| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | KAISER FOUNDATION HEALTH PLAN OF THE MID ATLANTIC | $44K | $0 | $44K | 3.13% |
| WEALTH PRESERVATION INC3 Filed as: WEALTH PRESERVATION INC. | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $78K | $0 | $78K | 7.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $62K | $0 | $62K | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $29K | $0 | $29K | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $0 | $7K | 7.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $0 | $9K | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNITED CONCORDIA DENTAL PLANS, INC. | $3K | $0 | $3K | 10.84% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 10.81% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $908 | $0 | $908 | 7.19% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 11.52% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $995 | $0 | $995 | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $556 | $0 | $556 | 10.00% |
| WEALTH PRESERVATION INC3 | SUTIE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $478 | $0 | $478 | 9.99% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $427 | $0 | $427 | 10.01% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $235 | $0 | $235 | 9.99% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $111 | $0 | $111 | 9.90% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $105 | $0 | $105 | 10.00% |
| WEALTH PRESERVATION INC3 | SUITE 304 9515 DEERECO ROAD TIMONIUM, MD 21093 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $36 | $0 | $36 | 9.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,935 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,277 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 8,212 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF THE MID ATLANTIC | 204 | $1.4M |
| Dental(2 contracts) | UNITED CONCORDIA DENTAL PLANS, INC | 507 | $120K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 6,935 | $1.1M |
| Short-term disability(18 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 670 | $631K |
| Long-term disability(19 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 3,461 | $1.2M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 6,935 | $99K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,935 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.