| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $16K | $37K | 1.80% |
| RANJIT SINGH3 | 8712 BITTERROOT CT LORTON, VA 22079 | METROPOLITAN LIFE INSURANCE COMPANY | $36K | — | $36K | 1.79% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $38 | $38 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | — | $26 | $26 | 0.00% |
| PIE INC3 | PO BOX 575 22 W PENNSYLVANIA AVE BEL AIR, MD 21014 | CAREFIRST BLUECHOICE | $37K | $6K | $43K | 4.06% |
| MATHER & STROHL ADMIN SVCS INC3 Filed as: MATHER & STROHL | 501 FAIRMOUNT AVE SUITE 400 TOWSON, MD 21284 | CAREFIRST BLUECHOICE | — | $5K | $5K | 0.44% |
| BENEFIT MALL3 | 501 FAIRMOUNT AVE SUITE 400 TOWSON, MD 21284 | DENTAQUEST | $8K | — | $8K | 15.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $4K | $837 | $5K | 14.19% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | — | $38 | $38 | 0.10% |
| MATHER & STROHL ADMIN SVC INC3 | 501 FAIRMOUNT AVE SUITE 400 TOWSON, MD 21284 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $892 | $3K | 8.46% |
| PIE INC3 | PO BOX 575 BEL AIR, MD 21014 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 4.36% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | MONUMENTAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.92% |
| MATHER & STROHL ADMIN SVC INC3 | 501 FAIRMOUNT AVE SUITE 400 TOWSON, MD 21284 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $721 | $3K | 11.23% |
| PIE INC3 | PO BOX 575 BEL AIR, MD 21014 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 6.57% |
| MATHER & STROHL ADMIN SVC INC3 | 501 FAIRMOUNT AVE SUITE 400 TOWSON, MD 21284 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $539 | $2K | 11.25% |
| PIE INC3 | PO BOX 575 BEL AIR, MD 21014 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 6.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,660 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,660 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | CAREFIRST BLUECHOICE | 273 | $1.2M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,982 | $2.2M |
| Vision(3 contracts, 3 carriers) | VISION SERVICE PLAN | 1,131 | $264K |
| Life insurance(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,982 | $2.1M |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,982 | $2.1M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,982 | $2.1M |
| Prescription drug(3 contracts, 3 carriers) | CAREFIRST BLUECHOICE | 273 | $1.2M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 2,982 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,982 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.