | AFLAC | $16 | $0 | $16 | 0.01% |
| VICKY H KRESINSKE3 | PO BOX 55322 VIRGINIA BEACH, VA 23471 | AFLAC | $16 | $0 | $16 | 0.01% |
| MARK D LUTHER3 | 1400 MAIN ST APT 610 CANONSBURG, PA 15317 | AFLAC | $15 | $0 | $15 | 0.00% |
| MHS ENTERPRISES INC3 | PO BOX 5510 VIRGINIA BEACH, VA 23471 | AFLAC | $14 | $0 | $14 | 0.00% |
| SHANNON N BECKER3 | 616 TALIAFERRO RD YORKTOWN, VA 23690 | AFLAC | $14 | $0 | $14 | 0.00% |
| WILLIAM O WEAVER3 | RT 2 BOX 38-5 WAVERLY, WV 26184 | AFLAC | $14 | $0 | $14 | 0.00% |
| CASSIE YAGER3 | 3072 ROSEMOUNT RD WALKERTON, VA 23177 | AFLAC | $14 | $0 | $14 | 0.00% |
| LAUREN E SKINNER3 | 1225 NORRIS ST RALEIGH, NC 27604 | AFLAC | $12 | $0 | $12 | 0.00% |
| K EARLE ABERNETHY3 | 2902 SHERYL DRIVE KINSTON, NC 28504 | AFLAC | $12 | $0 | $12 | 0.00% |
| DAVID WILSON3 Filed as: DAVID R WILSON | 247 PEACOCK LN MILLERSTOWN, PA 17062 | AFLAC | $12 | $0 | $12 | 0.00% |
| GORDON K VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | AFLAC | $12 | $0 | $12 | 0.00% |
| TAURBULL INC3 | 448 LYNN SHORES DR VIRGINIA BEACH, VA 23452 | AFLAC | $11 | $0 | $11 | 0.00% |
| RUSSELL TINNEY3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $10 | $0 | $10 | 0.00% |
| JAMES A CONRAD3 | 4180 AMHERST ROAD CRIDERSVILLE, OH 04806 | AFLAC | $10 | $0 | $10 | 0.00% |
| TAMMY MARIE MINOR3 | 18039 JEFFERSON DAVIS HWY STE 234 RUTHER GLEN, VA 22546 | AFLAC | $10 | $0 | $10 | 0.00% |
| JEFFERY S GIBSON3 Filed as: JEFFERY SCOTT GIBSON | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $9 | $0 | $9 | 0.00% |
| PAUL E KAPLAN3 | PO BOX 1120 FRANKLIN, VA 23851 | AFLAC | $9 | $0 | $9 | 0.00% |
| JOSEPH E PHILLIPS3 | 2118 AMBOY CT CHARLOTTE, NC 28205 | AFLAC | $9 | $0 | $9 | 0.00% |
| JANET R WATERS3 | 1878 FOREST GLEN WAY SAINT AUGUSTINE, FL 32092 | AFLAC | $9 | $0 | $9 | 0.00% |
| LAURA S AMBROSE3 | 3552 GODARD ROWN RD WASHINGTON, NC 27889 | AFLAC | $9 | $0 | $9 | 0.00% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS RD STE 214 COLUMBIA, MD 21044 | AFLAC | $8 | $0 | $8 | 0.00% |
| PHYLLIS DAWN HESLEP3 | 4805 LAKE BROOK DR GLEN ALLEN, VA 23060 | AFLAC | $8 | $0 | $8 | 0.00% |
| OLIVIA DUVALL3 | 8600 GLENN MYRTLE AVE APT 2301 NORFOLK, VA 23505 | AFLAC | $8 | $0 | $8 | 0.00% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $8 | $0 | $8 | 0.00% |
| SONYA CARTER3 | 101 W KING ST EDENTON, NC 27932 | AFLAC | $8 | $0 | $8 | 0.00% |
| C HARVEY KING3 | 931 W MAIN ST STE B#206 KERNERSVILLE, NC 27284 | AFLAC | $7 | $0 | $7 | 0.00% |
| KRYSTAL FIELDS INC3 | 616 ELMHURST LN PORTSMOUTH, VA 23701 | AFLAC | $7 | $0 | $7 | 0.00% |
| LAURA S AMBROSE3 | 126 E WATER ST PLYMOUTH, NC 27962 | AFLAC | $6 | $0 | $6 | 0.00% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DR STE 200 COLUMBIA, MO 65203 | AFLAC | $5 | $0 | $5 | 0.00% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DR STE 200 COLUMBIA, MO 65203 | AFLAC | $5 | $0 | $5 | 0.00% |
| JEANNETE E FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $5 | $0 | $5 | 0.00% |
| VICKY H KRESINSKE3 | 2309 KINGBIRD LN VIRGINIA BEACH, VA 23455 | AFLAC | $5 | $0 | $5 | 0.00% |
| ANDREW JOHNSON BENEFITS GROUP LLC3 Filed as: ANDREW D JOHNSON | 1310 E OCEAN VIEW AVE NORFOLK, VA 23503 | AFLAC | $4 | $0 | $4 | 0.00% |
| STEPHEN BEAMAN3 | 3201 HUNT CLUB LN NEW BERN, NC 28562 | AFLAC | $4 | $0 | $4 | 0.00% |
| JAMES A CONRAD3 | 4180 AMHERST RD CRIDERSVILLE, OH 45806 | AFLAC | $4 | $0 | $4 | 0.00% |
| LINDSEY JO MARTIN3 | 2095 COX CV CONWAY, AR 72034 | AFLAC | $4 | $0 | $4 | 0.00% |
