Welfare broker

THE BUSINESS BENEFITS GROUP, INC.

Mailing address (most recent filing)

4069 CHAIN BRIDGE ROAD, TOP FLOOR

FAIRFAX, VA 22030

Total comp: $2.4M
Commissions: $1.6M
Fees: $743K
Filings: 109
Sponsors: 109

Carrier mix

Where THE BUSINESS BENEFITS GROUP, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY31.3%
METROPOLITAN LIFE INSURANCE COMPANY18.8%
BLUE CROSS OF CALIFORNIA12.5%
VISION SERVICE PLAN6.3%
SUN LIFE ASSURANCE COMPANY OF CANADA6.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY6.3%
DELTA DENTAL OF CALIFORNIA6.3%
ANTHEM LIFE INSURANCE COMPANY6.3%
Other (1)6.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	5	$534K	31.3%
METROPOLITAN LIFE INSURANCE COMPANY	3	$698K	18.8%
BLUE CROSS OF CALIFORNIA	2	$5.8M	12.5%
VISION SERVICE PLAN	1	$22K	6.3%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$84K	6.3%
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY	1	$71K	6.3%
DELTA DENTAL OF CALIFORNIA	1	$112K	6.3%
ANTHEM LIFE INSURANCE COMPANY	1	$2.0M	6.3%
AMALGAMATED EMPLOYEE BENEFITS ADMIN	1	$4.8M	6.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
VA	9	$6.1M	0.4%	25.81x
NC	4	$2.2M	0.2%	11.93x
NY	1	$4.8M	0.0%	1.24x
MD	1	$158K	0.1%	4.49x
FL	1	$777K	0.0%	1.59x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of THE BUSINESS BENEFITS GROUP, INC.'s plans by broker comp / premium ratio. Median 10.45% vs welfare-wide median 6.29% (n=16).

Prospect-flag exposure · vs market baseline

Share of THE BUSINESS BENEFITS GROUP, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-16 of 16 sponsors where THE BUSINESS BENEFITS GROUP, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TECHNOLOGY SERVICE CORPORATION TECHNOLOGY SERVICE CORPORATION WELFARE BENEFIT PLAN	VA	$5.0M	$89K	BLUE CROSS AND BLUE SHIELD OF ALABAMA
ZAPI, INC ZAPI, INC MEDICAL PLAN	NC	$2.0M	$68K	ANTHEM HEALTH PLANS OF VIRGINIA DBA ANTHEM BCBS (G1605)
INTERAGENCY READINESS SOLUTIONS, LLC INTERAGENCY READINESS SOLUTIONS, LLC WELFARE BENEFIT PLAN	FL	$777K	$53K	BLUE CROSS BLUE SHIELD OF FLORIDA
DARK WOLF SOLUTIONS, LLC DARK WOLF SOLUTIONS, LLC WELFARE BENEFIT PLAN	VA	$451K	$44K	METROPOLITAN LIFE INSURANCE COMPANY
ROANOKE COLLEGE ROANOKE COLLEGE GROUP TOTAL DISABILITY PLAN	VA	$134K	$24K	UNITED OF OMAHA LIFE INSURANCE COMPANY
MAXCYTE, INC. MAXCYTE, INC. DENTAL AND VISION PLAN	MD	$158K	$21K	METROPOLITAN LIFE INSURANCE COMPANY
AMALGAMATED LIFE INSURANCE CO. INC. AMALGAMATED LIFE INSURANCE COMPANY HEALTH & WELFARE PLAN	NY	$4.8M	$17K	AMALGAMATED NATIONAL HEALTH FUND
SMITH-MIDLAND CORPORATION SMITH-MIDLAND WELFARE BENEFIT PLAN	VA	$99K	$17K	UNITED OF OMAHA LIFE INSURANCE COMPANY
HOMESTEAD BUILDING SYSTEMS, INC. HOMESTEAD BUILDING SYSTEMS, INC. WELFARE BENEFIT PLAN	VA	$89K	$13K	METROPOLITAN LIFE INSURANCE COMPANY
CENTRALCARE, INC. CENTRALCARE, INC. WELFARE BENEFIT PLAN	VA	$84K	$13K	SUN LIFE ASSURANCE COMPANY OF CANADA
ZAPI, INC ZAPI, INC INSURANCE AND DISABILITY PLAN	NC	$114K	$11K	UNITED OF OMAHA LIFE INSURANCE COMPANY
ROANOKE COLLEGE LIFE INSURANCE PLAN FOR ROANOKE COLLEGE EMPLOYEES	VA	$111K	$11K	UNITED OF OMAHA LIFE INSURANCE COMPANY
TURMAN & ASSOC. TURMAN GROUP LIFE INSURANCE PLAN	VA	$76K	$9K	UNITED OF OMAHA LIFE INSURANCE COMPANY
CYBERMEDIA TECHNOLOGIES LLC CYBERMEDIA TECHNOLOGIES WELFARE BENEFIT PLAN	VA	$71K	$8K	THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
ZAPI, INC ZAPI, INC DENTAL PLAN	NC	$112K	$6K	DELTA DENTAL OF VIRGINIA
ZAPI, INC ZAPI, INC VISION PLAN	NC	$22K	$2K	VISION SERVICE PLAN