| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $108K | $0 | $108K | 2.40% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - PARSIPPANY | PO BOX 905494 CHARLOTTE, NC 282905494 | FIRST UNUM LIFE INSURANCE COMPANY | $45K | $0 | $45K | 1.15% |
| AON CONSULTING INC3 Filed as: AON HEWITT | PO BOX 905494 CHARLOTTE, NC 282905494 | COMBINED INSURANCE COMPANY OF AMERICA | $58K | $0 | $58K | 16.07% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $521 | $7K | 3.89% |
| MINTZ & VAN NEST INC3 Filed as: MINTZ & VAN NEST INC. | 18 W PASSAIC ST ROCHELLE PARK, NJ 076623214 | METROPOLITAN LIFE INSURANCE COMPANY | -$522 | $0 | -$522 | -0.30% |
| MMG AGENCY INC.3 | 32 BROADWAY, SUITE 1818 NEW YORK, NY 10004 | FEDERAL INSURANCE COMPANY | $0 | $0 | $0 | — |
| ADALSAN INC3 | 50 JERICHO TURNPIKE #110 JERICHO, NY 11753 | FEDERAL INSURANCE COMPANY | $0 | $0 | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,770 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 499 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 13,269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TRIPLE-S SALUD, INC. | 4 | $23K |
| Dental | AETNA LIFE INSURANCE COMPANY | 3,791 | $997K |
| Vision | VISION SERVICE PLAN | 8,360 | $1.6M |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 12,541 | $4.5M |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 12,245 | $3.9M |
| Other(3 contracts, 3 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 12,770 | $4.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,770 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.