| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CENTRAL MARYLAND INS ASSOC INC3 Filed as: CENTRAL MARYLAND INSURANCE ASSOCIAT | 2045 YORK RD - 2ND FLOOR TIMONIUM, MD 21093 | KAISER | $26K | — | $26K | 3.36% |
| CENTRAL MARYLAND INS ASSOC INC3 Filed as: CENTRAL MARYLAND INSURANCE ASSOCIAT | 2045 YORK RD - SUITE 201 TIMONIUM, MD 21093 | MEDICAL LIFE / DEARBORN NATIONAL | $4K | — | $4K | 6.17% |
| CENTRAL MARYLAND INS ASSOC INC3 Filed as: CENTRAL MARYLAND INSURANCE ASSOCIAT | 2045 YORK RD - 2ND FLOOR TIMONIUM, MD 21093 | UNUM | $5K | — | $5K | 15.00% |
| GROUP BENEFIT REVIEW3 | 2045 YORK RD - 2ND FLOOR TIMONIUM, MD 21093 | UNUM | $3K | — | $3K | 11.00% |
| CENTRAL MARYLAND INS ASSOC INC3 Filed as: CENTRAL MARYLAND INSURANCE ASSOCIAT | 2045 YORK RD - SUITE 201 TIMONIUM, MD 21093 | DOMINION NATIONAL DENTAL | $2K | — | $2K | 8.00% |
| CENTRAL MARYLAND INS ASSOC INC3 Filed as: CENTRAL MARYLAND INSURANCE ASSOCIAT | 2045 YORK RD - 2ND FLOOR TIMONIUM, MD 21093 | UNUM | $1K | — | $1K | 11.00% |
| CENTRAL MARYLAND INS ASSOC INC3 Filed as: CENTRAL MARYLAND INSURANCE ASSOCIAT | 2045 YORK RD - 2ND FLOOR TIMONIUM, MD 21093 | CAREFIRST BC/BS | $570 | — | $570 | 8.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 71 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 71 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER | 71 | $761K |
| Dental(2 contracts, 2 carriers) | DOMINION NATIONAL DENTAL | 64 | $33K |
| Life insurance(2 contracts, 2 carriers) | MEDICAL LIFE / DEARBORN NATIONAL | 143 | $101K |
| Short-term disability(2 contracts, 2 carriers) | MEDICAL LIFE / DEARBORN NATIONAL | 143 | $100K |
| Long-term disability(2 contracts) | UNUM | 19 | $41K |
| Other(2 contracts, 2 carriers) | MEDICAL LIFE / DEARBORN NATIONAL | 143 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.