| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE FRIEDEN AGENCY INC3 Filed as: FRIEDEN AGENCY LLC | 397 LITTLE NECK RD., STE. 108 VIRGINIA BEACH, VA 23452 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $348K | $76K | $424K | 30.02% |
| THE FRIEDEN AGENCY DBA TFA BENEFITS3 Filed as: THE FRIEDEN AGENCY DBA TOWNE BENEFI | 397 LITTLE NECK RD STE 108 VIRGINIA BEACH, VA 23452 | DELTA DENTAL OF VIRGINIA | $30K | $0 | $30K | 2.48% |
| TFA BENEFITS3 | 397 LITTLE NECK RD. STE 108 VIRGINIA BEACH, VA 23452 | ANTHEM HEALTH PLANS OF VIRGINIA INC./HEALTHKEEPERS INC. | $24K | $0 | $24K | 2.26% |
| TFA BENEFITS3 Filed as: TFA BENEFITS/THE FRIEDEN AGENCY | 397 LITTLE NECK RD. STE. 108 VIRGINIA BEACH, VA 23452 | CIGNA GROUP INSURANCE | $55K | $41K | $96K | 13.92% |
| THE FRIEDEN AGENCY INC3 Filed as: THE FRIEDEN AGENCY LLC | 397 LITTLE NECK RD. STE 108 VIRGINIA BEACH, VA 23452 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $15K | $0 | $15K | 5.89% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY G. SMITH | 311 NAPLES CT. CHESAPEAKE, VA 23322 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $11K | $0 | $11K | 4.39% |
| GLENN E SMITH3 Filed as: GLENN E. SMITH | 311 NAPLES CT. CHESAPEAKE, VA 23322 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $6K | $0 | $6K | 2.19% |
| ANDREW JOHNSON BENEFITS GROUP LLC3 Filed as: ANDREW D JOHNSON | 677 BERKMAR CT CHARLOTTESVILLE, VI 22902 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $3K | $0 | $3K | 1.11% |
| SHAWN K STEPHENS3 Filed as: SHAWN K. STEPHENS | 293 INDEPENDENCE BLVD. STE. 218 VIRGINIA BEACH, VA 23462 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $2K | $0 | $2K | 0.90% |
| TIFFANY GODLEY SMITH3 Filed as: TIFFANY G. SMITH | 311 NAPLES CT. CHESAPEAKE, VA 23322 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $1K | $0 | $1K | 0.53% |
| OLIVIA DUVALL3 | 8600 GLENN MYRTLE AVE APT 2301 NORFOLK, VA 23505 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $1K | $0 | $1K | 0.53% |
| JOSEPH E PHILLIPS3 | 1270 KENNON RD. MINERAL, VA 23117 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $1K | $0 | $1K | 0.44% |
| LEIANN D WATKINS3 Filed as: LEIANN D. WATKINS | 2325 SEA SHELL RD 304 VIRGINIA BEACH, VI 23451 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $1K | $0 | $1K | 0.43% |
| DAVID N MORGAN3 Filed as: DAVID N. MORGAN | 11520 NUCKOLS RD., STE. 103 GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $997 | $0 | $997 | 0.39% |
| SHELLY JEAN HAYES3 | 1113 SONOMA CV BRANDON, MS 39047 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $928 | $0 | $928 | 0.36% |
| GL GOODLIFE GROUP LLC3 | 1025 EXECUTIVE BLVD #111 CHESAPEAKE, VA 23320 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $709 | $0 | $709 | 0.28% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $608 | $0 | $608 | 0.24% |
| BRADFORD KLAVAN3 Filed as: BRADFORD S KLAVAN | 502 TALBOT HALL RD NORFOLK, VA 23505 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $491 | $0 | $491 | 0.19% |
