See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 46 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHKEEPERS INC. EIN 54-1356687 NONE | Other fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Float revenue; Claims processing; Contract Administrator Service code 12 | 3350 PEACHTREE ROAD ATLANTA, GA 303261039 | $185K |
| ANTHEM HEALTH PLANS OF VIRGINIA INC EIN 54-0357120 NONE | Claims processing; Contract Administrator; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | 2221 EDWARD HOLLAND DRIVE RICHMOND, VI 23230 | $6K |
| BB&T INSURANCE SERVICES INC. NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Other commissions Service code 22 | 113 S WAYNE AVE WAYNESBORO, VA 22980 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 276 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 280 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTHKEEPERS | 423 | $379K |
| Dental | DELTA DENTAL OF VIRGINIA | 487 | $159K |
| Vision | VISION SERVICE PLAN (VSP) | 142 | $38K |
| Life insurance | CIGNA GROUP INSURANCE | 276 | $96K |
| Short-term disability | CIGNA GROUP INSURANCE | 211 | $48K |
| Long-term disability | CIGNA GROUP INSURANCE | 151 | $61K |
| Prescription drug(2 contracts, 2 carriers) | ANTHEM HEALTHKEEPERS | 423 | $379K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | ANTHEM HEALTHKEEPERS | 423 | $379K |
| Other(4 contracts, 3 carriers) | CIGNA GROUP INSURANCE | 276 | $141K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 487 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.