| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID W HARLESS3 | 3412 MANOR GROVE CIR GLEN ALLEN, VA 23059 | AFLAC | $7K | $104 | $7K | 5.16% |
| MALETA L MANWEILER3 | 18129 N FORK RIVER RD ABINGDON, VA 24210 | AFLAC | $3K | $242 | $4K | 2.69% |
| TRAVIS B HAWKINS3 | 125 BOGEY DR ABINGDON, VA 24211 | AFLAC | $775 | $48 | $823 | 0.59% |
| ROBERT E BLEVINS3 | PO BOX 39 DAMASCUS, VA 24236 | AFLAC | $570 | — | $570 | 0.41% |
| CHRISTOPHER D LACKS3 | 12536 ST THOMAS CT MIDLOTHIAN, VA 23114 | AFLAC | $517 | $14 | $531 | 0.38% |
| DUANE A ADAMS3 | 11520 NUCKOLS RD STE 103 GLEN ALLEN, VA 23059 | AFLAC | $412 | — | $412 | 0.30% |
| EMMETT HAWKINS3 Filed as: EMMETT M HAWKINS | PO BOX 322 ABINGDON, VA 24212 | AFLAC | $336 | $10 | $346 | 0.25% |
| DAVID N MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $322 | — | $322 | 0.23% |
| PHILLIP A MCGLOTHLIN3 | PO BOX 354 LEBANON, VA 24266 | AFLAC | $239 | — | $239 | 0.17% |
| BONITA H WALKER3 | 2637 WILLOWLAWN ST ROANOKE, VA 24018 | AFLAC | $208 | — | $208 | 0.15% |
| MARVIN S THOMPSON3 | 615 KERRI COVE CT APT 202 MIDLOTHIAN, VA 23113 | AFLAC | $204 | — | $204 | 0.15% |
| CHARLES BRITT BERRIER JR3 | 640 CEDAR LN CANA, VA 24317 | AFLAC | $200 | — | $200 | 0.14% |
| BENJAMIN O THOMPSON SR3 | 2012 GAMELAW CT MIDLOTHIAN, VA 23113 | AFLAC | $190 | — | $190 | 0.14% |
| THE DIAMOND AGENCY LLC3 | 1017 ASHES DR STE 106 WILMINGTON, NC 28405 | AFLAC | $189 | — | $189 | 0.14% |
| MARGARET P WEEKLEY3 | 172 ROSEN LN STAUNTON, VA 24401 | AFLAC | $181 | — | $181 | 0.13% |
| CHARLES BRITT BERRIER JR3 | P O BOX 722 WYTHEVILLE, VA 24382 | AFLAC | $128 | $39 | $167 | 0.12% |
| JENNIFER TENCH3 | 1299 LOCUST HILL RD AYLETT, VA 23009 | AFLAC | $146 | — | $146 | 0.10% |
| JOSHUA C BURTON3 | 2819 N PARHAM RD STE 240 RICHMOND, VA 23294 | AFLAC | $129 | $4 | $133 | 0.10% |
| PHILIP WALDROP3 | 7096 SUNNYHILL DR MECHANICSVILLE, VA 23111 | AFLAC | $127 | — | $127 | 0.09% |
| TIMOTHY CAVAZOS3 | 108 ANDREW LINDSEY WILLIAMSBURG, VA 23185 | AFLAC | $114 | $11 | $125 | 0.09% |
| MARK D LUTHER3 | 1400 MAIN ST APT 610 CANONSBURG, PA 15317 | AFLAC | $123 | — | $123 | 0.09% |
| STEPHEN L FOSTER3 | PO BOX 4334 JOHNSON CITY, TN 37602 | AFLAC | $109 | — | $109 | 0.08% |
| JOHN A HAWLEY3 | 204 HEARTHSTONE DR BLACKSBURG, VA 24060 | AFLAC | $105 | — | $105 | 0.08% |
| DEXTER N COUNTS3 | 147 GATEWAY DR RICHLANDS, VA 24641 | AFLAC | $98 | — | $98 | 0.07% |
| DAVID WHITAKER3 Filed as: DAVID E WHITAKER | 1202 GREENLEE DR JONESBOROUGH, TN 37659 | AFLAC | $85 | — | $85 | 0.06% |
| DAVID A EMERSON3 | 1017 ASHES DR STE 100 WILMINGTON, NC 28405 | AFLAC | $79 | — | $79 | 0.06% |
| EWALD LESTER LIFE AGENCY3 | 180 S 4TH ST STE 202 WYTHEVILLE, VA 24382 | AFLAC | $73 | — | $73 | 0.05% |
| RUTH YOUNG3 Filed as: RUTH P YOUNG | 677 BERKMAR CT CHARLOTTESVILLE, VA 22901 | AFLAC | $60 | — | $60 | 0.04% |
