See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 28 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 44 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE CO EIN 35-0781558 NONE | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Other services; Contract Administrator Service code 12 | — | $11.2M |
| UNITED HEALTHCARE SERVICES EIN 41-1289245 NONE | Claims processing; Other services Service code 12 | — | $4.0M |
| AETNA LIFE INSURANCE CO EIN 06-6033492 NONE | Contract Administrator; Claims processing Service code 12 | — | $2.1M |
| LIMEADE INC EIN 06-1771116 NONE | Contract Administrator; Participant communication Service code 13 | — | $1.5M |
| QUEST DIAGNOSTICS NONE | Other services Service code 49 | PO BOX 74079 ATLANTA, GA 30374 | $1.4M |
| UNUM LIFE INSURANCE CO. OF AMERICA EIN 01-0278678 NONE | Claims processing; Contract Administrator Service code 12 | — | $1.1M |
| EXPRESS SCRIPTS INC EIN 22-3461740 NONE | Claims processing; Contract Administrator; Other fees Service code 12 | — | $743K |
| HEALTH ADVOCATE EIN 23-3080019 NONE | Participant communication; Contract Administrator; Other services Service code 13 | — | $457K |
| MERCER EIN 34-2015463 NONE | Other commissions; Consulting (general); Actuarial Service code 11 | — | $442K |
| CIGNA EIN 59-1031071 NONE | Claims processing; Contract Administrator Service code 12 | — | $362K |
| DELTA DENTAL OF KENTUCKY EIN 61-0659432 NONE | Contract Administrator; Claims processing Service code 12 | — | $354K |
| UNIVERS WORKPLACE SOLUTIONS EIN 22-3325321 NONE | Claims processing; Other fees; Contract Administrator Service code 12 | — | $89K |
| EQUIFAX EIN 58-0401110 NONE | Contract Administrator Service code 13 | — | $72K |
| PAYFLEX SYSTEMS USA INC EIN 91-1774434 NONE | Participant communication; Contract Administrator Service code 13 | — | $50K |
| MILLIMAN INC EIN 91-0675641 NONE | Actuarial Service code 11 | — | $26K |
| PNC BANK EIN 25-1211909 NONE | Trustee (bank, trust company, or similar financial institution); Investment advisory (participants); Float revenue Service code 21 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 47,561 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 266 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 47,827 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 3,976 | $32.2M |
| Vision(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 18,533 | $4.0M |
| Life insurance(8 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 12,020 | $10.8M |
| Short-term disability(4 contracts, 3 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 8,062 | $3.6M |
| Long-term disability(6 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,889 | $7.4M |
| Other(10 contracts, 4 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 42,700 | $19.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 42,700 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.