| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REDTAIL LTD3 Filed as: REDTAIL LTD. | 9999 BREWSTER LANE SUITE 100 POWELL, OH 43065 | MEDICAL MUTUAL OF OHIO | $2K | $188 | $2K | 2.06% |
| REDTAIL LTD3 Filed as: REDTAIL LTD. | 9999 BREWSTER LANE SUITE 100 POWELL, OH 43065 | MEDICAL MUTUAL OF OHIO | $321 | $32 | $353 | 2.06% |
| REDTAIL LTD3 Filed as: REDTAIL LTD. | 9999 BREWSTER LANE SUITE 100 POWELL, OH 43065 | MET LIFE | $94 | $24 | $118 | 13.23% |
| REDTAIL LTD3 | 9999 BREWSTER LANE SUITE 100 POWELL, OH 43065 | MET LIFE | $0 | $0 | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 12 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL OF OHIO | 12 | $101K |
| Dental | MET LIFE | 0 | $0 |
| Vision | MET LIFE | 4 | $892 |
| Prescription drug | MEDICAL MUTUAL OF OHIO | 12 | $101K |
| Other | MEDICAL MUTUAL OF OHIO | 12 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.