Welfare broker

CENTRAL MARYLAND INS ASSOC INC

Mailing address (most recent filing)

2405 YORK RD STE 200

TIMONIUM, MD 21093

Total comp: $570K
Commissions: $419K
Fees: $152K
Filings: 14
Sponsors: 14

Carrier mix

Where CENTRAL MARYLAND INS ASSOC INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC50.0%
BLUE CROSS OF CALIFORNIA50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$1.1M	50.0%
BLUE CROSS OF CALIFORNIA	1	$1.9M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MD	2	$3.0M	0.1%	71.90x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CENTRAL MARYLAND INS ASSOC INC's plans by broker comp / premium ratio. Median 6.58% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CENTRAL MARYLAND INS ASSOC INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CENTRAL MARYLAND INS ASSOC INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CENTER FOR SOCIAL CHANGE, INC. CENTER FOR SOCIAL CHANGE, INC. EMPLOYEE BENEFIT WELFARE PLAN	MD	$1.9M	$99K	CAREFIRST BLUECHOICE, INC.
ATLAS CONTAINER CORPORATION ATLAS CONTAINER CORPORATION HEALTH PLAN	MD	$1.1M	$89K	KAISER FOUNDATION HEALTH PLAN OF MID ATLANTIC STATES INC

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$1.1M

50.0%

BLUE CROSS OF CALIFORNIA

$1.9M

50.0%

State

Plans

Premium

State share

Index

$3.0M

0.1%

71.90x

Sponsor

Loc

Premium

Comp

Carrier

CENTER FOR SOCIAL CHANGE, INC.

CENTER FOR SOCIAL CHANGE, INC. EMPLOYEE BENEFIT WELFARE PLAN

$1.9M

$99K

CAREFIRST BLUECHOICE, INC.

ATLAS CONTAINER CORPORATION

ATLAS CONTAINER CORPORATION HEALTH PLAN

$1.1M

$89K

KAISER FOUNDATION HEALTH PLAN OF MID ATLANTIC STATES INC