| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING - WINSTON-SALEM | 100 N MAIN STREET SUITE 2200 WINSTON-SALEM, NC 27101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $24K | $24K | 1.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - WINSTON-SALEM | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNUM INSURANCE COMPANY | $41K | — | $41K | 20.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - WINSTON-SALEM | 100 N MAIN STREET SUITE 2200 WINSTON-SALEM, NC 27101 | UNUM INSURANCE COMPANY | — | $3K | $3K | 1.25% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - WINSTON-SALEM | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNUM INSURANCE COMPANY | $28K | — | $28K | 20.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING-WINSTON-SALEM | 100 N MAIN STREET SUITE 2200 WINSTON-SALEM, NC 27101 | UNUM INSURANCE COMPANY | — | $2K | $2K | 1.45% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - WINSTON-SALEM | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNUM INSURANCE COMPANY | $22K | — | $22K | 20.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - WINSTON-SALEM | 100 N MAIN STREET SUITE 2200 WINSTON-SALEM, NC 27101 | UNUM INSURANCE COMPANY | — | $2K | $2K | 1.56% |
| ANTHEM INSURANCE COMPANIES, INC.3 Filed as: ANTHEM INSURANCE COMPANIES INC | 120 MONUMENT CIRCLE INDIANAPOLIS, IN 46204 | FOUR EVER LIFE INS CO. | — | $3K | $3K | 6.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $15 | $15 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,278 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,297 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FOUR EVER LIFE INS CO. | 0 | $57K |
| Vision | EYEMED VISION CARE | 4,856 | $234K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,127 | $2.0M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,127 | $2.0M |
| Other(5 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,278 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,856 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.