No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CDS ADMINISTRATORS, INC EIN 25-1352803 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 60 BLVD OF ALLIES, 5TH FLOOR PITTSBURGH, PA 15222 | $254K |
| BUCK CONSULTANTS EIN 13-3954297 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | DEPT CH14061 PALATINE, IL 600554061 | $111K |
| CAREFIRST EIN 52-1330940 | Direct payment from the plan; Claims processing; Other services Service code 12 | — | $63K |
| MOONEY,GREEN,SAINDON,MURPHY&WELC PC EIN 52-1958229 NONE | Legal; Direct payment from the plan Service code 29 | — | $44K |
| SALTER & COMPANY EIN 53-0212316 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $34K |
| PNC BANK EIN 22-1146430 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $16K |
| DELTA DENTAL EIN 12-1667011 NONE | Claims processing; Direct payment from the plan; Insurance services; Other services Service code 12 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 572 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 242 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 814 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | CAREFIRST BLUECROSS BLUESHIELD | 228 | $2.9M |
| Dental | DELTA DENTAL OF THE DISTRICT OF COLUMBIA | 139 | $111K |
| Vision | NATIONAL VISION ADMINISTRATORS, LLC. | 0 | $0 |
| Life insurance | METTROPOLITAN LIFE INSURANCE COMPANY | 608 | $113K |
| Prescription drug | EXPRESS SCRIPTS, INC. | 0 | $586K |
| Other | METTROPOLITAN LIFE INSURANCE COMPANY | 608 | $113K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 608 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.