See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 12 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM EIN 54-0357120 NONE | Contract Administrator; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $1.4M |
| AETNA EIN 06-6033492 NONE | Contract Administrator Service code 13 | — | $1.1M |
| DELTA DENTAL OF VIRGINIA EIN 54-0844477 NONE | Contract Administrator Service code 13 | — | $205K |
| CIGNA BEHAVIORAL HEALTH, INC. EIN 41-1648670 NONE | Contract Administrator; Participant communication; Claims processing; Direct payment from the plan Service code 12 | — | $123K |
| HEALTHKEEPERS, INC. (G1608) EIN 54-1356687 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Float revenue; Claims processing Service code 12 | — | $1K |
| CIGNA | Direct payment from the plan; Participant communication; Named fiduciary; Non-monetary compensation; Contract Administrator; Claims processing; Other services; Float revenue Service code 12 | — | $0 |
| CIGNA HEALTH AND LIFE INSURANCE EIN 59-1031071 NONE | Contract Administrator; Float revenue; Non-monetary compensation; Named fiduciary; Direct payment from the plan; Claims processing; Other services; Participant communication Service code 12 | — | $0 |
| HEALTHEQUITY EIN 52-2383166 NONE | Contract Administrator; Named fiduciary; Direct payment from the plan; Claims processing; Other services; Participant communication Service code 12 | — | $0 |
| WILLIS TOWERS WATSON US LLC EIN 54-0357120 NONE | Other commissions; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,371 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 9,371 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 4,655 | $4.6M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 4,314 | $406K |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 10,551 | $969K |
| Short-term disability | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | 385 | $947K |
| Long-term disability | CIGNA LIFE INSURANCE COMPANY OF NORTH AMERICA | 697 | $275K |
| Other(5 contracts, 3 carriers) | CIGNA LIFE INSURANCE CO. OF NEW YORK | 9,762 | $462K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,551 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.