| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC5 Filed as: MARSH USA, INC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $1.3M | $1.3M | 1.75% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $203K | — | $203K | 0.28% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $101K | — | $101K | 0.36% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10170 | KAISER FOUNDATION HEALTH PLAN INC | $51K | — | $51K | 0.32% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10017 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2.2M | — | $2.2M | 14.29% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 753207640 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | $330K | $330K | 2.14% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10170 | KAISER FOUNDATION HEALTH PLAN INC | $54K | — | $54K | 0.35% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $42K | — | $42K | 0.34% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $35K | — | $35K | 0.40% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $843K | — | $843K | 12.09% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10017 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $562K | — | $562K | 8.06% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | ARAG SERVICES, LLC | $191K | — | $191K | 6.59% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SERVICES, LLC | 450 LEXINGTON AVE WEWORK 4TH FLOOR NEW YORK, NY 10017 | ARAG SERVICES, LLC | $116K | — | $116K | 4.00% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES LLC | 45O LEXINGTON AVE WEWORK 4TH FLOOR NEW YORK, NY 10017 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $17K | $27K | $44K | 1.67% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 0.34% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE WEWORK 4TH FLOOR NEW YORK, NY 10017 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $3K | — | $3K | 0.52% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $879 | — | $879 | 0.19% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $15 | — | $15 | 0.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107,520 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 107,520 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 4,875 | $1.9M |
| Vision(3 contracts, 3 carriers) | VISION SERVICE PLAN | 74,889 | $12.3M |
| Life insurance(8 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 113,598 | $125.1M |
| Short-term disability(6 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,235 | $6.7M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 49,340 | $14.1M |
| Other(5 contracts, 5 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 107,520 | $28.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 113,598 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.