| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 541 NORTH MAIN STREET STE 100 MOUNT AIRY, NC 27030 | ANTHEM LIFE INSURANCE COMPANY | $25K | $8K | $33K | 13.15% |
| VIRGINIA MANUFACTURERS ASSOCIATION3 | 2108 W LABURNUM AVE STE 230 HENRICO, VA 23233 | ANTHEM LIFE INSURANCE COMPANY | $12K | — | $12K | 4.99% |
| VIRGINIA MANUFACTURERS ASSOCIATION3 | 2108 W LABURNUM AVE STE 230 HENRICO, VA 23233 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $555 | — | $555 | 1.25% |
| MCGRIFF INSURANCE SERVICES INC3 | 541 NORTH MAIN STREET STE 100 MOUNT AIRY, NC 27030 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $555 | — | $555 | 1.25% |
| LANCE PITTMAN LLC3 | 125 LITTLE HAWK PL MIDLOTHIAN, VA 23114 | AFLAC | $2K | $128 | $2K | 7.26% |
| MARVIN S THOMPSON3 | 615 KERRI COVE CT APT 202 MIDLOTHIAN, VA 23113 | AFLAC | $379 | — | $379 | 1.23% |
| FELICIA BAKER3 | 2819 N PARHAM RD STE 240 RICHMODN, VA 23294 | AFLAC | $202 | $26 | $228 | 0.74% |
| BILLIE RATHBURN3 | 11107 OPACA LN GLEN ALLEN, VA 23059 | AFLAC | $182 | — | $182 | 0.59% |
| ROBERT A ROBERTSON3 | 12791 BUTLERS RD AMELIA COURT HOSE, VA 23002 | AFLAC | $140 | — | $140 | 0.45% |
| JOSHUA C BURTON3 | 2819 N PARHAM RD STE 240 RICHMOND, VA 23294 | AFLAC | $116 | — | $116 | 0.38% |
| GENIA ANNE TENCH3 | 542 KING WILLIAM RD HANOVER, VA 23069 | AFLAC | $76 | $26 | $102 | 0.33% |
| HEYWARD RICHARDSON JR3 | 140 WILDEWOOD PARK DR STE 108 COLUMBIA, SC 29223 | AFLAC | $78 | — | $78 | 0.25% |
| FELICIA BAKER3 | 804 MOOREFIELD PARK DR STE 108 RICHMOND, VA 23236 | AFLAC | $77 | — | $77 | 0.25% |
| PETER R ROUGHTON JR3 | 1015 MANAKIN RD MANAKIN SABOT, VA 23103 | AFLAC | $65 | — | $65 | 0.21% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $62 | — | $62 | 0.20% |
| MARK D LUTHER3 | 1400 MAIN ST APT 610 CANONSBURG, PA 15317 | AFLAC | $59 | — | $59 | 0.19% |
| THOMAS E HATCHER JR3 | 1588 BAY TREE DR HARRELLS, NC 28444 | AFLAC | $46 | — | $46 | 0.15% |
| GENIA ANNE TENCH3 | 804 MOOREFIELD PARK DR STE 108 RICHMOND, VA 23236 | AFLAC | $40 | — | $40 | 0.13% |
| CHRIS CRAFT3 | PO BOX 115 DUNDAS, VA 23938 | AFLAC | $33 | — | $33 | 0.11% |
| JEREMY J SABO3 | 188 CORVINA DR CLAYTON, NC 27520 | AFLAC | $31 | — | $31 | 0.10% |
| HOLLY A BONIFACE3 | 5031 5TH AVE LOT 40 KEY WEST, FL 33040 | AFLAC | $25 | — | $25 | 0.08% |
| DUANE A ADAMS3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $21 | — | $21 | 0.07% |
| LINDA E BARTON3 | 8322 BEN NEVIS DR RICHMOND, VA 23235 | AFLAC | $20 | — | $20 | 0.06% |
| ROY D MUNSTER3 | 8332 CHARING LN GLEN ALLEN, VA 23059 | AFLAC | $18 | — | $18 | 0.06% |
| BENJAMIN O THOMPSON SR3 | 2021 GAMELAW CT MIDLOTHIAN, VA 23113 | AFLAC | $16 | — | $16 | 0.05% |
| CHRISTOPHER PARSONS3 | 1925 CUBA LN HAYES, VA 23072 | AFLAC | $15 | — | $15 | 0.05% |
| KATRINA D AIKEN3 | 2511 JUDITH ST LYNCHBURG, VA 24501 | AFLAC | $14 | — | $14 | 0.05% |
| DAVID C BERRY3 | 2545 HEATHWAY DR FLORENCE, SC 29501 | AFLAC | $13 | — | $13 | 0.04% |
| ERIC FELDER3 | 2905 LAKE POINT DR APT 1D MIDLOTHIAN, VA 23112 | AFLAC | $11 | — | $11 | 0.04% |
| KEITH FRIZZELL3 | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | AFLAC | $9 | — | $9 | 0.03% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $7 | — | $7 | 0.02% |
| RICHARD C. CONOVER3 Filed as: RICHARD C CONOVER | 1183 DAWN DR REYNOLDSBURG, OH 43068 | AFLAC | $7 | — | $7 | 0.02% |
| FAY JETER MARTIN3 | 19220 FOREST RD LYNCHBURG, VA 24502 | AFLAC | $7 | — | $7 | 0.02% |
| RICHARD J KRESINSKE3 Filed as: RICHARD J KERSINSKE | 4004 ATLANTIC AVE APT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $6 | — | $6 | 0.02% |
| KAREN DENISE HARR3 | PO BOX 456 PRINCE GEORGE, VA 23875 | AFLAC | $6 | — | $6 | 0.02% |
