| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $73K | $1K | $74K | 5.78% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $25K | — | $25K | 4.78% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | $30K | — | $30K | 10.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HUMAN RESOURCE CONSULTING | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | — | $4K | $4K | 1.49% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $6K | $64 | $6K | 10.94% |
| JOSHUA M PINCUS SOKOLOFF3 Filed as: JOSHUA M PINCUS-SOKOLOFF | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | TRANSAMERICA LIFE INSURANCE COMPANY | $17K | — | $17K | 44.43% |
| SCOTT M NATHAN3 | 628 MISSISSIPPI AVE SILVER SPRING, MD 20910 | TRANSAMERICA LIFE INSURANCE COMPANY | $6K | — | $6K | 16.11% |
| QSMR INC3 Filed as: QSMR, INC. | 1344 ASHTON RD. STE 200 HANOVER, MD 21076 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 7.72% |
| DAJOMA LLC3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | TRANSAMERICA LIFE INSURANCE COMPANY | $42 | — | $42 | 0.11% |
| MALDEN SOLUTIONS LLC3 Filed as: MALDEN SOLUTIONS | 1344 ASHTON RD SUITE 200 HANOVER, MD 21076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | — | $11K | 41.35% |
| SCOTT NATHAN3 | 817 MAIDEN CHOICE LN STE 340 BALTIMORE, MD 21228 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 21.04% |
| JOSHUA M PINCUS SOKOLOFF3 Filed as: JOSHUA PINCUS-SOKOLOFF | 1474 STEVENSON ST BALTIMORE, MD 21230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 6.02% |
| MATTHEW W EVANS3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $839 | — | $839 | 3.05% |
| DREW SKIBITSKY3 Filed as: DREW M SKIBITSKY | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| RAYMOND VEGA3 | RR 2 BOX 1354 SAN JUAN, PR 00926 | TRIPLE S SALUD, INC. | $977 | — | $977 | 5.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | $2K | $237 | $3K | 16.49% |
| MWE SOLUTIONS MS3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $802 | $8K | 56.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 1166 AVENUE OF THE AMERICAS 34TH FLOOR NEW YORK, NY 10036 | HARTFORD LIFE AND ACCIDENT | $742 | — | $742 | 25.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HUMAN RESOURCE CONSULTING | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | — | $59 | $59 | 1.99% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $56 | $1 | $57 | 12.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 373 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 379 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 685 | $1.8M |
| Dental | TRIPLE S SALUD, INC. | 3 | $20K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 586 | $60K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 375 | $298K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 375 | $298K |
| Prescription drug(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 685 | $1.8M |
| Other(6 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 685 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 685 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.