| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC5 Filed as: MARSH USA, INC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $1.3M | $1.3M | 1.89% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $113K | — | $113K | 0.17% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $46K | — | $46K | 0.15% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NC 10170 | KAISER FOUNDATION HEALTH PLAN INC | $59K | — | $59K | 0.31% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10170 | KAISER FOUNDATION HEALTH PLAN INC | $64K | — | $64K | 0.35% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 753207640 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2.1M | $196K | $2.3M | 14.37% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10017 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $378K | — | $378K | 2.36% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $48K | — | $48K | 0.30% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $18K | — | $18K | 0.15% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $15K | — | $15K | 0.17% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1.1M | $336K | $1.5M | 21.97% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10017 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $208K | — | $208K | 3.13% |
| BUCK GLOBAL LLC3 | PO BOX 207640 DALLAS, TX 75320 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $11K | $55K | $66K | 2.28% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10017 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $8K | — | $8K | 0.29% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | ARAG SERVICES, LLC | $243K | — | $243K | 9.55% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SERVICE, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10017 | ARAG SERVICES, LLC | $40K | — | $40K | 1.57% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 0.15% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT SECURITIES, LLC | 450 LEXINGTON AVE, 4TH FLOOR NEW YORK, NY 10017 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $2K | — | $2K | 0.34% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 0.63% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $55 | — | $55 | 0.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105,609 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 105,609 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 5,002 | $2.0M |
| Vision(3 contracts, 3 carriers) | VISION SERVICE PLAN | 72,218 | $12.3M |
| Life insurance(7 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 116,696 | $122.7M |
| Short-term disability(6 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 8,626 | $5.9M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 50,636 | $15.8M |
| Other(5 contracts, 5 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 105,609 | $28.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 116,696 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.