| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE LOOMIS COMPANY5 | 850 NORTH PARK ROAD WYOMISSING, PA 19610 | THE LOOMIS COMPANY | — | $41K | $41K | 23.28% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ | 9755 PATUXENT WOODS DRIVE SUITE 200 COLUMBIA, MD 20146 | THE LOOMIS COMPANY | — | $21K | $21K | 11.99% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | PO BOX 632886 CINCINNATI, OH 452632886 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $154 | $6K | 10.79% |
| MULLANEY ENTERPRISES LLC3 | 5850 WATERLOO RD COLUMBIA, MD 21043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $406 | $2K | 7.40% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 9755 PATUXENT WOODS DR COLUMBIA, MD 21046 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $29 | $1K | 4.11% |
| PAMELA GREGG3 Filed as: PAMELA K GREGG | 15001 SAINT THOMAS CHURCH RD UPPER MARLBORO, MD 20772 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $395 | $32 | $427 | 1.49% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: EARLY CASSIDY SCHILLING INC | 1375 PICCARD DR ROCKVILLE, MD 20850 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $408 | — | $408 | 1.42% |
| GREG W WOOLLEY3 | 15492 CLIFFVIEW DR MONTCLAIR, VA 22026 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $349 | $10 | $359 | 1.25% |
| COLLEEN A VOGAN3 | 5018 COBBLESTONE COURT ELLICOTT CITY, MD 21043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $115 | $9 | $124 | 0.43% |
| TRACEY HAMILTON3 | 2098 ST JAMES ROAD MARRIOTTSVILLE, MD 21104 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | $10 | $65 | 0.23% |
| MICHELLE ELAINE HILL3 | 14228 BRIARWOOD TERRACE ROCKVILLE, MD 20853 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | $9 | $35 | 0.12% |
| TRACY L BOULINE3 | 301 LINDEN SHADE COURT MILLERSVILLE, MD 21108 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 0.12% |
| ERNESTO MCKENZIE JR3 | 8618 CHESNUT RIDGE DR. LAUREL, MD 20707 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.10% |
| TERESA D'ASCOLI3 | 16905 VINE COURT OLNEY, MD 20832 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | $1 | $14 | 0.05% |
| CUSTOM BENEFIT PROGRAMS INC3 | 897 12TH ST MANNONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $55 | $31 | $86 | 6.06% |
| BROCKMAN, WILLIAM, HENRY3 | 2403 RESEARCH BLVD, STE 300 ROCKVILLE, MD 20850 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 1.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 84 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 84 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | THE LOOMIS COMPANY | 84 | $175K |
| Dental | THE LOOMIS COMPANY | 84 | $175K |
| Vision | THE LOOMIS COMPANY | 84 | $175K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 103 | $84K |
| Short-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 103 | $84K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 103 | $84K |
| Prescription drug | THE LOOMIS COMPANY | 84 | $175K |
| Stop-loss / reinsurancereinsurance | THE LOOMIS COMPANY | 84 | $175K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 103 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 103 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.