| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES A SCOTT & SON INC3 | 628 GREEN VALLEY RD SUITE 306 GREENSBORO, NC 27408 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $26K | — | $26K | 30.63% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SONS INC | 1301 OLD GRAVES MILL RD LYNCHBURG, VA 24502 | AFLAC | $6K | — | $6K | 6.98% |
| SUSAN N ADAMS3 | 2807 N PARHAM RD STE 380 HENRICO, VA 23294 | AFLAC | $2K | — | $2K | 2.89% |
| BRENMARIE MENDOZA3 | 4612 FINNEY CT CHESTER, VA 23831 | AFLAC | $1K | — | $1K | 1.57% |
| JODI ANN VAUGHN3 | 6207 ANNA PARK DR APT 203 MIDLOTHIAN, VA 23112 | AFLAC | $514 | — | $514 | 0.64% |
| GENIA ANNE TENCH3 | 542 KING WILLIAM RD HANOVER, VA 23069 | AFLAC | $359 | — | $359 | 0.45% |
| JOSHUA C BURTON3 | 4198 COX ROAD STE 113 GLEN ALLEN, VA 23060 | AFLAC | $192 | — | $192 | 0.24% |
| SHANDA PARKER3 | PO BOX 5216 GLEN ALLEN, VA 23058 | AFLAC | $159 | — | $159 | 0.20% |
| ROBERT A ROBERTSON3 | 511 WOODBINE LN BRISTOL, TN 37620 | AFLAC | $141 | — | $141 | 0.18% |
| STEPHANIE SHEPPA3 Filed as: STEPHANIE VANHOUTEN | 189 RIVER PLACE DUNNSVILLE, VA 22454 | AFLAC | $140 | — | $140 | 0.17% |
| LANCE PITTMAN LLC3 | 125 LITTLE HAWK PL MIDLOTHIAN, VA 23114 | AFLAC | $71 | — | $71 | 0.09% |
| ANTHONY N MOSS3 | 429 MAPLE TOP LN BUCKINGHAM, VA 23921 | AFLAC | $11 | — | $11 | 0.01% |
| JANICE ALLEN TURNER3 | 428 MAPLE TOP LN BUCKINGHAM, VA 23921 | AFLAC | $7 | — | $7 | 0.01% |
| CODY MOSS3 Filed as: CODY LEE MOSS | 2203 GLENMORE RD SCOTTSVILLE, VA 24590 | AFLAC | $3 | — | $3 | 0.00% |
| BRITTA MARTIN3 | 13312 CHESDIN LANDING DR CHESTERFIELD, VA 23838 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES A SCOTT & SON INC3 | 628 GREEN VALLEY RD SUITE 306 GREENSBORO, NC 27408 | ANTHEM LIFE INSURANCE COMPANY | $7K | — | $7K | 14.00% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON, INC | 1700 BAYBERRY CT. SUITE 200 RICHMOND, VA 23226 | CITIZENS SECURITY LIFE INSURANCE COMPANY | $678 | — | $678 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 69 | $86K |
| Dental(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 69 | $93K |
| Vision | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 69 | $86K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 188 | $48K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 188 | $48K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 188 | $48K |
| Other(2 contracts, 2 carriers) | AFLAC | 188 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.