| MICHAEL D BLEVINS3 | 1025 EXECUTIVE BLVD STE 111 CHESAPEAKE, VA 23320 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $473 | $0 | $473 | 0.18% |
| DUANE A ADAMS3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $251 | $0 | $251 | 0.10% |
| KENNETH L PIRES3 | 19 HARROGATE LN HAMPTON, VA 23666 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $221 | $0 | $221 | 0.09% |
| KELLY E MCCLAIN3 | PO BOX 94786 NORTH LITTLE ROCK, AR 72190 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $195 | $0 | $195 | 0.08% |
| CHARLES MORGAN3 | 1721 SWAN LAKE CRESCENT CHESAPEAKE, VA 23321 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $183 | $0 | $183 | 0.07% |
| DEBORAH H HALL3 | 601 CRESCENT BLVD. STE. 300 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $175 | $0 | $175 | 0.07% |
| TYRONE A VAUGHN3 | 732 EDEN WAY N #213-E CHESAPEAKE, VA 23320 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $158 | $0 | $158 | 0.06% |
| BRENDA M MALANEY3 | 501 SUNNIGHILL CT. VIRGINIA BEACH, VA 23451 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $147 | $0 | $147 | 0.06% |
| AMELIA MORGAN3 | 1904 ELLIS DRIVE MAIDENS, VA 23102 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $127 | $0 | $127 | 0.05% |
| NICHOLAS WAGNER3 | 729 MANOR DRIVE VIRGINIA BEACH, VA 23454 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $125 | $0 | $125 | 0.05% |
| SHARDAYSHA C GILES3 | 2229 DELWOOD RD CHESAPEAKE, VA 23323 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $124 | $0 | $124 | 0.05% |
| LINDA E BARTON3 | 8322 BEN NEVIS DR. RICHMOND, VA 23235 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $106 | $0 | $106 | 0.04% |
| JON H DAVENPORT3 | 9 BAER CREER TRL. SEGUIN, TX 78155 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $95 | $0 | $95 | 0.04% |
| DUANE A ADAMS3 | 11520 NUCKOLS RD. STE. 103 GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $84 | $0 | $84 | 0.03% |
| RICHARD J KRESINSKE3 | PO BOX 15341 CHESAPEAKE, VA 23328 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $84 | $0 | $84 | 0.03% |
| SHANE ANDY KINNER3 Filed as: SHANE A KINNER | 10129 ASHLEY MANOR LN. MECHANICSVILLE, VA 23116 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $75 | $0 | $75 | 0.03% |
| CHRISTOPHER D LACKS3 Filed as: CHRISTOPHER D. LACKS | 4558 LITTLE RIDGE LN. CHESTERFIELD, VA 23832 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $68 | $0 | $68 | 0.03% |
| DAVID W HARLESS3 | 3412 MANOR GROVE CR. GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $63 | $0 | $63 | 0.02% |
| MINDY Y GRIFFIN3 | 7797 WAPITI STREET PORTAGE, MI 49002 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $63 | $0 | $63 | 0.02% |
| KRYSTAL FIELDS INC3 Filed as: KRYSTAL FIELDS INC. | 50 HARVARD RD PORTSMOUTH, VA 23701 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $62 | $0 | $62 | 0.02% |
| RUEANN M EMERSON3 | 4820 LAKE BROOK DR STE 125 GLEN ALLEN, VA 23060 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $60 | $0 | $60 | 0.02% |
| KEVIN E PLUMB3 Filed as: KEVIN E. PLUMB | 3228 DEER PARK DR. VIRGINIA BEACH, VA 23452 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $55 | $0 | $55 | 0.02% |
