Welfare broker

PIE INC

Mailing address (most recent filing)

22 WEST PENNSYLVANIA AVENUE

PO BOX 575

BEL AIR, MD 21014

Total comp: $229K
Commissions: $153K
Fees: $75K
Filings: 3
Sponsors: 3

Carrier mix

Where PIE INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$3.2M	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$2.3M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	2	$5.5M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PIE INC's plans by broker comp / premium ratio. Median 4.00% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PIE INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PIE INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SURVICE ENGINEERING COMPANY SURVICE ENGINEERING COMPANY EMPLOYEE BENEFITS PLAN	MD	$3.2M	$136K	UNITEDHEALTHCARE INSURANCE COMPANY
HOME PARAMOUNT PEST CONTROL COMPANY HOME PARAMOUNT PEST CONTROL COMPANY EMPLOYEE BENEFITS PLAN	MD	$2.3M	$87K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$3.2M

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$2.3M

50.0%

State

Plans

Premium

State share

Index

$5.5M

0.1%

71.90x

Sponsor

Loc

Premium

Comp

Carrier

SURVICE ENGINEERING COMPANY

SURVICE ENGINEERING COMPANY EMPLOYEE BENEFITS PLAN

$3.2M

$136K

UNITEDHEALTHCARE INSURANCE COMPANY

HOME PARAMOUNT PEST CONTROL COMPANY

HOME PARAMOUNT PEST CONTROL COMPANY EMPLOYEE BENEFITS PLAN

$2.3M

$87K

CIGNA HEALTH AND LIFE INSURANCE COMPANY