No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SALARIES - HEALTH BENEFITS EIN 53-0227042 EMPLOYEES | Direct payment from the plan; Employee (plan) Service code 30 | — | $860K |
| SALARIES - MANAGEMENT EIN 53-0227042 EMPLOYEES | Employee (plan); Direct payment from the plan Service code 30 | — | $728K |
| WITHUMSMITH AND BROWN EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $324K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $309K |
| PNC BANK N.A. EIN 25-1211909 NONE | Investment management fees paid indirectly by plan; Custodial (securities); Investment management; Investment management fees paid directly by plan; Soft dollars commissions; Direct payment from the plan Service code 19 | — | $289K |
| SALARIES - ADMINISTRATIVE SERVICES EIN 53-0227042 EMPLOYEES | Direct payment from the plan; Employee (plan) Service code 30 | — | $274K |
| MULTIPLAN, INC. EIN 13-3068979 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $160K |
| POTOMAC INFORMATION EIN 68-0514214 NONE | Other services; Direct payment from the plan Service code 49 | — | $159K |
| SALARIES - INFORMATION TECHNOLOGY EIN 53-0227042 EMPLOYEES | Employee (plan); Direct payment from the plan Service code 30 | — | $142K |
| LITTLER MENDELSON, P. C. EIN 94-2602731 NONE | Legal; Direct payment from the plan Service code 29 | — | $58K |
| BREDHOFF & KAISER, P.L.L.C. EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | — | $47K |
| HINES ASSOCIATES EIN 36-3545085 NONE | Other services; Direct payment from the plan Service code 49 | — | $25K |
| GENESIS NETWORK EIN 20-5507603 NONE | Direct payment from the plan; Other services Service code 49 | — | $21K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Direct payment from the plan; Consulting (general); Investment advisory (plan) Service code 16 | — | $18K |
| VISION SERVICE PLAN EIN 23-7089668 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $14K |
| NATIONAL SOFTWARE EIN 46-0638016 NONE | Direct payment from the plan; Other services Service code 49 | — | $11K |
| SMART DATA SOLUTIONS EIN 41-2006324 NONE | Direct payment from the plan; Other services Service code 49 | — | $10K |
| DOYLE PRINTING EIN 53-0191325 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16,041 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 704 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 25,915 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 6,109 | $12.4M |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 14 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,109 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.