| SHEIZKA KOMALA3 | 7202 SPRINGDALE DR REYNOLDSBURG, OH 43068 | AFLAC | $5 | — | $5 | 0.02% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $5 | — | $5 | 0.02% |
| LEWIS GALE3 | 276 W MILLBROOK RD RALEIGH, NC 27609 | AFLAC | $5 | — | $5 | 0.02% |
| RUSSELL TINNEY3 | 3440 TORRINGTON WAY APT 7 FAYETTEVILLE, VA 28314 | AFLAC | $2 | — | $2 | 0.01% |
| DARREN L BRUNO3 | 1224 WESTWOOD DR LEWIS CENTER, OH 43035 | AFLAC | $1 | — | $1 | 0.00% |
| MARKUS MUELLER3 | 1820 WILDCAT CV HUTCHINSON ISLAND, FL 34949 | AFLAC | $1 | — | $1 | 0.00% |
| MARK D LUTHER3 | 804 MOOREFIELD PARK DR STE 205 RICHMOND, VA 23236 | AFLAC | $1 | — | $1 | 0.00% |
| GREGORY D HILL3 | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $1 | — | $1 | 0.00% |
| LANCE PITTMAN LLC3 | 125 LITTLE HAWK PL MIDLOTHIAN, VA 23114 | AFLAC | $3K | $15 | $3K | 12.10% |
| BILLIE RATHBURN3 | 11107 OPACA LN GLEN ALLEN, VA 23059 | AFLAC | $423 | — | $423 | 1.75% |
| MARVIN S THOMPSON3 | 615 KERRI COVE CT APT 202 MIDLOTHIAN, VA 23113 | AFLAC | $292 | — | $292 | 1.21% |
| JOSHUA C BURTON3 | 2819 N PARHAM RD STE 240 RICHMODN, VA 23294 | AFLAC | $285 | — | $285 | 1.18% |
| FELICIA BAKER3 | 2819 N PARHAM RD STE 240 RICHMODN, VA 23294 | AFLAC | $176 | $3 | $179 | 0.74% |
| GENIA ANNE TENCH3 | 542 KING WILLIAM RD HANOVER, VA 23069 | AFLAC | $127 | $3 | $130 | 0.54% |
| ROBERT A ROBERTSON3 | 12791 BUTLERS RD AMELIA COURT HOUSE, VA 23002 | AFLAC | $110 | — | $110 | 0.45% |
| PETER R ROUGHTON JR3 | 1015 MANAKIN RD MANAKIN SABOT, VA 23103 | AFLAC | $61 | — | $61 | 0.25% |
| FLOYD E JONES III3 Filed as: FLOYD EUGENE JONES | 6513 HANOVER AVE RICHMOND, VA 23226 | AFLAC | $60 | — | $60 | 0.25% |
| FELICIA BAKER3 | 804 MOOREFIELD PARK DR STE 108 RICHMOND, VA 23236 | AFLAC | $36 | — | $36 | 0.15% |
| ROY D MUNSTER3 | 8332 CHARING LN GLEN ALLEN, VA 23059 | AFLAC | $30 | — | $30 | 0.12% |
| GENIA ANNE TENCH3 | 804 MOOREFIELD PARK DR STE 108 RICHMOND, VA 23236 | AFLAC | $20 | — | $20 | 0.08% |
| THOMAS E HATCHER JR3 | 1588 BAY TREE DR HARRELLS, NC 28444 | AFLAC | $17 | — | $17 | 0.07% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $16 | — | $16 | 0.07% |
| MARK D LUTHER3 | 1400 MAIN ST APT 610 CANONSBURG, PA 15317 | AFLAC | $11 | — | $11 | 0.05% |
| BENJAMIN O THOMPSON SR3 | 2012 GAMELAW CT MIDLOTHAN, VA 23113 | AFLAC | $9 | — | $9 | 0.04% |
| DUANE A ADAMS3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $5 | — | $5 | 0.02% |
| CHRISTOPHER PARSONS3 | 1925 CUBA LN HAYES, VA 23072 | AFLAC | $2 | — | $2 | 0.01% |
| SABRINA ANN PARSONS3 | 1925 CUBA LN HAYES, VA 23072 | AFLAC | $2 | — | $2 | 0.01% |
| RICHARD J KRESINSKE3 Filed as: RICHARD J KERSINSKE | 4004 ATLANTIC AVE APT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $2 | — | $2 | 0.01% |
| NICHOLAS WAGNER3 | 1508 BACK COVE RD VIRGINIA BEACH, VA 23454 | AFLAC | $1 | — | $1 | 0.00% |
| SHEILA L RAITCH3 | 5524 LIBER CT GAINESVILLE, VA 20155 | AFLAC | $1 | — | $1 | 0.00% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $1 | — | $1 | 0.00% |
| RUSSELL TINNEY3 | 3440 TORRINGTON WAY APT 7 FAYETTEVILLE, VA 28314 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 381 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 386 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 953 | $45K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 392 | $249K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 392 | $249K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 392 | $249K |
| Other(3 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 392 | $304K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 953 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.