| CHAD T KNAPP3 | 616 PINETREE DR VIRGINIA BEACH, VA 23452 | AFLAC | $4 | $0 | $4 | 0.00% |
| STEPHEN STRICKLAND3 Filed as: STEPHEN STICKLAND | 147 WARREN DR ROANOKE RAPIDS, NC 27870 | AFLAC | $3 | $0 | $3 | 0.00% |
| RUSSELL TINNEY3 | 3440 TORRINGTON WAY APT 7 FAYETTEVILLE, VA 28314 | AFLAC | $3 | $0 | $3 | 0.00% |
| STEPHEN BEAMAN3 | 1401 KIMBERLY RD NEW BERN, NC 28562 | AFLAC | $3 | $0 | $3 | 0.00% |
| JOSEPH W CALABRO SR3 | 2120 RIDGE DR MARS, PA 16046 | AFLAC | $3 | $0 | $3 | 0.00% |
| MARK D LUTHER3 | 804 MOOREFIELD PARK DR STE 205 NORTH CHESTERFIELD, VA 23236 | AFLAC | $3 | $0 | $3 | 0.00% |
| MARILYN MOORMAN3 | 11913 SUNFLOWER LANE RICHMOND, VA 23236 | AFLAC | $2 | $0 | $2 | 0.00% |
| ROY D MUNSTER3 | PO BOX 5634 GLEN ALLEN, VA 23058 | AFLAC | $2 | $0 | $2 | 0.00% |
| TAMMY MARIE MINOR3 Filed as: TAMMY PARKS | 18039 JEFFERSON DAVIS PKWY STE 234 RUTHER GLEN, VA 22546 | AFLAC | $2 | $0 | $2 | 0.00% |
| GREGORY LAWRENCE3 | 3013 NORTH AVE APT A RICHMOND, VA 23222 | AFLAC | $2 | $0 | $2 | 0.00% |
| BRENDA M MALANEY GORE3 | 1609 W ARLINGTON BLVD STE 105 GREENVILLE, NC 27834 | AFLAC | $2 | $0 | $2 | 0.00% |
| BRENDA M MALANEY GORE3 | 501 SUNNINGHILL CT VIRGINIA BEACH, VA 23451 | AFLAC | $2 | $0 | $2 | 0.00% |
| CHRISTOPHER PARSONS3 | 193 BEACH RD POQUOSON, VA 23662 | AFLAC | $2 | $0 | $2 | 0.00% |
| JOSEPH W CALABRO SR3 | 2120 RIDGE DR MARS, PA 16046 | AFLAC | $2 | $0 | $2 | 0.00% |
| RONALD WAYNE WILKINS3 | PO BOX 46 LOTTSBURG, VA 22511 | AFLAC | $2 | $0 | $2 | 0.00% |
| GORGON K VANN3 | 2156 WESLEY LN GREENVILLE, NC 27858 | AFLAC | $2 | $0 | $2 | 0.00% |
| C HARVEY KING3 | 931-B SOUTH MAIN ST #206 KERNERSVILLE, NC 27284 | AFLAC | $2 | $0 | $2 | 0.00% |
| LARA K GRANDE3 | 1022 WESTHAVEN BLVD FRANKIN, TN 37064 | AFLAC | $2 | $0 | $2 | 0.00% |
| SEAN R HILDRETH3 | 434 TUCKER RD GRIMESLAND, NC 27837 | AFLAC | $2 | $0 | $2 | 0.00% |
| SHARON R GRANT3 | 4975 KINGSTON WAY NAPLES, FL 34119 | AFLAC | $1 | $0 | $1 | 0.00% |
| ASHLEY BONANNO3 Filed as: ASHLEY R BONANNO | 20 ERCELLE CT BRACEY, VA 23919 | AFLAC | $1 | $0 | $1 | 0.00% |
| K EARLE ABERNETHY3 | 2902 SHERYL DR KINSTON, NC 28504 | AFLAC | $1 | $0 | $1 | 0.00% |
| LARA K GRANDE3 Filed as: LARA GRANDE | 117 MORNING MIST LN FRANKLIN, TN 37064 | AFLAC | $0 | $0 | $0 | 0.00% |
| THE FRIEDEN AGENCY INC3 Filed as: THE FRIEDEN AGENCY | 397 LITTLE NECK RD STE 108 BLDG 3300 VIRGINIA BEACH, VA 23452 | CIGNA GROUP INSURANCE | $18K | $0 | $18K | 6.53% |
| THE FRIEDEN AGENCY INC3 Filed as: THE FRIEDEN AGENCY LLC | 397 LITTLE NECK RD. STE 108 VIRGINIA BEACH, VA 23452 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $10K | $0 | $10K | 4.94% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY G. SMITH | 1136 MASTERS ROW CHESAPEAKE, VA 23320 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $9K | $0 | $9K | 4.60% |
| GLENN E SMITH3 Filed as: GLENN E. SMITH | 1136 MASTERS ROW CHESAPEAKE, VA 23220 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $4K | $0 | $4K | 2.00% |
| ANDREW JOHNSON BENEFITS GROUP LLC3 | 11310 EAST OCEAN VIEW AVE NORFOLK, VA 23503 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $2K | $0 | $2K | 1.10% |
| SHAWN K STEPHENS3 Filed as: SHAWN K. STEPHENS | 293 INDEPENDENCE BLVD. STE. 218 VIRGINIA BEACH, VA 23462 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $2K | $0 | $2K | 0.88% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY G. SMITH | 1136 MASTERS ROW CHESAPEAKE, VA 23320 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $1K | $0 | $1K | 0.57% |
