| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMERSON REID LLC2 Filed as: EMERSON REID NJ | 1305 WALT WHITMAN RD MELLVILLE, NY 11747 | HORIZON HEALTHCARE SERVICES, INC. | $49K | $15K | $64K | — |
| EMERSON REID LLC2 Filed as: EMERSON REID NJ | 1305 WALT WHITMAN RD MELVILLE, NY 11747 | HORIZON HEALTHCARE SERVICES, INC. | $4K | $5K | $9K | — |
| EMERSON REID LLC2 Filed as: EMERSON REID NJ | 1305 WALT WHITMAN RD MELVILLE, NY 11747 | HORIZON HEALTHCARE SERVICES, INC. | $1K | $0 | $1K | — |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 350 5TH AVE STE 3700 NEW YORK, NY 10118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $5K | $8K | — |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 350 5TH AVE STE 3700 NEW YORK, NY 10118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $2K | $4K | — |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 350 5TH AVE STE 3700 NEW YORK, NY 10118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $4K | $7K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 118 | $0 |
| Dental | HORIZON HEALTHCARE SERVICES, INC. | 120 | $0 |
| Vision | HORIZON HEALTHCARE SERVICES, INC. | 103 | $0 |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 150 | $0 |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 150 | $0 |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 150 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.