| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $9K | $443 | $9K | 11.04% |
| MATTHEW W EVANS3 | 1344 ASHTON RD HANOVER, MD 21076 | AFLAC | $3K | $88 | $3K | 3.98% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $1K | $85 | $2K | 1.85% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $609 | $3 | $612 | 0.73% |
| DAVID MORNINGSTAR3 Filed as: DAVID MORINGSTAR | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $427 | — | $427 | 0.51% |
| CONSTANTINE HADJIS3 | 8721 LACKAWANNA AVENUE PARKVILLE, MD 21234 | AFLAC | $288 | — | $288 | 0.34% |
| CHRIS C COMPTON JR3 | 9447 BELLHALL DR BALTIMORE, MD 21236 | AFLAC | $86 | — | $86 | 0.10% |
| MICHAEL J BASS3 | 6321 N BARCELONA COURT UNIT 911 TUCSON, AZ 85704 | AFLAC | $42 | — | $42 | 0.05% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY ST 21797 WOODBINE, MD 21797 | AFLAC | $42 | — | $42 | 0.05% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE APT 713 BETHESDA, MD 20814 | AFLAC | $11 | $9 | $20 | 0.02% |
| CARLOS A ALMEIDA3 | 419 HARRINGTON ROAD BEL AIR, MD 21015 | AFLAC | $16 | — | $16 | 0.02% |
| BYRAN FISH3 | 4050 CANDLE LIGHT DRIVE DAYTON, MD 21036 | AFLAC | $13 | — | $13 | 0.02% |
| JASON D ELLIS3 Filed as: JASON BARE | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $13 | — | $13 | 0.02% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $12 | — | $12 | 0.01% |
| AUTUMN STROHMAIER3 | 254 CHAPMAN RD STE 203 NEWARK, DE 19702 | AFLAC | $12 | — | $12 | 0.01% |
| BRIAN G JAEGGI3 | 5700 CHICOPEE AVE ENCINO, CA 91316 | AFLAC | $11 | — | $11 | 0.01% |
| RANDY S SCHWARTZ3 | 16 PERHALL COURT NOTTINGHAM, MD 21236 | AFLAC | $9 | — | $9 | 0.01% |
| DAVID WAGENHEIM3 | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $9 | — | $9 | 0.01% |
| JOHN A LECKLITER3 | 1915 TOWNE CENTRE BLVD UNIT 314 ANNAPOLIS, MD 21401 | AFLAC | $8 | — | $8 | 0.01% |
| ERIC M SILVERMAN3 Filed as: ERIC SILVERMAN | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | AFLAC | $4 | — | $4 | 0.00% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $3 | — | $3 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL WALKER | 203 MARKET ST STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1 | — | $1 | 0.00% |
| SCHOENFELD INSURANCE ASSOCIATES INC3 | 6225 SMITH AVENUE SUITE B200 BALTIMORE, MD 21209 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 4.80% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $82 | — | $82 | 2.90% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $59 | — | $59 | 2.09% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $45 | — | $45 | 1.59% |
| BRYAN FISH3 | 4050 CANDLE LIGHT DRIVE DAYTON, MD 21036 | AFLAC | $25 | — | $25 | 0.88% |
| DAVID MORNINGSTAR3 | 12285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $24 | — | $24 | 0.85% |
| BRIAN G JAEGGI3 | 5700 CHICOPEE AVE ENCINO, CA 91316 | AFLAC | $22 | — | $22 | 0.78% |
| CONSTANTINE HADJIS3 | 8721 LACKAWANNA AVENUE PARKVILLE, MD 21234 | AFLAC | $21 | — | $21 | 0.74% |
| JERENY FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 225 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 225 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AFLAC | 86 | $86K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 225 | $81K |
| Short-term disability(2 contracts) | AFLAC | 86 | $86K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 225 | $81K |
| Other(3 contracts, 2 carriers) | AFLAC | 225 | $167K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 225 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.