| MARK D LUTHER3 | 804 MOOREFIELD PARK DR. STE. 106 RICHMOND, VA 23236 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $53 | $0 | $53 | 0.02% |
| ANDREA L DUHON3 | 309 LYNNHAVEN PKWY. VIRGINIA BEACH, VA 23452 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $45 | $0 | $45 | 0.02% |
| PAUL E KAPLAN3 | PO BOX 1120 FRANKLIN, VA 23851 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $27 | $0 | $27 | 0.01% |
| GAIL I BEAGLE3 | 323 HUNTS NECK ROAD POQUOSON, VA 23662 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $22 | $0 | $22 | 0.01% |
| TRACI D WAGNER3 | 1508 BACK COVE RD VIRGINIA BEACH, VA 23454 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $20 | $0 | $20 | 0.01% |
| RUSSELL W TINNEY3 | 11520 NUCKOLS RD. STE. 103 GLEN ALLEN, VA 23059 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $17 | $0 | $17 | 0.01% |
| MARK D LUTHER3 | 804 MOOREFIELD PARK DR. RICHMOND, VA 23236 | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | $11 | $0 | $11 | 0.00% |
| TFA BENEFITS3 Filed as: TFA BENEFITS/THE FRIEDEN AGENCY | 397 LITTLE NECK RD. STE. 108 VIRGINIA BEACH, VA 23452 | CIGNA GROUP INSURANCE | $20K | $17K | $37K | 14.79% |
| THE FRIEDEN AGENCY INC3 Filed as: THE FRIEDEN AGENCY | 397 LITTLE NECK RD STE 108 BLDG 3300 VIRGINIA BEACH, VA 23452 | CIGNA GROUP INSURANCE | $19K | $14K | $34K | 14.01% |
| BENEFIT DESIGN GROUP INC3 Filed as: BENEFIT DESIGN GROUP, INC. | 397 LITTLE NECK RD STE 108 VIRGINIA BEACH, VA 23452 | VISION SERVICE PLAN | $4K | $0 | $4K | 2.06% |
| TIFFANY SMITH3 | 311 NAPLES CT. CHESAPEAKE, VA 23322 | AFLAC | $7K | $101 | $7K | 4.15% |
| TFA BENEFITS3 | 397 LITTLE NECK RD. STE. 303 VIRGINIA BEACH, VA 23452 | AFLAC | $6K | $0 | $6K | 3.57% |
| GLENN E SMITH3 Filed as: GLENN SMITH | 311 NAPLES CT. CHESAPEAKE, VA 23322 | AFLAC | $2K | $72 | $2K | 1.14% |
| DAVID HARLESS3 | 3412 MANOR GROVE CIR GLEN ALLEN, VA 23059 | AFLAC | $1K | $0 | $1K | 0.76% |
| SHAWN STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $680 | $0 | $680 | 0.42% |
| JOSEPH PHILLIPS3 | 2205 WOOD IBIS WAY VIRGINIA BEACH, VA 23455 | AFLAC | $631 | $0 | $631 | 0.39% |
| LEIANN D WATKINS3 Filed as: LEIANN WATKINS | 2325 SEA SHELL RD #304 VA BEACH, VA 23451 | AFLAC | $512 | $7 | $519 | 0.32% |
| DAVID MORGAN3 | 906 MERCHANT LEE PL. MANAKIN SABOT, VA 23103 | AFLAC | $491 | $0 | $491 | 0.30% |
| BRADFORD KLAVAN3 | 502 TALBOT HALL RD. NORFOLK, VA 23505 | AFLAC | $464 | $6 | $470 | 0.29% |
| ANNE H MARTIN3 Filed as: ANNE MARTIN | 3239 MOUNT TABOR RD. CRESWELL, NC 27928 | AFLAC | $380 | $0 | $380 | 0.23% |
| GL GOODLIFE GROUP LLC3 | 3013 NORTH AVE APT A RICHMOND, VA 23222 | AFLAC | $269 | $108 | $377 | 0.23% |
| ROY MANGUM3 | 109 GULLAN SMITHFIELD, VA 23430 | AFLAC | $374 | $0 | $374 | 0.23% |
| CYNTHIA URICK3 | 9970 NEWLAND RD. CRESWELL, NC 27928 | AFLAC | $364 | $0 | $364 | 0.22% |
| LORI RICHARDSON3 | 3730 SAPPHIRE DR. AUGUSTA, GA 30907 | AFLAC | $359 | $0 | $359 | 0.22% |