| SHELLY WIEGAND3 Filed as: SHELLY J HAYES | 108 SE 11TH STREET ALEDO, IL 61231 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $840 | $0 | $840 | 0.42% |
| DAVID N MORGAN3 | 11520 NUCKOLS ROAD STE 103 GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $796 | $0 | $796 | 0.40% |
| LEIANN D WATKINS3 | 2325 SEA SHELL RD #304 VIRGINIA BEACH, VA 23451 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $512 | $0 | $512 | 0.26% |
| JOSEPH E PHILLIPS3 | 3101 N ALEXANDER ST CHARLOTTE, NC 28205 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $489 | $0 | $489 | 0.24% |
| OLIVIA DUVALL3 | 3717 SNOWDRIFT CIRCLE #104 VIRGINIA BEACH, VA 23462 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $417 | $0 | $417 | 0.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES G BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $270 | $0 | $270 | 0.13% |
| GL GOODLIFE GROUP LLC3 | 1025 EXECUTIVE BLVD #111 CHESAPEAKE, VA 23320 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $200 | $0 | $200 | 0.10% |
| DUANE A ADAMS3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $184 | $0 | $184 | 0.09% |
| KELLY MCCLAIN3 | 20 6TH STREET #105 OSSEO, MN 55369 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $133 | $0 | $133 | 0.07% |
| DEBORAH H HALL3 | 601 CRESCENT BLVD SUITE 300 RIDGLAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $131 | $0 | $131 | 0.07% |
| NICHOLAS WAGNER3 | 729 MANOR DRIVE VIRGINIA BEACH, VA 23454 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $95 | $0 | $95 | 0.05% |
| KENNETH L PIRES3 | 19 HARROGATE LN KENNESAW, GA 30152 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $94 | $0 | $94 | 0.05% |
| AMELIA MORGAN3 | 1904 ELLIS DRIVE MAIDENS, VA 23102 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $94 | $0 | $94 | 0.05% |
| DUANE A ADAMS3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $74 | $0 | $74 | 0.04% |
| RICHARD KRESINSKE3 | PO BOX 15341 CHESAPEAKE, VA 23328 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $74 | $0 | $74 | 0.04% |
| CHRISTOPHER D LACKS3 Filed as: CHRISTOPHER LACKS | 4558 LITTLE RIDGE LN CHESTERFIELD, VA 23832 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $68 | $0 | $68 | 0.03% |
| TYRONE A VAUGHN3 | 732 EDEN WAY N #213-E CHESAPEAKE, VA 23320 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $64 | $0 | $64 | 0.03% |
| BRADFORD KLAVAN3 Filed as: BRADFORD S KLAVAN | 502 TALBOT HALL RD. NORFOLK, VA 23505 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $64 | $0 | $64 | 0.03% |
| DAVID W HARLESS3 | 3412 MANOR GROVE CR GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $63 | $0 | $63 | 0.03% |
| MINDY Y GRIFFIN3 | 7797 WAPITI STREET PORTAGE, MI 49002 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $63 | $0 | $63 | 0.03% |
| KRYSTAL FIELDS INC3 Filed as: KRYSTAL FIELDS INC. | 50 HARVARD RD PORTSMOUTH, VA 23701 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $61 | $0 | $61 | 0.03% |
| SHARDAYSHA C GILES3 | 2229 DELWOOD RD CHESAPEAKE, VA 23323 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $58 | $0 | $58 | 0.03% |
| KEVIN E PLUMB3 | 3228 DEER PARK DRIVE VIRGINIA BEACH, VA 23452 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $55 | $0 | $55 | 0.03% |
| MARK D LUTHER3 | 804 MOOREFIELD PARK DR STE 106 RICHMOND, VA 23236 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $53 | $0 | $53 | 0.03% |
