| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $57K | $59K | 3.17% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC. | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | ANTHEM HEALTH PLANS OF VIRGINIA INC. | $1K | — | $1K | 1.01% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC. | 4900 COX RD SE 170 GLEN ALLEN, VA 23060 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 13.46% |
| EMPLOYER PLAN SVCS INC3 Filed as: EMPLOYER PLAN SERVICES INC. | 2180 NORTH LOOP WEST STE 400 HOUSTON, TX 77018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 6.13% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 4.49% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMINSTRATORS | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $967 | $967 | 1.65% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $854 | $854 | 1.45% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 13.18% |
| EMPLOYER PLAN SVCS INC3 Filed as: EMPLOYER PLAN SERVICES INC. | 2180 NORTH LOOP WEST STE 400 HOUSTON, TX 77018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.33% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.39% |
| BOON CHAPMAN BNFT ADMNSTRS INC3 | PO BOX 9201 AUSTIN, TX 78729 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $790 | $790 | 1.71% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $672 | $672 | 1.46% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 12.53% |
| EMPLOYER PLAN SVCS INC3 | 2180 NORTH LOOP WEST STE 400 HOUSTON, TX 77018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 6.44% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.17% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMINSTRATORS | PO BOX 9201 AUSTIN, TX 78729 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $691 | $691 | 1.65% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $608 | $608 | 1.45% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC. | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 13.49% |
| EMPLOYER PLAN SVCS INC3 Filed as: EMPLOYER PLAN SVCS INC. | 2180 NORTH LOOP WEST STE 400 HOUSTON, TX 77018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 5.98% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $944 | $944 | 4.50% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMINISTATORS | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $346 | $346 | 1.65% |
| MARK S METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $306 | $306 | 1.46% |
| VA AUTOMOBILE DLRS SVCS3 | C/O DON HALL RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $1K | — | $1K | 13.28% |
| VA AUTOMOBILE DLRS SVCS3 | C/O DON HALL RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $1K | — | $1K | 13.97% |
| VA AUTOMOBILE DLRS SVCS3 | C/O DON HALL RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $954 | — | $954 | 13.81% |
| VA AUTOMOBILE DLRS SVCS3 | C/O DON HALL RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $630 | — | $630 | 13.23% |
| VA AUTOMOBILE DLRS SVCS3 | C/O DON HALL RICHMOND, VA 23220 | AMERICAN FIDELITY ASSURANCE COMPANY | $270 | — | $270 | 12.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 250 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 428 | $1.9M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA INC. | 247 | $124K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 428 | $1.9M |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 291 | $80K |
| Short-term disability(7 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 291 | $113K |
| Long-term disability(6 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 147 | $80K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 129 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 428 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.