| JOAN H DIXON3 Filed as: JOAN DIXON | 1896 OLD NEW BERN RD. CHOCOWINITY, NC 27817 | AFLAC | $334 | $0 | $334 | 0.21% |
| ELIZABETH ANNE BUCHANAN3 Filed as: ELIZABETH BUCHANAN | 3401 HUNTON RIDGE DR GLEN ALLEN, VA 23059 | AFLAC | $328 | $0 | $328 | 0.20% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $258 | $42 | $300 | 0.19% |
| SUSAN LOWRY3 | PO BOX 2051 KILL DEVIL HILLS, NC 27948 | AFLAC | $292 | $0 | $292 | 0.18% |
| DUANE A ADAMS3 Filed as: DUANE ADAMS | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VI 23059 | AFLAC | $279 | $0 | $279 | 0.17% |
| JAMES L BAKER SR3 Filed as: JAMES BAKER SR | 406 NOB CT. PORTSMOUTH, VA 23701 | AFLAC | $275 | $0 | $275 | 0.17% |
| KENNETH W SHOLAR3 Filed as: KENNETH SHOLAR | 4608 WESTGROVE CT VA BEACH, VA 23455 | AFLAC | $268 | $0 | $268 | 0.17% |
| ANDREW JOHNSON BENEFITS GROUP LLC3 Filed as: ANDREW JOHNSON | 2205 WOOD IBIS WAY VIRGINIA BEACH, VA 23455 | AFLAC | $228 | $17 | $245 | 0.15% |
| SUN FINANCIAL SERVICES INC3 Filed as: SUN FINANCIAL SERVICES INC. | 8 SAN JOSE DRIVE 3A NEWPORT NEWS, VA 23606 | AFLAC | $219 | $0 | $219 | 0.14% |
| CHARLES MORGAN3 | 1721 SWAN LAKE CRES CHESAPEAKE, VA 23321 | AFLAC | $135 | $68 | $203 | 0.13% |
| SHELLY JEAN HAYES3 Filed as: SHELLY HAYES | 1113 SONOMA CV BRANDON, MS 39047 | AFLAC | $194 | $0 | $194 | 0.12% |
| NICHOLAS WAGNER3 | 4665 HAYGOOD RD STE 402 VA BEACH, VA 23455 | AFLAC | $181 | $11 | $192 | 0.12% |
| KENNETH PIRES3 | 19 HARROGATE LN HAMPTON, VA 23666 | AFLAC | $185 | $0 | $185 | 0.11% |
| LAWRENCE WAYNE CROCKER3 Filed as: LAWRENCE CROCKER | 212 CHEYENNE RD VA BEACH, VA 23462 | AFLAC | $179 | $0 | $179 | 0.11% |
| MICHAEL D BLEVINS3 Filed as: MICHAEL BLEVINS | 413 DUNTREE RD. MT STERLING, KY 40353 | AFLAC | $108 | $70 | $178 | 0.11% |
| DAWN D JOHNSTON3 Filed as: DAWN JOHNSTON | 1884 OLD NEW BERN RD CHOCOWINITY, NC 27817 | AFLAC | $169 | $0 | $169 | 0.10% |
| MARLEN VALDEZ3 | 337 WIMBLEDON CHASE APT A CHESAPEAKE, VA 23320 | AFLAC | $154 | $0 | $154 | 0.10% |
| RACHEL HULBURT3 | 2745 CANTWELL RD. VIRGINIA BEACH, VA 23453 | AFLAC | $128 | $0 | $128 | 0.08% |
| DEIRDRE WREN3 | 1400 PANTIGO LN APT 304 CHESAPEAKE, VA 23320 | AFLAC | $128 | $0 | $128 | 0.08% |
| TYRONE A VAUGHN3 Filed as: TYRONE VAUGHN | 732 EDEN WAY N #213 CHESAPEAKE, VA 23320 | AFLAC | $120 | $0 | $120 | 0.07% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES HILL SR | 9701 GAYTON RD STE 6 RICHMOND, VI 23238 | AFLAC | $115 | $0 | $115 | 0.07% |
| DEBORAH H HALL3 Filed as: DEBORAH HALL | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $111 | $0 | $111 | 0.07% |
| MASON C LEE3 Filed as: MASON LEE | 132 N ENGLEWOOD DR ROCKY MOUNT, NC 27804 | AFLAC | $99 | $0 | $99 | 0.06% |
| TRACI D WAGNER3 Filed as: TRACI WAGNER | 1508 BACK COVE RD VA BEACH, VA 23454 | AFLAC | $96 | $0 | $96 | 0.06% |
| CHRISTOPHER SAULLE3 | 4216 HERMITAGE RD VA BEACH, VA 23455 | AFLAC | $85 | $11 | $96 | 0.06% |
| LARRY WESTON JR3 | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $91 | $0 | $91 | 0.06% |
| DIANA M MERCIEZ3 Filed as: DIANA MERCIEZ | 2541 BELMONT STAKES DR. VA BEACH, VA 23456 | AFLAC | $87 | $0 | $87 | 0.05% |
