| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD SUITE 170 GLEN ALLEN, VA 23060 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | $71K | $72K | 3.00% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD SUITE 170 GLEN ALLEN, VA 23060 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $9K | — | $9K | 0.39% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD SUITE 170 GLEN ALLEN, VA 23060 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | — | $10K | 14.13% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD SUITE 170 GLEN ALLEN, VA 23060 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 14.97% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD SUITE 170 GLEN ALLEN, VA 23060 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 14.49% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD SUITE 170 GLEN ALLEN, VA 23060 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 14.13% |
| VA AUTOMOBILE DLRS SVCS3 | PO BOX 5407 RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $1K | — | $1K | 13.90% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD SUITE 170 GLEN ALLEN, VA 23060 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $921 | — | $921 | 14.33% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD SUITE 170 GLEN ALLEN, VA 23060 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $478 | — | $478 | 14.20% |
| VA AUTOMOBILE DLRS SVCS3 | PO BOX 5407 RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $327 | — | $327 | 12.51% |
| VA AUTOMOBILE DLRS SVCS3 | PO BOX 5407 RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $371 | — | $371 | 15.01% |
| VA AUTOMOBILE DLRS SVCS3 | PO BOX 5407 RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $194 | — | $194 | 10.50% |
| VA AUTOBMOBILE DLRS SVCS3 | PO BOX 5407 RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $32 | — | $32 | 11.94% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM HEALTH PLANS OF VIRGINIA INC EIN 54-0357120 SERVICE PROVIDER | Insurance agents and brokers; Float revenue; Other commissions; Claims processing; Insurance brokerage commissions and fees; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 279 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 281 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 257 | $2.4M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA INC | 377 | $0 |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 257 | $2.4M |
| Life insurance(9 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 366 | $105K |
| Short-term disability(6 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 157 | $66K |
| Long-term disability(6 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 191 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 377 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.