See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 20 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 44 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| QUANTUM HEALTH INC EIN 20-8423895 NONE | Contract Administrator Service code 13 | — | $2.9M |
| UMR INC EIN 39-1995276 NONE | Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | — | $2.3M |
| MERCER HUMAN RESOURCE CONSULTING EIN 34-2015463 NONE | Actuarial; Consulting (general); Other commissions Service code 11 | — | $1.7M |
| MERITAIN INC EIN 16-1264154 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Other services; Float revenue Service code 12 | — | $1.5M |
| LIMEADE INC EIN 06-1771116 NONE | Participant communication; Contract Administrator Service code 13 | — | $832K |
| JOHNS HOPKINS EIN 52-1465301 NONE | Contract Administrator Service code 13 | — | $596K |
| UNUM LIFE INSURANCE COMPANY OF AMER EIN 01-0278678 NONE | Contract Administrator; Claims processing Service code 12 | — | $456K |
| QUEST DIAGNOSTICS NONE | Other services Service code 49 | PO BOX 74079 ATLANTA, GA 303740709 | $255K |
| LIVONGO EIN 26-3542036 NONE | Contract Administrator Service code 13 | — | $241K |
| MAVEN CLINIC CO EIN 46-5747423 NONE | Contract Administrator Service code 13 | — | $190K |
| CIGNA EIN 59-9103107 NONE | Contract Administrator; Claims processing Service code 12 | — | $187K |
| CVS CAREMARK NONE | Contract Administrator Service code 13 | ONE CVS DRIVE WOONSOCKET, RI 02895 | $169K |
| DELTA DENTAL OF KENTUCKY EIN 61-0659432 NONE | Contract Administrator Service code 13 | — | $128K |
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 NONE | Other services; Claims processing Service code 12 | — | $77K |
| RETHINK AUTISM INC EIN 26-1746074 NONE | Float revenue; Trustee (bank, trust company, or similar financial institution); Investment advisory (participants) Service code 21 | — | $77K |
| EQUIFAX EIN 58-0401110 NONE | Contract Administrator Service code 13 | — | $64K |
| MILLIMAN INC EIN 91-0675641 NONE | Actuarial Service code 11 | — | $56K |
| HEALTH ADVOCATE INC EIN 23-3080019 NONE | Contract Administrator; Participant communication; Other services Service code 13 | — | $30K |
| QUARTZ NONE | Claims processing; Contract Administrator Service code 12 | 840 CAROLINA STREET SAUK CITY, WI 53583 | $25K |
| AETNA INTEGRATED SERVICES NONE | Contract Administrator Service code 13 | 646 PARSONS AVENUE COLUMBUS, OH 43206 | $12K |
| NEWTOPIA EIN 98-1237608 NONE | Contract Administrator Service code 13 | — | $10K |
| MCKESSON CORPORATION EIN 94-3207296 NONE | Contract Administrator Service code 13 | — | $6K |
| VIRTA MEDICAL P C EIN 36-4841662 NONE | Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,853 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 247 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 23,100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLANS INC | 3,586 | $22.9M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 6,234 | $678K |
| Life insurance(6 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 10,123 | $4.0M |
| Short-term disability(7 contracts, 4 carriers) | UNUM INSURANCE COMPANY | 3,167 | $2.3M |
| Long-term disability(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 7,594 | $2.6M |
| Other(6 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 11,380 | $6.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,380 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.