| BRENDA M MALANEY3 | 30 GLORY LANE BALLSTON SPA, NY 12020 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $50 | $0 | $50 | 0.02% |
| MICHAEL D BLEVINS3 | 1025 EXECUTIVE BLVD STE 111 CHESAPEAKE, VA 23320 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $47 | $0 | $47 | 0.02% |
| ANDREA L DUHON3 | 309 LYNNHAVEN PKWY VIRGINIA BEACH, VA 23452 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $45 | $0 | $45 | 0.02% |
| MILLENNIUM BENEFITS SOLUTIONS LLC3 | 1721 SWAN LAKE CRESCENT CHESAPEAKE, VA 23321 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $40 | $0 | $40 | 0.02% |
| PAUL E KAPLAN3 | PO BOX 1120 FRANKLIN, VA 23851 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $25 | $0 | $25 | 0.01% |
| GAIL I BEAGLE3 | 323 HUNTS NECK RD POQUOSON, VA 23662 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $20 | $0 | $20 | 0.01% |
| TRACI D WAGNER3 | 1508 BACK COVE RD VIRGNIA BEACH, VA 23454 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $18 | $0 | $18 | 0.01% |
| JON H DAVENPORT3 | 3020 CAJUILES DR PFLUGERVILLE, TX 23430 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $16 | $0 | $16 | 0.01% |
| RUSSELL W TINNEY3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $12 | $0 | $12 | 0.01% |
| MARK D LUTHER3 | 804 MOOREFIELD PARK DR STE 106 RICHMOND, VA 23236 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $8 | $0 | $8 | 0.00% |
| BENEFIT DESIGN GROUP INC3 Filed as: BENEFIT DESIGN GROUP, INC. | 397 LITTLE NECK RD STE 108 VIRGINIA BEACH, VA 23452 | VISION SERVICE PLAN | $4K | $0 | $4K | 1.91% |
| THE FRIEDEN AGENCY INC3 Filed as: THE FRIEDEN AGENCY | 397 LITTLE NECK RD STE 108 VIRGINIA BEACH, VA 23452 | CIGNA GROUP INSURANCE | $8K | $0 | $8K | 8.00% |
| THE FRIEDEN AGENCY INC3 Filed as: THE FRIEDEN AGENCY, INC. | 397 LITTLE NECK RD. STE 108 VIRGINIA BEACH, VA 23452 | SPECIAL INSURANCE SERVICES, INC./FIDELITY SECURITY LIFE | $1K | $0 | $1K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH & LIFE INS. CO. EIN 59-1031071 TPA | Other services; Participant communication; Direct payment from the plan; Claims processing; Non-monetary compensation; Float revenue; Named fiduciary; Contract Administrator Service code 12 | — | $50K |
| CIGNA BEHAVIORAL HEALTH, INC. EIN 41-1648670 TPA | Claims processing; Participant communication; Direct payment from the plan; Contract Administrator Service code 12 | — | $25K |
| CIGNA | Named fiduciary; Direct payment from the plan; Non-monetary compensation; Contract Administrator; Participant communication; Other services; Float revenue; Claims processing Service code 12 | — | $0 |
| CIGNA BEHAVORIAL HEALTH, INC. | Claims processing; Direct payment from the plan; Contract Administrator; Participant communication Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,349 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 215 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,592 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,131 | $3.0M |
| Dental | DELTA DENTAL OF VIRGINIA | 1,836 | $1.3M |
| Vision(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,131 | $3.2M |
| Life insurance | CIGNA GROUP INSURANCE | 2,349 | $777K |
| Short-term disability | CIGNA GROUP INSURANCE | 713 | $275K |
| Long-term disability | CIGNA GROUP INSURANCE | 2,349 | $388K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,131 | $3.0M |
| Other(5 contracts, 5 carriers) | AFLAC | 2,349 | $676K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,349 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.