| RICHARD KRESINSKE3 | 4004 ATLANTIC AVE APT 803 VA BEACH, VA 23451 | AFLAC | $84 | $0 | $84 | 0.05% |
| MARVIN S THOMPSON3 Filed as: MARVIN THOMPSON | 615 KERRI COVE CT APT 202 MIDLOTHIAN, VA 23113 | AFLAC | $81 | $0 | $81 | 0.05% |
| SHANE ANDY KINNER3 Filed as: SHANE KINNER | 10129 ASHLEY MANOR LN. MECHANICSVILLE, VA 23116 | AFLAC | $49 | $16 | $65 | 0.04% |
| LINDA E BARTON3 Filed as: LINDA BARTON | 8322 BEN NEVIS DR NORTH CHESTERFIELD, VA 23235 | AFLAC | $49 | $16 | $65 | 0.04% |
| CARLA OLSEN BRANSON3 Filed as: CARLA BRANSON | 208 SIMMONS DR SEAFORD, VA 23696 | AFLAC | $61 | $0 | $61 | 0.04% |
| CHRISTOPHER BLOVITS3 | 3213 THOMAS ST. NORFOLK, VA 23513 | AFLAC | $52 | $8 | $60 | 0.04% |
| JOHN YARBOROUGH3 | 1113 MOUNTAIN OAKS DR HOOVER, AL 35226 | AFLAC | $59 | $0 | $59 | 0.04% |
| ANDREA L SHERMAN3 Filed as: ANDREA SHREMAN | 749 A THIMBLE SHOALS BLVD STE 3 NEWPORT NEWS, VA 23606 | AFLAC | $56 | $2 | $58 | 0.04% |
| JUSTIN C LAMB3 Filed as: JUSTIN LAMB | 3612 DAYDREAM PL SAINT CLOUD, FL 34772 | AFLAC | $53 | $0 | $53 | 0.03% |
| REUBEN T BARNES3 Filed as: REUBEN BARNES | PO BOX 718 ELM CITY, NC 27822 | AFLAC | $40 | $11 | $51 | 0.03% |
| GREGORY D HILL3 Filed as: GREGORY HILL | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $50 | $0 | $50 | 0.03% |
| GARY GREENE3 | 1609 W ARLINTON BLVD STE 102 GREENVILLE, NC 27858 | AFLAC | $46 | $0 | $46 | 0.03% |
| ANITA BUECHLER3 | 1000 RABBIT RUN CHESAPEAKE, VA 23320 | AFLAC | $37 | $8 | $45 | 0.03% |
| CHAD T KNAPP3 Filed as: CHAD KNAPP | 816 PINETREE DR VA BEACH, VA 23452 | AFLAC | $45 | $0 | $45 | 0.03% |
| NEIL M MORGAN JR3 Filed as: NEIL MORGAN JR | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $43 | $0 | $43 | 0.03% |
| RUEANN EMERSON3 | 11551 NUCKOLS RD STE P GLEN ALLEN, VA 23059 | AFLAC | $34 | $6 | $40 | 0.02% |
| GAIL I BEAGLE3 Filed as: GAIL BEAGLE | 323 HUNTS NECK RD POQUOSON, VA 23662 | AFLAC | $40 | $0 | $40 | 0.02% |
| NELSON C JANNEY3 Filed as: NELSON JANNEY | PO BOX 218 CLOVERDALE, VA 24077 | AFLAC | $36 | $0 | $36 | 0.02% |
| JUDY B MILLS3 Filed as: JUDY MILLS | PO BOX 724 ASHLAND, VA 23005 | AFLAC | $36 | $0 | $36 | 0.02% |
| CHRISTOPHER S LEITCH3 Filed as: CHRISTOPHER LEITCH | 9024 HIDDEN NEST DR. MIDLOTHIAN, VA 23112 | AFLAC | $32 | $0 | $32 | 0.02% |
| ANNETTE C BURTON3 Filed as: ANNETTE BURTON | PO BOX 16384 CHESAPEAKE, VA 23328 | AFLAC | $31 | $0 | $31 | 0.02% |
| DONALD B ORRELL3 Filed as: DONALD ORRELL | 1581 CHERRY GROVE RD N SUFFOLK, VA 23432 | AFLAC | $29 | $0 | $29 | 0.02% |
| PAUL E KAPLAN3 Filed as: PAUL KAPLAN | PO BOX 1120 FRANKLIN, VA 23851 | AFLAC | $29 | $0 | $29 | 0.02% |
| MARILYN MOORMAN3 | 11913 SUNFLOWER LN RICHMOND, VA 23236 | AFLAC | $29 | $0 | $29 | 0.02% |
| JILL DENTON3 | 3500 WESTGATE DR STE 602 DURHAM, NC 27707 | AFLAC | $29 | $0 | $29 | 0.02% |
| BRENDA MALANEY GORE3 | 30 OLD GLORY LN BALLSTON SPA, NY 12020 | AFLAC | $28 | $0 | $28 | 0.02% |
| MICHAEL FATHERREE3 | 171 COUNTY RD 1559 ALBA, TX 75410 | AFLAC | $28 | $0 | $28 | 0.02% |
