See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SIQUIS LTD NONE | Participant communication; Direct payment from the plan Service code 38 | 1340 SMITH AVENUE, SUITE 300 BALTIMORE, MD 212093731 | $548K |
| SPRINGFIELD PRINT & GRAPHICS NONE | Copying and duplicating; Direct payment from the plan Service code 36 | P.O. BOX 230339 CENTREVILLE, MD 20120 | $66K |
| HODGSON CONSULTING NONE | Participant communication; Direct payment from the plan; Consulting fees Service code 38 | 10401 CONNECTICUT AVENUE 103 KENSINGTON, MD 20895 | $34K |
| THE STANDARD GROUP NONE | Direct payment from the plan; Participant communication Service code 38 | P.O. BOX 4684 LANCASTER, PA 17604 | $31K |
| MOUNT ROYAL PRINTING NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 6310 BLAIR HILL LANE BALTIMORE, MD 21209 | $30K |
| LAMBERT MARKETING & COMM LLC NONE | Direct payment from the plan; Participant communication Service code 38 | 1158 S. LEFEVER DRIVE LITITZ, PA 17543 | $12K |
| HEATHER KLAZAS NONE | Direct payment from the plan; Participant communication Service code 38 | 337 N. NEW STREET LITITZ, PA 17543 | $11K |
| INFORMATION SYSTEMS NETWORKS NONE | Direct payment from the plan; Consulting fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 4157 MOUNTAIN ROAD, 207 PASADENA, MD 21122 | $11K |
| TARGET MARKETING LLC NONE | Participant communication; Direct payment from the plan Service code 38 | 11404 CRONRIDGE DRIVE OWNINGS MILLS, MD 21117 | $8K |
| MOUNTAINTOP SOFTWARE CORP. NONE | Consulting fees; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 1018 YOUNG AVENUE BEL AIR, MD 21014 | $7K |
| PCA, LLC NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 15 WEST AYLESBURY ROAD TIMONIUM, MD 210934142 | $7K |
| SYSTEMS EXPERTS CORPORATION NONE | Consulting fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 11 SPILLER ROAD SUDBURY, MA 01776 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,368 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 15,368 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF PENNSYLVANIA | 3,371 | $2.5M |
| Vision | NATIONAL VISION ADMINISTRATORS, LLC | 3,197 | $230K |
| Life insurance | NEW YORK LIFE INSURANCE COMPANY | 7,798 | $5.9M |
| Long-term disability | NEW YORK LIFE INSURANCE COMPANY | 1,444 | $658K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 103 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,798 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.