| EMMET HAWKINS3 Filed as: EMMET M HAWKINS | PO BOX 322 ABINGDON, VA 24212 | AFLAC | $59 | — | $59 | 0.04% |
| DAVID A EMERSON3 | 4038 BATIK CT LELAND, NC 28451 | AFLAC | $56 | — | $56 | 0.04% |
| MELVIN R WARNER3 | 1300 ASHWORTH AVE SW MARIETTA, GA 30064 | AFLAC | $55 | — | $55 | 0.04% |
| CHRISTINA LERAY TRENT3 | 17 HERITAGE DR APT 20 BRISTOL, VA 24201 | AFLAC | $55 | — | $55 | 0.04% |
| KENNETH BAILEY3 | 2121 MT TORREY RD LYNDHURST, VA 22952 | AFLAC | $55 | — | $55 | 0.04% |
| JUDY L MCCULLOUGH3 | PO BOX 449 FOREST, VA 24551 | AFLAC | $51 | — | $51 | 0.04% |
| ADRIANNE NICHOLE HATLEY3 | PO BOX 722 WYTHEVILLE, VA 24382 | AFLAC | $51 | — | $51 | 0.04% |
| DANIEL C WILSON3 | 465 SUMMERS ST NE ABINGDON, VA 24210 | AFLAC | $51 | — | $51 | 0.04% |
| KIMBERLY STATEN3 Filed as: KIMBERLY B STATEN | PO BOX 8184 GRAY, TN 37615 | AFLAC | $47 | — | $47 | 0.03% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HLB GROUP OF VIRGINIA LLC | 263 W MAIN ST ABINGDON, VA 24210 | AFLAC | $46 | — | $46 | 0.03% |
| REGINA H FIELDS3 | PO BOX 3148 BLOUNTVILLE, TN 37617 | AFLAC | $45 | — | $45 | 0.03% |
| MELVIN R JONES3 | 3025 ELIOCH MANOR DR POWHATAN, VA 23139 | AFLAC | $44 | — | $44 | 0.03% |
| NANCY J KNOX3 | 209 AMANDA DR MARYVILLE, TN 37801 | AFLAC | $39 | — | $39 | 0.03% |
| JACK L DURHAM3 | 3200 HUNTS BRIDGE CT MIDLOTHIAN, VA 23112 | AFLAC | $38 | — | $38 | 0.03% |
| RICHARD J KRESINSKE3 | 4004 ATLANTIC AVE APT 803 VIRGINIA BEACH, VA 23451 | AFLAC | $34 | — | $34 | 0.02% |
| MATTIE C MULLINS3 | 904 MILLERCREST DR JOHNSON CITY, TN 37604 | AFLAC | $33 | — | $33 | 0.02% |
| GREGORY W LAWRENCE3 | 1025 EXECUTIVE BLVD STE 111 CHESAPEAKE, VA 23320 | AFLAC | $31 | — | $31 | 0.02% |
| AMELIA MORGAN3 Filed as: AMELIA KAY MORGAN | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $29 | — | $29 | 0.02% |
| MICHAEL ANDREW KNOX3 | 209 AMANDA DR MARYVILLE, TN 37801 | AFLAC | $29 | — | $29 | 0.02% |
| MICHAEL FATHERREE3 | 171 COUNTRY ROAD 1559 ALBA, TX 75410 | AFLAC | $28 | — | $28 | 0.02% |
| GREGORY D HILL3 | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $26 | — | $26 | 0.02% |
| JEANNE M SPATH3 | 445 PEACH ST STAUNTON, VA 24401 | AFLAC | $25 | — | $25 | 0.02% |
| STEVEN RODERICK BREEDING3 | PO BOX 338 ROSEDALE, VA 24280 | AFLAC | $24 | — | $24 | 0.02% |
| CHARLES HOUGH3 Filed as: CHARLES C HOUGH | 162 SLATE HILL RD TELFORD, TN 37690 | AFLAC | $24 | — | $24 | 0.02% |
| FELICIA BAKER3 | 804 MOOREFIELD PARK DR STE 108 RICHMOND, VA 23236 | AFLAC | $24 | — | $24 | 0.02% |
| KENNETH R MEREDITH3 | 100 E MEADOW HILL DR FLORENCE, AL 35633 | AFLAC | $21 | — | $21 | 0.02% |
| BRYCE LINDLEY3 | 10 GILSTON PL FISHERSVILLE, VA 22939 | AFLAC | $19 | — | $19 | 0.01% |
| CODY MOSS3 Filed as: CODY LEE MOSS | 2203 GLEMORE RD SCOTTSVILLE, VA 24590 | AFLAC | $18 | — | $18 | 0.01% |
