| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK EDWARD PARTNERS LLC3 | 505 PARK AVENUE NEW YORK, NY 10022 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | $0 | $6K | 2.53% |
| THE SOUTHERN REGION LLC3 | 7313 MERCHANT COURT SARASOTA, FL 34240 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $12K | $0 | $12K | 10.00% |
| MARK EDWARD PARTNERS LLC3 | 440 ROYAL PALM WAY, SUITE 200 PALM BEACH, FL 33480 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $10K | $0 | $10K | 8.00% |
| MJ INSURANCE3 Filed as: MARTA M. SASTRE AND VARIOUS AGENTS | 1214 COLUMBUS BOULEVARD CORAL GABLES, FL 33134 | AFLAC | $358 | $0 | $358 | 2.65% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TERRACE MIAMI, FL 33155 | AFLAC | $338 | $0 | $338 | 2.50% |
| MARIANA CHRISTIN SANCHEZ-MEDINA3 | 6100 SW 44TH TERRACE MIAMI, FL 33155 | AFLAC | $304 | $0 | $304 | 2.25% |
| MARIA C ORTIZ3 Filed as: MARIA C. ORTIZ | 7400 SW 50TH TERRACE, SUITE 300 MIAMI, FL 33155 | AFLAC | $119 | $0 | $119 | 0.88% |
| ALESSANDRA SANCHEZ MEDINA3 Filed as: ALESSANDRA C. SANCHEZ MEDINA | 6100 SW 44TH TERRACE MIAMI, FL 33155 | AFLAC | $96 | $0 | $96 | 0.71% |
| CINDY K CORVI3 Filed as: CINDY K. CORVI | 24240 GALLBERRY DRIVE VENICE, FL 34293 | AFLAC | $89 | $0 | $89 | 0.66% |
| NATALIA DURAN GUZMAN3 | 1945 SW 25TH TERRACE MIAMI, FL 33133 | AFLAC | $82 | $0 | $82 | 0.61% |
| B & B INSURANCE SOLUTIONS INC3 Filed as: B AND B INSURANCE SOLUTIONS INC. | 12002 SW 128TH COURT MIAMI, FL 33186 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $192 | $126 | $318 | 3.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ADAM IRA BROWN | 700 NE 7TH AVENUE, SUITE 6 FORT LAUDERDALE, FL 33304 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $218 | $66 | $284 | 2.76% |
| MJ INSURANCE3 Filed as: MICHEL GUTIERREZ AND VARIOUS AGENTS | 29244 SW 142ND PLACE HOMESTEAD, FL 33033 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $202 | $0 | $202 | 1.96% |
| THEODORE JAMES MCGONIGAL3 | 1715 MARSH POINTE DRIVE CLERMONT, FL 34711 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $200 | $0 | $200 | 1.94% |
| BRITO BENEFITS SOLUTIONS INC3 Filed as: BRITO BENEFITS SOLUTONS INC. | 14716 SOUTHWEST 112 TERRACE MIAMI, FL 33196 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $77 | $28 | $105 | 1.02% |
| WALTER LUISENRIQUE BENITEZ3 | 12002 SW 128TH COURT MIAMI, FL 33186 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $71 | $7 | $78 | 0.76% |
| CRYSTAL IBC LLC3 | 2 ALHAMBRA PLAZA, SUITE 102 CORAL GABLES, FL 33134 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $69 | $0 | $69 | 0.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 324 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 324 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 348 | $257K |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 348 | $267K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 348 | $257K |
| Life insurance(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 348 | $267K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 16 | $10K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 348 | $257K |
| Other(4 contracts, 4 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 348 | $400K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 348 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.