| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES A SCOTT & SON INC3 | 628 GREEN VALLEY RD SUITE 306 GREENSBORO, NC 27408 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $33K | — | $33K | 28.64% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SONS INC | 1301 OLD GRAVES MILL RD LYNCHBURG, VA 24502 | AFLAC | $5K | — | $5K | 6.13% |
| SUSAN N ADAMS3 | 2807 N PARHAM RD STE 380 HENRICO, VA 23294 | AFLAC | $2K | $181 | $2K | 2.75% |
| BRENMARIE MENDOZA3 | 4612 FINNEY CT CHESTER, VA 23831 | AFLAC | $1K | $181 | $1K | 1.48% |
| JODI ANN VAUGHN3 Filed as: JODI KOZENKO RENTZ | 6207 ANNA PARK DR APT 203 MIDLOTHIAN, VA 23112 | AFLAC | $516 | — | $516 | 0.59% |
| GENIA ANNE TENCH3 | 542 KING WILLIAM RD HANOVER, VA 23069 | AFLAC | $329 | — | $329 | 0.38% |
| JOSHUA C BURTON3 | 2819 N PARHAM RD STE 240 RICHMOND, VA 23294 | AFLAC | $124 | $85 | $209 | 0.24% |
| SHANDA PARKER3 | 3419 GARLAND AVE RICHMOND, VA 23222 | AFLAC | $109 | $42 | $151 | 0.17% |
| STEPHANIE SHEPPA3 Filed as: STEPHANIE VANHOUTEN | 1001 HOWERTON RD DUNNSVILLE, VA 22454 | AFLAC | $145 | — | $145 | 0.17% |
| FELICIA BAKER3 | 2819 N PARHAM RD STE 240 RICHMOND, VA 23294 | AFLAC | $143 | — | $143 | 0.16% |
| ROBERT A ROBERTSON3 | 511 WOODBINE LN BRISTOL, TN 37620 | AFLAC | $142 | — | $142 | 0.16% |
| LANCE PITTMAN LLC3 | 125 LITTLE HAWK PL MIDLOTHIAN, VA 23114 | AFLAC | $79 | — | $79 | 0.09% |
| ANTHONY N MOSS3 | 429 MAPLE TOP LN BUCKINGHAM, VA 23921 | AFLAC | $24 | — | $24 | 0.03% |
| JANICE ALLEN TURNER3 | 428 MAPLE TOP LN BUCKINGHAM, VA 23921 | AFLAC | $16 | — | $16 | 0.02% |
| STEPHANIE SHEPPA3 Filed as: STEPHANIE VANHOUTEN | 9310 WINDY COVE CIR APT L HENRICO, VA 23294 | AFLAC | $13 | — | $13 | 0.01% |
| CODY MOSS3 Filed as: CODY LEE MOSS | 2203 GLENMORE RD SCOTTSVILLE, VA 24590 | AFLAC | $7 | — | $7 | 0.01% |
| BRITTA MARTIN3 | 13312 CHESDIN LANDING DR CHESTERFIELD, VA 23838 | AFLAC | $5 | — | $5 | 0.01% |
| JAMES A SCOTT & SON INC3 | 628 GREEN VALLEY RD SUITE 306 GREENSBORO, NC 27408 | ANTHEM LIFE INSURANCE COMPANY | $6K | $503 | $6K | 12.45% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON, INC | 1700 BAYBERRY CT. SUITE 200 RICHMOND, VA 23226 | CITIZENS SECURITY LIFE INSURANCE COMPANY | $990 | — | $990 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 279 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 279 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 77 | $114K |
| Dental(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 77 | $124K |
| Vision | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 77 | $114K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 279 | $51K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 279 | $51K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 279 | $51K |
| Other(2 contracts, 2 carriers) | AFLAC | 279 | $139K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 279 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.