See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GEBA STAFF EMPLOYEES | Direct payment from the plan; Employee (plan); Accounting (including auditing) Service code 10 | — | $927K |
| SIQUIS LTD NONE | Direct payment from the plan; Participant communication Service code 38 | 1340 SMITH AVENUE, SUITE 300 BALTIMORE, MD 212093731 | $357K |
| SPRINGFIELD PRINT & GRAPHICS NONE | Copying and duplicating; Direct payment from the plan Service code 36 | P.O. BOX 230339 CENTREVILLE, MD 20120 | $60K |
| BORMEL, GRICE & HUYETT, P.A. EIN 52-1544136 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 14409 GREENVIEW DRIVE, SUITE 201 LAUREL, MD 20708 | $52K |
| MOUNT ROYAL PRINTING NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 6310 BLAIR HILL LANE BALTIMORE, MD 21209 | $39K |
| THE STANDARD GROUP NONE | Direct payment from the plan; Participant communication Service code 38 | P.O. BOX 4684 LANCASTER, PA 17604 | $22K |
| HODGSON CONSULTING NONE | Consulting fees; Participant communication; Direct payment from the plan Service code 38 | 10401 CONNECTICUT AVENUE 103 KENSINGTON, MD 20895 | $16K |
| MORRISON, BROWN, ARGIZ & FARRA, LLC EIN 01-0720052 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 1450 BRICKELL AVENUE, 18TH FLOOR MIAMI, FL 33131 | $12K |
| TARGET MARKETING LLC NONE | Participant communication; Direct payment from the plan Service code 38 | 11404 CRONRIDGE DRIVE OWNINGS MILLS, MD 21117 | $11K |
| PCA, LLC NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 15 WEST AYLESBURY ROAD TIMONIUM, MD 210934142 | $7K |
| INFORMATION SYSTEMS NETWORKS NONE | Direct payment from the plan; Consulting fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 4157 MOUNTAIN ROAD, 207 PASADENA, MD 21122 | $7K |
| HEATHER KLAZAS NONE | Direct payment from the plan; Participant communication Service code 38 | 337 N. NEW STREET LITITZ, PA 17543 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,640 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 15,640 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | NATIONAL VISION ADMINISTRATORS, LLC | 3,842 | $262K |
| Life insurance | NEW YORK LIFE INSURANCE COMPANY | 7,935 | $6.0M |
| Long-term disability | NEW YORK LIFE INSURANCE COMPANY | 1,493 | $691K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 101 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,935 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.