| TIMOTHY WAYNE CARR3 Filed as: TIMOTHY W CARR | 1413 CRESCENT DR KINGSPORT, TN 37664 | AFLAC | $17 | — | $17 | 0.01% |
| MICHAEL HOWARD WEEKS3 | 160 ELLIOTT RD AYDLETT, NC 27916 | AFLAC | $15 | — | $15 | 0.01% |
| THOMAS E HATCHER JR3 | 1588 BAY TREE DR HARRELLS, NC 28444 | AFLAC | $15 | — | $15 | 0.01% |
| RONALD H RICHEY3 | 4023 LAURAWOOD LN FRANKLIN, TN 37067 | AFLAC | $15 | — | $15 | 0.01% |
| TWILA D SHOWALTER3 | 2515 E MARKET ST STE E HARRISONBURG, VA 22801 | AFLAC | $15 | — | $15 | 0.01% |
| DONALD L LARSON3 | 1528 LOUISVILLE RD ALCOA, TN 37701 | AFLAC | $15 | — | $15 | 0.01% |
| MICHAEL T OSBORNE3 | 3782 ROSE RDG CLINTWOOD, VA 24228 | AFLAC | $15 | — | $15 | 0.01% |
| NICHOLAS WAGNER3 | 1508 BACK COVE RD VIRGINIA BEACH, VA 23454 | AFLAC | $15 | — | $15 | 0.01% |
| FREDERICK HARRIS JR3 Filed as: FREDERICK I HARRIS JR | 802 BUFFALO ST SUITE 14 JOHNSON CITY, TN 37604 | AFLAC | $14 | — | $14 | 0.01% |
| ROGER D JENNINGS3 | 670 FREEDOM DR MARYVILLE, TN 37801 | AFLAC | $13 | — | $13 | 0.01% |
| JAMES N TAYLOR3 | 811 HILL ST BRISTOL, TN 37620 | AFLAC | $13 | — | $13 | 0.01% |
| GERALD B BURRUS3 | 2425 OLD OREGON TRAIL PULASKI, VA 24301 | AFLAC | $12 | — | $12 | 0.01% |
| ROBERT W BLANKENSHIP3 | 441 WHISPERING PINES RD MAX MEADOWS, VA 24360 | AFLAC | $12 | — | $12 | 0.01% |
| MICHAEL MUSICK3 Filed as: MICHAEL W MUSICK | 276 GEORGIA ST BRISTOL, VA 24201 | AFLAC | $10 | — | $10 | 0.01% |
| TIMOTHY COTTEN3 Filed as: TIMOTHY C COTTEN | 16323 BEAVER DAM RD MONTPELIER, VA 23192 | AFLAC | $10 | — | $10 | 0.01% |
| FAY JETER MARTIN3 | 19220 FOREST RD LYNCHBURG, VA 24502 | AFLAC | $8 | — | $8 | 0.01% |
| RUSSELL TINNEY3 | 3440 TORRINGTON WAY APT 7 FAYETTEVILLE, VA 28314 | AFLAC | $8 | — | $8 | 0.01% |
| RICHARD H HILL JR3 | 8919 W SIMPSON RD KNOXVILLE, TN 37920 | AFLAC | $8 | — | $8 | 0.01% |
| ALAN W MARTIN3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $8 | — | $8 | 0.01% |
| BRIAN CUMPTAN3 | 329 9TH ST STE 200 HUNTINGTON, WV 25701 | AFLAC | $8 | — | $8 | 0.01% |
| CHARLES F GREER3 | 9537 PECKY CYPRESS WAY ORLANDO, FL 32836 | AFLAC | $8 | — | $8 | 0.01% |
| RICHARD L TUSING3 | 30 YORK CT STAUNTON, VA 24401 | AFLAC | $8 | — | $8 | 0.01% |
| VICKIE LOSNES3 Filed as: VICKIE Y LOSNES | 8540 GOODVIEW RD GOODVIEW, VA 24095 | AFLAC | $8 | — | $8 | 0.01% |
| JOHNNY D BLANKEN3 | PO BOX 18465 ASHEVILLE, NC 28814 | AFLAC | $7 | — | $7 | 0.01% |
| WILLIAM GLENN ROBINSON3 | PO BOX 81 MARION, VA 24354 | AFLAC | $7 | — | $7 | 0.01% |
| ELIZABETH A COOK MILLER3 | 86 OLD LAUREL HILL RD VERONA, VA 24482 | AFLAC | $7 | — | $7 | 0.01% |
| SUSAN L COTTRELL3 | 79 MAHAN RD FARMVILLE, VA 23901 | AFLAC | $7 | — | $7 | 0.01% |
| LARRY W SHOWALTER3 | 2515 E MARKET ST STE E HARRISONBURG, VA 22801 | AFLAC | $6 | — | $6 | 0.00% |
| LINDSEY JO MARTIN3 | 1450 N ULMER ST GREENWOOD, AZ 72936 | AFLAC | $6 | — | $6 | 0.00% |
