| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS, INC | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | OPTIMA HEALTH PLAN | $1K | — | $1K | 0.16% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS, INC | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | OPTIMA HEALTH PLAN | $852 | — | $852 | 0.18% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS, INC | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | OPTIMA ADVANTAGE POS M/C | $599 | — | $599 | 0.15% |
| BANKERS INSURANCE LLC3 | 120 CROWN DRIVE SUITE A DANVILLE, VA 24540 | ANTHEM HEALTH PLANS OF VIRGINIA | $3K | $2K | $6K | 5.05% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS INC | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | ANTHEM HEALTH PLANS OF VIRGINIA | $720 | — | $720 | 0.64% |
| MANAGED BENEFITS, INC.3 Filed as: MANAGED BENEFITS, INC | 4900 COX RD STE 170 GLEN ALLEN, VA 23060 | OHIC PPO | $107 | — | $107 | 0.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | OPTIMA HEALTH PLAN | 101 | $1.7M |
| Dental | ANTHEM HEALTH PLANS OF VIRGINIA | 239 | $113K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.