| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC, | 39030 TREASURY CENTER CHICAGO, IL 60694 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $789K | $789K | 2.04% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | AETNA LIFE INSURANCE COMPANY | $771K | — | $771K | 2.14% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CTR CHICAGO, IL 60694 | UNITEDHEALTHCARE INSURANCE COMPANY | $618K | $14K | $631K | 2.17% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | EMPIRE HEALTHCHOICE ASSURANCE, INC (G1921) | $255K | — | $255K | 1.80% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $104K | — | $104K | 1.98% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - PARSIPPANY | 29840 NETWORK PL CHICAGO, IL 606731298 | THE FIRST UNUM LIFE INSURANCE COMPANY | $237K | $138K | $376K | 7.88% |
| HEWITT INSURANCE BROKERAGE LLC3 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | DELTA DENTAL OF NEW YORK | $60K | — | $60K | 1.57% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | DELTA DENTAL OF NEW YORK | $60K | — | $60K | 1.56% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - PARSIPPANY | 29840 NETWORK PL CHICAGO, IL 606731298 | FIRST UNUM LIFE INSURANCE COMPANY | — | $36K | $36K | 1.38% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC, | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | MEDICAL MUTUAL | $48K | — | $48K | 1.98% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 200 E RANDOLPH ST CHICAGO, IL 606016436 | KAISER FOUNDATION HEALTH PLAN INC | $37K | — | $37K | 2.20% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CTR CHICAGO, IL 606949000 | VISION SERVICE PLAN | $43K | — | $43K | 5.00% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 60694 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $16K | — | $16K | 1.96% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $25K | — | $25K | 2.97% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | UPMC HEALTH OPTIONS | $16K | — | $16K | 1.94% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC, | 200 E RANDOLPH ST CHICAGO, IL 606016436 | KAISER FOUNDATION HEALTH PLAN INC | $16K | — | $16K | 2.07% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE | 39030 TREASURY CENTER CHICAGO, IL 60694 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $11K | — | $11K | 2.01% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | HEALTH NET | $10K | — | $10K | 1.94% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $99K | — | $99K | 20.64% |
| MINTZ & VAN NEST INC3 | 420 BLVD STE 109 MOUNTAIN LAKES, NJ 07046 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $7K | $921 | $8K | 1.67% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | BLDG 2, STE 125 1250 CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | — | $785 | $785 | 0.16% |
| MALLEY ROBERT3 | 201 MERRITT 7 NORWALK, CT 06851 | PRIORITY HEALTH INSURANCE COMPANY | $6K | — | $6K | 2.20% |
| DAVIS KIRT3 | 539 BROWN CIRCLE ELK GROVE VILLAGE, IL 60007 | PRIORITY HEALTH INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 4.03% |
| HEWITT INSURANCE BROKERAGE LLC3 | 39030 TREASURY CENTER CHICAGO, IL 60694 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $5K | — | $5K | 1.97% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | $24K | $2K | $26K | 11.48% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE, LLC | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COMPANY | — | $2K | $2K | 0.76% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $53 | $6K | 4.02% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 4 OVERLOOK PARK LINCOLNSHIRE, IL 60069 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON OPTIONS, INC. | $2K | — | $2K | 1.84% |
| ADALSAN INC3 Filed as: ADALSAN INC. | C/O ALFRED SUZAN 50 JERICHO TURNPIKE #110 JERICHO, NY 11753 | FEDERAL INSURANCE COMPANY | $20K | — | $20K | 17.50% |
| MMG AGENCY INC.3 Filed as: MMG AGENCY | 32 BROADWAY, SUITE 1818 NEW YORK, NY 10004 | FEDERAL INSURANCE COMPANY | $14K | — | $14K | 12.50% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE LLC-EX | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $2K | — | $2K | 2.59% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC-EXCHANGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $1K | — | $1K | 1.64% |
| HEWITT INSURANCE BROKERAGE LLC3 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 60069 | DELTA DENTAL OF NEW YORK | $955 | — | $955 | 1.58% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 60694 | DELTA DENTAL OF NEW YORK | $929 | — | $929 | 1.54% |
| KIRT DAVIS3 | AON INSURANCE AGENCY LLC 39030 TREASURY CENTER CHICAGO, IL 60694 | DEAN HEALTH PLAN INC | $684 | — | $684 | 1.31% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE LLC-EX | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $1K | — | $1K | 2.86% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC-EXCHANGE | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $926 | — | $926 | 1.99% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE LLC-EX | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $606 | — | $606 | 1.45% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC-EX | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $441 | — | $441 | 1.06% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | HEALTH NET | $589 | — | $589 | 2.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 27.31% |
| MINTZ & VAN NEST INC3 | 420 BLVD STE 109 MOUNTAIN LAKES, NJ 07046 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $223 | — | $223 | 0.83% |
| KIRT DAVIS3 | AON INSURANCE AGENCY LLC 39030 TREASURY CENTER CHICAGO, IL 60694 | PREVEA360 HEALTH PLAN | $336 | — | $336 | 1.59% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 4 OVERLOOK PARK LINCOLNSHIRE, IL 60069 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $126 | — | $126 | 0.68% |
| MINTZ & VAN NEST INC3 | 420 BOULEVARD STE 109 MOUNTAIN LAKES, NJ 07046 | FIRST UNUM LIFE INSURANCE COMPANY | $451 | — | $451 | 5.49% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $78 | — | $78 | 3.01% |
| HEWITT INSURANCE BROKERAGE LLC3 Filed as: HEWITT INSURANCE BROKERAGE LLC-EX | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $34 | — | $34 | 2.62% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC-EX | 39030 TREASURY CENTER CHICAGO, IL 606949000 | EYEMED | $27 | — | $27 | 2.08% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $35 | — | $35 | 3.19% |
| AON CONSULTING INC3 Filed as: HEWITT INS BROKERAGE LLC | 39030 TREASURY CTR CHICAGO, IL 606949000 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $23 | — | $23 | 2.93% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - PARSIPPANY | 29840 NETWORK PL CHICAGO, IL 606731298 | FIRST UNUM LIFE INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,271 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 654 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 229 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(20 contracts, 18 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 10,606 | $131.7M |
| Dental(9 contracts, 8 carriers) | AETNA LIFE INSURANCE COMPANY | 13,877 | $41.1M |
| Vision(6 contracts, 3 carriers) | VISION SERVICE PLAN | 4,352 | $1.3M |
| Life insurance | THE FIRST UNUM LIFE INSURANCE COMPANY | 13,327 | $4.8M |
| Long-term disability(5 contracts, 3 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 15,994 | $3.2M |
| Prescription drug(2 contracts, 2 carriers) | MEDICAL MUTUAL | 220 | $2.4M |
| Other(7 contracts, 7 carriers) | THE FIRST UNUM LIFE INSURANCE COMPANY | 13,327 | $6.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,994 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.