| PHYLLIS DAWN HESLEP3 | 3815 BARNYARD TRL GLEN ALLEN, VA 23060 | AFLAC | $5 | — | $5 | 0.00% |
| DAVID R CHARLES3 | 1791 TWIN PINE BLVD GULF BREEZE, FL 32563 | AFLAC | $5 | — | $5 | 0.00% |
| BOYD GLOVER JR3 Filed as: BOYD M GLOVER JR | 69 MOORCLIFFE LN VERONA, VA 24482 | AFLAC | $5 | — | $5 | 0.00% |
| BONNIE TAFT3 | 573 CANE RUN ST HARRODSBURG, KY 40330 | AFLAC | $5 | — | $5 | 0.00% |
| KANDI H HECKLER3 | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $4 | — | $4 | 0.00% |
| ABBIE W COFFMAN3 | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $4 | — | $4 | 0.00% |
| WESLEY JONATHAN SYKES3 | 334 TOWNVIEW DR LEBANON, VA 24266 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN T JENKINS JR3 | 239 BANJO DR HILTONS, VA 24258 | AFLAC | $4 | — | $4 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL R MARTIN | 762 CHAPEL RIDGE DR PITTSBORO, NC 27312 | AFLAC | $3 | — | $3 | 0.00% |
| GEORGE WILLIAMS3 Filed as: GEORGE LOWNDES WILLIAMS | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $3 | — | $3 | 0.00% |
| JEANETTE FATHERREE3 Filed as: JEANETTE E FATHERREE | 171 COUNTRY ROAD 1559 ALBA, TX 75410 | AFLAC | $3 | — | $3 | 0.00% |
| CHRISTOPHER PARSONS3 | 1925 CUBA LN HAYES, VA 23072 | AFLAC | $2 | — | $2 | 0.00% |
| STEVEN E SELF3 | 302 LUTHER JACKSON DR MARYVILLE, TN 37804 | AFLAC | $2 | — | $2 | 0.00% |
| DANA KRUSZ3 Filed as: DANA L KRUSZ | 1415 DOGWOOD RD STAUNTON, VA 24401 | AFLAC | $2 | — | $2 | 0.00% |
| SHEILA L RAITCH3 | 5524 LIBER CT GAINSVILLE, VA 20155 | AFLAC | $2 | — | $2 | 0.00% |
| JUSTIN W DAVIS3 | 300 LIVE OAK CT SALEM, VA 24153 | AFLAC | $2 | — | $2 | 0.00% |
| THOMAS J STEPHENSON3 | 31 STADELMAN CT CARTERSVILLE, GA 30120 | AFLAC | $2 | — | $2 | 0.00% |
| MARY MILLER3 Filed as: MARY E MILLER | 2251 LAKE TERRACE DR HARRISONBURG, VA 22802 | AFLAC | $2 | — | $2 | 0.00% |
| RONALD HEVENER3 Filed as: RONALD B. HEVENER | 1146 ADIAL RD FABER, VA 22938 | AFLAC | $1 | — | $1 | 0.00% |
| ROY D MUNSTER3 | 8332 CHARING LN GLEN ALLEN, VA 23059 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFERY S GIBSON3 Filed as: JEFFERY SCOTT GIBSON | 3009 HUNTON COTTAGE LN GLEN ALLEN, VA 23059 | AFLAC | $1 | — | $1 | 0.00% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $1 | — | $1 | 0.00% |
| MARY LEE NICHOLS3 | 151 GRANDE VIEW DR APT 35 BILOXI, MS 39531 | AFLAC | $1 | — | $1 | 0.00% |
| BRIAN E HICKS3 Filed as: BRIAN E. HICKS | 1327 JEWELL AVE FRANKLIN, TN 37064 | AFLAC | $1 | — | $1 | 0.00% |
| MATT STEINHAUER III3 | 100 YORKSHIRE CT HENDERSONVILLE, TN 37075 | AFLAC | $1 | — | $1 | 0.00% |
| CONNIE H HILL3 Filed as: CONNIE H. HILL | 8919 W SIMPSON ROAD KNOXVILLE, TN 37620 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 165 | $139K |
| Short-term disability | AFLAC | 165 | $139K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 165 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.