| GEORGE YERGEY3 | 7420 HERITAGE VILLAGE PLAZA STE 101 GAINESVILLE, VA 20155 | AFLAC | $28 | $0 | $28 | 0.02% |
| VICKY H KRESINSKE3 Filed as: VICKY KRESINSKE | PO BOX 55322 VA BEACH, VA 23471 | AFLAC | $28 | $0 | $28 | 0.02% |
| DANIEL M SMITH3 Filed as: DANIEL SMITH | 12820 WEST CREEK PARKWAY STE K RICHMOND, VA 23238 | AFLAC | $28 | $0 | $28 | 0.02% |
| CHRIS LACKS3 | 4558 LITTLE RIDGE LN CHESTERFIELD, VA 23832 | AFLAC | $26 | $0 | $26 | 0.02% |
| JAMES C MAXWELL3 Filed as: JAMES MAXWELL | 804 AUDUBON CIR NORTH AUGUSTA, SC 29841 | AFLAC | $26 | $0 | $26 | 0.02% |
| BENJAMIN O THOMPSON SR3 Filed as: BENJAMIN THOMPSON SR | 2012 GAMELAW CT. MIDLOTHIAN, VA 23113 | AFLAC | $25 | $0 | $25 | 0.02% |
| MARCIE DAVENPORT3 | 4869 W COTTAGE BROOK CIR WEST VALLEY CITY, UT 84120 | AFLAC | $24 | $0 | $24 | 0.01% |
| THERESA T HOLLIS3 Filed as: THERESA HOLLIS | 1316 US HIGHWAY 64 E COLUMBIA, NC 27925 | AFLAC | $24 | $0 | $24 | 0.01% |
| REGINA LEONARD3 | 4981 NC 581 HWY LOUISBURG, NC 27549 | AFLAC | $24 | $0 | $24 | 0.01% |
| MICHAEL MARTIN3 | 3239 MOUNT TABOR RD CRESWELL, NC 27928 | AFLAC | $23 | $0 | $23 | 0.01% |
| SHEILA L RAITCH3 Filed as: SHEILA RAITCH | 5524 LIBER CT GAINESVILLE, VA 20155 | AFLAC | $22 | $0 | $22 | 0.01% |
| AMELIA MORGAN3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $22 | $0 | $22 | 0.01% |
| SHARDAYSHA C GILES3 Filed as: SHARDAYSHA GILES | 2229 DELWOOD RD. CHESAPEAKE, VA 23323 | AFLAC | $22 | $0 | $22 | 0.01% |
| KRYSTAL FIELDS INC3 | 50 HARVARD RD PORTSMOUTH, VA 23701 | AFLAC | $21 | $0 | $21 | 0.01% |
| JAMES C MAXWELL3 Filed as: JAMES MAXWELL | 129 FOREST DR CAMP HILL, PA 17011 | AFLAC | $19 | $0 | $19 | 0.01% |
| FRANKLIN R DAVIES3 Filed as: FRANKLIN DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75070 | AFLAC | $19 | $0 | $19 | 0.01% |
| RONALD A DASHKOVITZ3 Filed as: RONALD DASHKOVITZ | 20 MILLPOND TRL SAGINAW, MI 48603 | AFLAC | $19 | $0 | $19 | 0.01% |
| MARY KNAPP3 | 448 LYNN SHORES DR VIRGINIA BEACH, VA 23452 | AFLAC | $19 | $0 | $19 | 0.01% |
| VIRIGNIA CALLIHAN3 | 4400 10TH AVE VIENNA, WV 26105 | AFLAC | $18 | $0 | $18 | 0.01% |
| NORWOOD RANDY JONES3 Filed as: NORWOOD JONES | PO BOX 802 PRINCETON, NC 27569 | AFLAC | $18 | $0 | $18 | 0.01% |
| D AND V BUTLER INC3 Filed as: J BUTLER | 1440 OLD LENOIR RD STE A HICKORY, NC 28601 | AFLAC | $17 | $0 | $17 | 0.01% |
| RODNEY BALLANCE JR3 | 1235 GARRETT RD WILLIAMSTON, NC 27892 | AFLAC | $17 | $0 | $17 | 0.01% |
| TODD JORDAN3 | 2898 COUNTY RD 150 BELLE CENTER, OH 43310 | AFLAC | $16 | $0 | $16 | 0.01% |
| JULIA E LEE3 Filed as: JULIA LEE | 3414 LAGUNA AVE OAKLAND, CA 94602 | AFLAC | $15 | $0 | $15 | 0.01% |
| MARK III BROKERAGE INC3 | 211 GREENWICH RD CHARLOTTE, NC 28211 | AFLAC | $15 | $0 | $15 | 0.01% |
| FELICIA BAKER3 | 804 MOOREFIELD PARK DR STE 205 RICHMOND, VA 23236 | AFLAC | $15 | $0 | $15 | 0.01% |
| DEE LEWIS3 | 218 JONAQUINS DR. BEAUFORT, NC 28516 | AFLAC | $15 | $0 | $15 | 0.01% |
| LINDSEY JO MARTIN3 Filed as: LINDSEY MARTIN | 2095 COX CV CONWAY, AR 72034 | AFLAC | $15 | $0 | $15 | 0.01% |
