| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATIONAL HEALTH ADMINISTRATORS3 | 5000 QUORUM DRIVE SUITE 560 DALLAS, TX 75240 | TRANSAMERICA LIFE INSURANCE COMPANY | $1.5M | $0 | $1.5M | 8.36% |
| SENIOR COMMISSION FUNDING LLC3 Filed as: SENIOR COMMISSION FUNDING | 6201 PRESIDENTIAL COURT FORT MYERS, FL 33919 | JOHN HANCOCK LIFE INSURANCE COMPANY | $230K | $0 | $230K | 2.28% |
| NATIONAL HEALTH ADMINISTRATORS3 | 5000 QUORUM DRIVE SUITE 560 DALLAS, TX 75240 | MUTUAL OF OMAHA INSURANCE COMPANY | $483K | $0 | $483K | 7.03% |
| LTCI PARTNERS LLC3 Filed as: LTCI PARTNERS, INC. | 100 N. FIELD DRIVE SUITE 140 LAKE FOREST, IL 60048 | JOHN HANCOCK LIFE INSURANCE COMPANY | $28K | $0 | $28K | 3.03% |
| LTCG3 | 8601 N. SCOTTSDALE ROAD SUITE 335 SCOTTSDALE, AZ 85253 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,840 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,840 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 9,171 | $36.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.