| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 7701 AIRPORT CENTER DR STE 1800 GREENSBORO, NC 27409 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $50K | $51K | 2.58% |
| USI INSURANCE SERVICES LLC3 | 312 ELM ST. FL 24 CINCINNATI, OH 452022701 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $349 | $349 | 0.02% |
| USI INSURANCE SERVICES LLC3 | 4605 COLUMBUS ST VIRGINIA BCH, VA 23462 | UNITEDHEALTHCARE INSURANCE COMPANY | — | -$123 | -$123 | -0.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 8200 GREENSBORO DR. FL 8 MCLEAN, VA 22102 | DELTA DENTAL OF VIRGINIA | $5K | — | $5K | 5.04% |
| USI INSURANCE SERVICES LLC3 | PO BOX 61007 VIRGINIA BEACH, VA 23466 | DELTA DENTAL OF VIRGINIA | $4 | — | $4 | 0.00% |
| BENJAMIN L GREENSTEIN3 | 308 COMMERCE ST LOUDON, TN 37774 | AFLAC | $465 | — | $465 | 2.51% |
| JOSHUA M PINCUS SOKOLOFF3 | 6100 CHEVY CHASE DR STE 105 LAUREL, MD 20707 | AFLAC | $399 | $19 | $418 | 2.26% |
| MELISSA WYMAN3 | 402 SHERMAN AVE FREDERICK, MD 21701 | AFLAC | $212 | $19 | $231 | 1.25% |
| BENJAMIN L GREENSTEIN3 Filed as: BENJAMIN GREENSTEIN | 308 COMMERCE ST LOUDON, TN 37774 | AFLAC | $183 | — | $183 | 0.99% |
| DANIEL V ADAMS3 | 79 POTOMAC AVE SE APT 937 WASHINGTON, DC 20003 | AFLAC | $148 | — | $148 | 0.80% |
| MOIRA C WELLER3 | 7750A KEMP LN FREDERICK, MD 21108 | AFLAC | $135 | — | $135 | 0.73% |
| MATTHEW W EVANS3 | 8370 VETERANS HWY STE 101 MILLERSVILLE, MD 21108 | AFLAC | $96 | — | $96 | 0.52% |
| DAVID MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $90 | — | $90 | 0.49% |
| DANIEL J LONG3 | 6100 CHEVY CHASE DR STE 102 LAUREL, MD 20707 | AFLAC | $71 | — | $71 | 0.38% |
| LORI A DEAN3 | 6100 CHEVY CHASE DR STE 105 LAUREL, MD 20707 | AFLAC | $43 | — | $43 | 0.23% |
| DEIDRA CLARK3 | 444 MAGOTHY BRIDGE RD PASADENA, MD 21122 | AFLAC | $40 | — | $40 | 0.22% |
| JOHN A LAPOLLA III3 | 7704 GRACE AVE PASADENA, MD 21122 | AFLAC | $31 | — | $31 | 0.17% |
| BRIAN E ADAMS3 | 4429 MACARTHUR BLVD NW APT B WASHINGTON, DC 20007 | AFLAC | $30 | — | $30 | 0.16% |
| MELISSA A COHEN3 | 7909 STEVENSON RD PIKESVILLE, MD 21208 | AFLAC | $21 | — | $21 | 0.11% |
| STEPHEN B EVLER3 | 1121 HANZLIK AVE ROSEDALE, MD 21237 | AFLAC | $21 | — | $21 | 0.11% |
| JEREMY A FELDMAN3 | 11337 NEWPORT BAY DR BERLIN, MD 21811 | AFLAC | $19 | — | $19 | 0.10% |
| BRIAN GEORGE JAEGGI3 | 2875 NW 28TH ST BOCA RATON, FL 33434 | AFLAC | $14 | — | $14 | 0.08% |
| REBECCA MILNER KING3 | 3402 WOODVALLEY DR PIKESVILLE, MD 21208 | AFLAC | $14 | — | $14 | 0.08% |
| GERALD MEGGETT3 | 12020 SWALLOW FALLS CT SILVER SPRING, MD 20904 | AFLAC | $10 | — | $10 | 0.05% |
| VINNIE MAY WHITE3 | 7309 QUETZAL DR BOWIE, MD 20720 | AFLAC | $5 | — | $5 | 0.03% |
| DAVID J MCCLELLAN3 Filed as: DAVID J WAGENHEIM | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $1 | — | $1 | 0.01% |
| KELLY LYNN FELDMAN3 | 11337 NEWPORT BAY DR BERLIN, MD 21811 | AFLAC | $1 | — | $1 | 0.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 7391 HODGSON MEMORIAL DRIVE SUITE 100 SAVANNAH, GA 31406 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $724 | $2K | 14.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 281 | $2.0M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF VIRGINIA | 260 | $121K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 281 | $2.0M |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 105 | $15K |
| Short-term disability | AFLAC | 16 | $18K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 281 | $2.0M |
| Other(2 contracts, 2 carriers) | AFLAC | 105 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 281 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.