| SHANNON N BECKER3 Filed as: SHANNON BECKER | 616 TALLIAFERRO RD YORKTOWN, VA 23690 | AFLAC | $14 | $0 | $14 | 0.01% |
| TAD HUGH HARRELL3 Filed as: TAD HARRELL | 4421 WHITE OAK LOOP WILSON, NC 27893 | AFLAC | $12 | $2 | $14 | 0.01% |
| ANDREA L DUHON3 Filed as: ANDREA DUHON | 1440 SKI LODGE RD VA BEACH, VA 23453 | AFLAC | $12 | $0 | $12 | 0.01% |
| RONALD F SPINDEL3 Filed as: RONALD SPINDEL | 397 LITTLE NECK RD STE 200 BLDG 3300 VIRGINIA BEACH, VA 23452 | AFLAC | $12 | $0 | $12 | 0.01% |
| MARK D LUTHER3 Filed as: MARK LUTHER | 804 MOOREFIELD PK DR STE 205 NORTH CHESTERFIELD, VA 23236 | AFLAC | $11 | $0 | $11 | 0.01% |
| KATHRYN T MINSCHEW3 Filed as: KATHRYN MINSCHEW | 1239 BRICKHOUSE POINT RD ELIZABETH CITY, NC 27909 | AFLAC | $10 | $0 | $10 | 0.01% |
| JAMES A CONRAD3 | 4180 AMHERST RD CRIDERSVILLE, OH 45806 | AFLAC | $10 | $0 | $10 | 0.01% |
| INSGROUP INC3 Filed as: PREFERRED PLAN&INS GROUP INC | 2601 OBERLIN RD RALEIGH, NC 27608 | AFLAC | $10 | $0 | $10 | 0.01% |
| WAYNE HARDISON3 | 6824 BUCK LANE FREDERICKSBURG, VA 22407 | AFLAC | $10 | $0 | $10 | 0.01% |
| QUALITY INSURANCE CONCEPTS INC3 Filed as: QUALITY INSURANCE CONCEPTS INC. | 339 6TH AVE STE 720 PITTSBURGH, PA 15222 | AFLAC | $9 | $0 | $9 | 0.01% |
| LINDA MCCOY3 | 143 BROWN AVE COVE CITY, NC 28523 | AFLAC | $9 | $0 | $9 | 0.01% |
| DAVID L PRINGLE3 Filed as: DAVID PRINGLE | 6929 PSALMOND RD MIDLAND, GA 31820 | AFLAC | $9 | $0 | $9 | 0.01% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $9 | $0 | $9 | 0.01% |
| SCOTT C KNAPP3 Filed as: SCOTT KNAPP | 3840 HONEYTREE LN VIRGINIA BEACH, VA 23452 | AFLAC | $9 | $0 | $9 | 0.01% |
| K ABERNETHY3 | 2902 SHERYL DRIVE KINSTON, NC 28504 | AFLAC | $8 | $0 | $8 | 0.00% |
| GORDON VANN3 | 2156 WESLEY LANE GREENVILLE, NC 27858 | AFLAC | $8 | $0 | $8 | 0.00% |
| LAURA S AMBROSE3 Filed as: LAURA AMBROSE | 126 E WATER ST PLYMOUTH, NC 27962 | AFLAC | $7 | $0 | $7 | 0.00% |
| PHYLLIS DAWN HESLEP3 Filed as: PHYLLIS HESLEP | 4805 LAKE BROOK DR GLEN ALLEN, VA 23060 | AFLAC | $7 | $0 | $7 | 0.00% |
| MHS ENTERPRISES INC3 | PO BOX 5510 VA BEACH, VA 23471 | AFLAC | $7 | $0 | $7 | 0.00% |
| CAROL MCCAFFERTY3 | 2523 LIBERTY ST PARKERSBURG, WV 26101 | AFLAC | $7 | $0 | $7 | 0.00% |
| RUSSELL TINNEY3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $7 | $0 | $7 | 0.00% |
| GREGORY LAWRENCE3 | 3013 NORTH AVE APT A RICHMOND, VA 23222 | AFLAC | $7 | $0 | $7 | 0.00% |
| LAUREN E SKINNER3 Filed as: LAUREN SKINNER | 1024 MOCKINGBIRD DR RALEIGH, NC 27615 | AFLAC | $7 | $0 | $7 | 0.00% |
| OLIVIA DUVALL3 | 8600 GLENN MYRTLE AVE APT 2301 NORFOLK, VA 23505 | AFLAC | $7 | $0 | $7 | 0.00% |
| SUSAN WRIGHT3 | 467 BIG POPULAR CT NE LELAND, NC 28451 | AFLAC | $6 | $0 | $6 | 0.00% |
| ASHTON CONSULTING INC3 | 2101 W BROADWAY STE 200 COLUMBIA, MO 65203 | AFLAC | $5 | $0 | $5 | 0.00% |
| STEPHEN BEAMAN3 | 1401 KIMBERLY RD NEW BERN, NC 28562 | AFLAC | $5 | $0 | $5 | 0.00% |
| JEFFREY WHITE3 | 8250 PORTERS CROSSING WAY WILMINGTON, NC 28411 | AFLAC | $5 | $0 | $5 | 0.00% |
