| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NONE | — | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | — | — | $0 | 0.00% |
| JAMES A SCOTT & SON INC3 Filed as: JAMES A SCOTT & SON, INC. | PO BOX 10489 LYNCHBURG, VA 24506 | DELTA DENTAL OF VIRGINIA | $6K | — | $6K | 6.94% |
| JAMES A SCOTT & SON INC Filed as: JAMES A SCOTT & SON, INC. | 1301 OLD GRAVES MILL RD LYNCHBURG, VA 24502 | SUN LIFE AND HEALTH INSURANCE COMPANY (US) | $15K | $2K | $16K | 22.30% |
| THE BUSINESS BENEFITS GROUP, INC. Filed as: BUSINESS SOLUTIONS, INC. | 303 EAST BURWELL ST SALEM, VA 24153 | SUN LIFE AND HEALTH INSURANCE COMPANY (US) | $2K | — | $2K | 3.39% |
| JAMES A SCOTT & SON INC Filed as: JAMES A SCOTT & SON, INC | 1301 OLD GRAVES MILL RD LYNCHBURG, VA 24502 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 8.36% |
| JAMES A SCOTT & SON INC Filed as: JAMES A SCOTT & SON, INC. | 1700 BAYBERRY COURT STE 200 RICHMOND, VA 23226 | COMPANION LIFE INSURANCE COMPANY | $3K | $5 | $3K | 9.25% |
| JAMES A SCOTT & SON INC Filed as: JAMES A SCOTT & SON, INC. | 1301 OLD GRAVES MILL RD LYNCHBURG, VA 24502 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 8.77% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM HEALTH PLANS OF VIRGINIA INC EIN 54-0357120 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other services; Other fees; Claims processing; Float revenue Service code 12 | 3350 PEACHTREE ROAD ATLANTA, GA 30326 | $218K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 290 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 287 | $419K |
| Dental | DELTA DENTAL OF VIRGINIA | 419 | $92K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE AND HEALTH INSURANCE COMPANY (US) | 328 | $104K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 249 | $20K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 252 | $54K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | 287 | $419K |
| Other(2 contracts, 2 carriers) | SUN LIFE AND HEALTH INSURANCE COMPANY (US) | 328 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 419 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.