| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES | 116 RESERVOIR ST HARRISONBURG, VA 22801 | SENTARA HEALTH PLAN | $5K | $0 | $5K | 1.38% |
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES | 116 RESERVOIR ST HARRISONBURG, VA 22801 | SENTARA HEALTH PLAN | $5K | — | $5K | 1.37% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: BLUE RIDGE INSURANCE SERVICES | 116 RESERVOIR ST HARRISONBURG, VA 22801 | PRINCIPAL LIFE INSURANCE COMPANY | $11K | — | $11K | 9.83% |
| THE CASON GROUP INC3 Filed as: CASON GROUP INC | 1612 MARION ST COLUMBIA, SC 29201 | PRINCIPAL LIFE INSURANCE COMPANY | — | $5K | $5K | 5.01% |
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES | 116 RESERVOIR ST HARRISONBURG, VA 22801 | SHIC PPO (SENTARA HEALTH PLAN) | $2K | — | $2K | 2.19% |
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES | 116 RESERVOIR ST HARRISONBURG, VA 22801 | SHIC PPO (SENTARA HEALTH PLAN) | $551 | — | $551 | 1.98% |
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES | 116 RESERVOIR ST HARRISONBURG, VA 22801 | SHIC OOA IND (SENTARA HEALTH PLAN) | $0 | — | $0 | 0.00% |
| THE INSURANCE GROUP3 Filed as: INSURANCE SERVICES | 116 RESERVOIR ST HARRISONBURG, VA 22801 | SHIC PPO (SENTARA HEALTH PLAN) | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 77 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 80 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 3 carriers) | SENTARA HEALTH PLAN | 60 | $845K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $108K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $108K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $108K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $108K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $108K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 142 | $108K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.