| JEFFERY S GIBSON3 Filed as: JEFFERY GIBSON | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $5 | $0 | $5 | 0.00% |
| JANET R WATERS3 Filed as: JANET WATERS | 1878 FOREST GLEN WAY SAINT AUGUSTINE, FL 32092 | AFLAC | $4 | $0 | $4 | 0.00% |
| FRANCES SHAFFER3 | 14025 TOWER RD SMITHBURG, MD 21783 | AFLAC | $4 | $0 | $4 | 0.00% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $4 | $0 | $4 | 0.00% |
| JEANNETTE FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $3 | $0 | $3 | 0.00% |
| RONALD WAYNE WILKINS3 Filed as: RONALD WILKINS | PO BOX 46 LOTTSBURG, VA 22511 | AFLAC | $2 | $0 | $2 | 0.00% |
| JOSEPH W CALABRO SR3 Filed as: JOSEPH CALABRO SR | 2120 RIDGE DR MARS, PA 16046 | AFLAC | $2 | $0 | $2 | 0.00% |
| DONNA STRICKLAND3 | 511 WELLINGHAM DR DURHAM, NC 27713 | AFLAC | $2 | $0 | $2 | 0.00% |
| ROY CHILDRESS3 Filed as: ROY MUNSTER | PO BOX 5634 GLEN ALLEN, VA 23058 | AFLAC | $1 | $0 | $1 | 0.00% |
| LARA K GRANDE3 Filed as: LARA GRANDE | 1022 WESTHAVEN BLVD FRANKLIN, TN 37064 | AFLAC | $1 | $0 | $1 | 0.00% |
| CHRISTOPHER PARSONS3 | 193 BEACH RD POQUOSON, VA 23662 | AFLAC | $1 | $0 | $1 | 0.00% |
| ASHLEY BONANNO3 | 20 ERCELLE CT BRACEY, VA 23919 | AFLAC | $1 | $0 | $1 | 0.00% |
| SHARON R GRANT3 Filed as: SHARON GRANT | 4975 KINGSTON WAY NAPLES, FL 34119 | AFLAC | $1 | $0 | $1 | 0.00% |
| SEAN R HILDRETH3 Filed as: SEAN HILDRETH | 434 TUCKER RD GRIMESLAND, NC 27837 | AFLAC | $1 | $0 | $1 | 0.00% |
| THE FRIEDEN AGENCY INC3 Filed as: THE FRIEDEN AGENCY | 397 LITTLE NECK RD STE 108 VIRGINIA BEACH, VA 23452 | CIGNA GROUP INSURANCE | $7K | $5K | $12K | 14.28% |
| THE FRIEDEN AGENCY INC3 Filed as: THE FRIEDEN AGENCY, INC. | 397 LITTLE NECK RD. STE 108 VIRGINIA BEACH, VA 23452 | SPECIAL INSURANCE SERVICES, INC./FIDELITY SECURITY LIFE | $1K | $0 | $1K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA BEHAVIORAL HEALTH, INC EIN 41-1648670 TPA | Direct payment from the plan; Participant communication; Contract Administrator; Claims processing Service code 12 | — | $21K |
| CIGNA BEHAVORIAL HEALTH, INC. | Contract Administrator; Claims processing; Participant communication; Direct payment from the plan Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,012 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 29 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,059 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,021 | $2.5M |
| Dental | DELTA DENTAL OF VIRGINIA | 1,794 | $1.2M |
| Vision(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,021 | $2.6M |
| Life insurance | CIGNA GROUP INSURANCE | 2,012 | $690K |
| Short-term disability | CIGNA GROUP INSURANCE | 751 | $239K |
| Long-term disability | CIGNA GROUP INSURANCE | 2,012 | $252K |
| Prescription drug | ANTHEM HEALTH PLANS OF VIRGINIA INC./HEALTHKEEPERS INC. | 0 | $1.1M |
| Other(5 contracts, 5 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY/AFLAC | 2,012 | $591K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,021 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.