| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TENTH DOT BENEFITS SOLUTIONS LLC3 | 444 LIBERTY AVE. PITTSBURGH, PA 15222 | MINNESOTA LIFE INSURANCE COMPANY | $55K | $50K | $104K | 3.95% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP | 210 6TH AVE STE 750 PITTSBURGH, PA 15222 | MINNESOTA LIFE INSURANCE COMPANY | $11K | $10K | $21K | 0.80% |
| TENTH DOT BENEFITS SOLUTIONS LLC3 | FOUR GATEWAY CENTER PITTSBURGH, PA 15222 | AETNA LIFE INSURANCE CO. | $41K | $0 | $41K | 1.92% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET SAN DIEGO, CA 92101 | AETNA LIFE INSURANCE CO. | $33K | $0 | $33K | 1.54% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SVCS | 100 PINE STREET 11TH FL SAN FRANCISCO, CA 94111 | AETNA LIFE INSURANCE CO. | $0 | $25K | $25K | 1.17% |
| ASSUREDPARTNERS3 Filed as: HDH GROUP | 210 6TH AVE PITTSBURGH, PA 15222 | AETNA LIFE INSURANCE CO. | $7K | $0 | $7K | 0.31% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SVCS | 100 PINE STREET 11TH FL SAN FRANCISCO, CA 94111 | AETNA LIFE INSURANCE CO. | $0 | $6K | $6K | 0.29% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 625 LIBERTY AVENUE 10TH FL PITTSBURGH, PA 15222 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $97K | $0 | $97K | 4.88% |
| TENTH DOT BENEFITS SOLUTIONS LLC3 | 444 LIBERTY AVE. PITTSBURGH, PA 15222 | MINNESOTA LIFE INSURANCE COMPANY | $29K | $26K | $55K | 3.95% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC. | 210 SIXTH AVE PITTSBURGH, PA 15222 | MINNESOTA LIFE INSURANCE COMPANY | $6K | $5K | $11K | 0.80% |
| GATEWAY BENEFITS3 | 210 6TH AVE 30TH FLOOR STE 3 PITTSBURGH, PA 15222 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $34K | $0 | $34K | 5.00% |
| GATEWAY BENEFITS3 | 210 6TH AVE 30TH FLOOR STE 3 PITTSBURGH, PA 15222 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $19K | $0 | $19K | 5.00% |
| TENTH DOT BENEFITS SOLUTIONS LLC3 | 444 LIBERTY AVE. PITTSBURGH, PA 15222 | MINNESOTA LIFE INSURANCE COMPANY | $0 | $7K | $7K | 1.89% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC. | 210 6TH AVE PITTSBURGH, PA 15222 | MINNESOTA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 625 LIBERTY AVENUE 10TH FL PITTSBURGH, PA 15222 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $10K | $0 | $10K | 5.28% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP INC. | 210 6TH AVE 30TH FLOOR PITTSBURGH, PA 15222 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $812 | $812 | 0.90% |
| M. FINANCIAL HOLDINGS INCORPORATED3 Filed as: M FINANCIAL HOLDINGS INC SUITE 900 | 1125 NW COUCH ST PORTLAND, OR 97209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| GATEWAY BENEFITS3 | 210 6TH AVE 30TH FLOOR STE 3 PITTSBURGH, PA 15222 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 5.00% |
| SPECIAL RISK INSURANCE SERVICES INC3 Filed as: SPECIAL RISK INSURANCE SERVICES | P.O. BOX 1108 VOORHEES, NJ 08043 | NATIONAL UNION FIRE INS. CO. OF PITTSBURGH | $9K | $6K | $14K | 25.00% |
| GATEWAY BENEFITS3 | 210 6TH AVE 30TH FLOOR STE 3 PITTSBURGH, PA 15222 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,932 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,472 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 29 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,433 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 350 | $3.6M |
| Dental(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 15,239 | $5.7M |
| Vision | VISION SERVICE PLAN | 7,443 | $1.0M |
| Life insurance(5 contracts, 2 carriers) | MINNESOTA LIFE INSURANCE COMPANY | 9,034 | $5.2M |
| Short-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 4,403 | $2.1M |
| Long-term disability(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 4,403 | $2.6M |
| Other(6 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 6,596 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.