| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | PO BOX 123042 DALLAS, TX 75312 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $34K | $34K | 2.55% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | PO BOX 123042 DALLAS, TX 75312 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $8K | $8K | 2.53% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC (SOUTHEAST) | LOCKBOX 741738 6000 FELDWOOD ROAD ATLANTA, GA 30349 | SECURIAN LIFE INSURANCE COMPANY | $20K | — | $20K | 11.60% |
| CUSTOM BENEFITS PROGRAMS3 Filed as: CUSTOM BENEFITS PROGRAMS, INC. | PO BOX 419623 BOSTON, MA 02241 | SECURIAN LIFE INSURANCE COMPANY | $8K | $1K | $9K | 5.51% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES, LLC (SOUTHEAST) | 4725 PIEDMONT ROW DRIVE SUITE 510 CHARLOTTE, NC 282104282 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 8.56% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 2.28% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC (SOUTHEAST) | LOCKBOX 741738 6000 FELDWOOD ROAD ATLANTA, GA 30349 | SECURIAN LIFE INSURANCE COMPANY | $6K | — | $6K | 8.36% |
| CUSTOM BENEFITS PROGRAMS3 Filed as: CUSTOM BENEFITS PROGRAMS, INC. | PO BOX 419623 BOSTON, MA 02241 | SECURIAN LIFE INSURANCE COMPANY | $3K | $552 | $3K | 4.61% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1111 METROPOLITAN AVENUE SUITE 400 CHARLOTTE, NC 28204 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | LOCKBOX 741738 6000 FELDWOOD ROAD COLLEGE PARK, GA 30349 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $260 | $260 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,971 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 25 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,025 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 17 | $118K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 17 | $103K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE COMBINED INSURANCE COMPANY AMERICA | 4,513 | $218K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,206 | $1.3M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,766 | $308K |
| Other(4 contracts, 3 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,206 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,513 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.