No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SALARIES - HEALTH BENEFITS EIN 53-0227042 EMPLOYEES | Employee (plan); Direct payment from the plan Service code 30 | — | $769K |
| SALARIES - MANAGEMENT EIN 53-0227042 EMPLOYEES | Direct payment from the plan; Employee (plan) Service code 30 | — | $668K |
| THE SEGAL COMPANY EIN 13-1835864 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $506K |
| SALARIES - ADMINISTRATIVE SERVICES EIN 53-0227042 EMPLOYEES | Direct payment from the plan; Employee (plan) Service code 30 | — | $333K |
| PNC BANK N. A. EIN 25-1211909 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Custodial (securities); Investment management fees paid indirectly by plan; Direct payment from the plan; Investment management Service code 19 | — | $282K |
| BOND BEEBE, P.C. EIN 52-1044197 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $242K |
| SALARIES - INFORMATION TECHNOLOGY EIN 53-0227042 EMPLOYEES | Direct payment from the plan; Employee (plan) Service code 30 | — | $126K |
| BREDHOFF & KAISER, P.L.L.C EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | — | $83K |
| LITTLER MENDELSON, P.C. EIN 94-2602731 NONE | Legal; Direct payment from the plan Service code 29 | — | $62K |
| MULTIPLAN, INC. EIN 13-3068979 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $44K |
| FAIR HEALTH, INC. EIN 90-0524293 NONE | Other services; Direct payment from the plan Service code 49 | — | $28K |
| POTOMAC INFORMATION SYSTEMS EIN 68-0514214 NONE | Other services; Direct payment from the plan Service code 49 | — | $26K |
| CAREWISE HEALTH, INC. EIN 95-3999237 NONE | Direct payment from the plan; Other services Service code 49 | — | $25K |
| GENESIS NETWORK EIN 20-5507603 NONE | Other services; Direct payment from the plan Service code 49 | — | $25K |
| MARCO CONSULTING GROUP EIN 36-3555078 NONE | Direct payment from the plan; Investment advisory (plan); Consulting (general) Service code 16 | — | $18K |
| VISION SERVICE PLAN EIN 23-7089668 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $17K |
| KELLY PRESS, INC. EIN 52-0975591 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $8K |
| CORPORATE MAILING SERVICES, INC. EIN 52-2002853 NONE | Other services; Direct payment from the plan Service code 49 | — | $7K |
| MOUNT VERNON PRINTING EIN 52-1193840 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,367 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16,363 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 685 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 27,415 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | UNITED HEALTHCARE INSURANCE COMPANY | 7,842 | $21.2M |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 29 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,842 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.